FINTECH Circle

Insights Blog

Latest from the FINTECH Insights blog.

Thought leadership interviews, investor analysis, event highlights and market news from across the FINTECH Circle community.

Most recent

News across the Fintech Community

Click any story to read the full article on our Insights blog.
FINTECH Circle Autumn Drinks 2026

13 October 2026

FINTECH Circle Autumn Drinks 2026

On 13 October 2026, FINTECH Circle brought together fintech founders, investors, board members and industry leaders for an evening of insightful conversations and networking at our Autumn Drinks, hosted by event sponsors MHA.

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FINTECH Circle CXO Dinner

July 14, 2026

FINTECH Circle CXO Dinner

Founders, investors and advisers came together for an evening of collaboration and knowledge sharing.

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AI in Active Asset Management

May 11, 2026

AI in Active Asset Management

A research report combining industry sources with interviews across asset management roles.

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Key takeaways from Webinar – Fintech & the UK Autumn Budget

December 11 2025

Key takeaways from Webinar – Fintech & the UK Autumn Budget

In this FINTECH Circle webinar recap, we break down the key tax, regulatory, VAT, employment, incentive, and personal tax changes and what they mean for you in 2026 and beyond. With expert insights from BDO and moderation by Susanne Chishti, this post distils everything fintech companies need to remain compliant, resilient, and growth-ready.

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FF Awards 2025

11 December 2025

FF Awards 2025

From groundbreaking platforms to transformative financial technologies, the FF Awards 2025 showcased exactly why the UK remains at the forefront of fintech excellence.

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Highlights from the FINTECH Circle Pitching Event at FinTech Connect 2025

December 4 2025

Highlights from the FINTECH Circle Pitching Event at FinTech Connect 2025

FINTECH Circle took centre stage at FinTech Connect 2025 with a high-energy live pitching session that brought together exceptional founders, seasoned investors, and industry leaders. It was an inspiring display of talent, vision, and collaboration at one of Europe’s largest fintech gatherings.

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Key Tax & Regulatory Insights from BDO Supporting the UK Fintech Sector

November 25 2025

Key Tax & Regulatory Insights from BDO Supporting the UK Fintech Sector

FINTECH Circle’s Chair Susanne Chishti interviewed BDO’s Fintech specialist, Carrie Rutland (Fintech Tax Lead Partner), Luke Patterson (Fintech Regulatory Lead), Matt Hopkins (Fintech Audit Lead) and Kelly Sheppard (FS Outsourcing) — to uncover the biggest tax, regulatory and operational challenges facing UK Fintechs, and how BDO helps address them.

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How to Go from Idea to Regulated FinTech — Faster Than You Think

October 17 2025

How to Go from Idea to Regulated FinTech — Faster Than You Think

Thinking of launching a fintech venture? You don’t need years of prep to enter the regulated space. This guide breaks down how ambitious founders can turn an idea into a regulated fintech faster than expected—by prioritising compliance, building iteratively, and leveraging smart partnerships.

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Can Stablecoins Be Trusted? The Framework Redefining Digital Currency Risk

October 14 2025

Can Stablecoins Be Trusted? The Framework Redefining Digital Currency Risk

Stablecoins are moving into mainstream finance—but trust remains their biggest challenge. With new regulations and rising scrutiny, Bluechip is redefining stablecoin safety through transparent ratings and its SMIDGE framework. Here’s how the future of digital money is being built on trust, not hype.

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Key takeaways from webinar: Inclusive Finance

October 10 2025

Key takeaways from webinar: Inclusive Finance

To explore what financial inclusion really means, why it matters, and how fintech is reshaping access for millions, FINTECH Circle hosted an insightful webinar with Meaghan Johnson and Alessandro Hatami, co-authors of the book Inclusive Finance. The session was moderated by Susanne Chishti, Founder & Chair of FINTECH Circle.

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The EU AI Act and its Impact on FinTech

September 30 2025

The EU AI Act and its Impact on FinTech

The EU AI Act is poised to reshape how fintechs build, deploy, and manage AI-driven products across Europe. This analysis explores what the law means for fintech—covering obligations for compliance, accountability, model risk, and how to prepare your business before enforcement kicks in.

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FINTECH Circle Autumn Drinks 2025

30th September 2025

FINTECH Circle Autumn Drinks 2025

Discover what a great night was had at FINTECH Circles "Annual Autumn drinks" co-hosted by our partner MHA on Tuesday 23rd September. Make sure to checkout the photos below

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Key takeaways from Webinar – Mental Wellbeing for Fintech Founders

September 03 2025

Key takeaways from Webinar – Mental Wellbeing for Fintech Founders

In the high-stakes world of fintech, burnout is one of the biggest threats to founders—yet it remains one of the least discussed. In our latest webinar, Mental Wellbeing for Fintech Founders, Sophia Ufy Ukor shared practical strategies to reframe wellbeing as a leadership strength, not a weakness.

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The GENIUS Act and Asset Tokenization

24 August 2025

The GENIUS Act and Asset Tokenization

The GENIUS Act defines payment stable coins as digital assets issued for the purpose of payment or settlement. Read on to learn more about it.

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Startup Focus: Code & Pepper

30 July 2025

Startup Focus: Code & Pepper

We spoke to Karol Gajos, CEO of Code & Pepper to get an insight on how they're changing the future of the industry.

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Startup Focus: DashDevs

25 July 2025

Startup Focus: DashDevs

We spoke to Igor Tomych, Founder & CEO of DashDevs to get an insight on how they're changing the future of the industry.

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FINTECH Circle Summer Drinks 2025

23rd June 2025

FINTECH Circle Summer Drinks 2025

What a great night we all had at the FINTECH Circle Annual Summer drinks held in partnership with Accenture’s FinTech Innovation Lab London.

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Apply Now for the Fintech Forward Programme 2025

15th June 2025

Apply Now for the Fintech Forward Programme 2025

JPMorganChase's Fintech Forward Programme is a fully-funded 12-week accelerator for early-stage fintechs, offering expert mentorship, masterclasses, and a trip to Slush 2025. Applications now open for founders across the UK.

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FINTECH Circle Angel Investors Evening 2025

10 June 2025

FINTECH Circle Angel Investors Evening 2025

Learn about the keynote insights, featured startups, and the vibrant networking opportunities that made FINTECH Circle Angel Investors Evening a success.

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Going Overground: London’s Next Fintech Leap at SXSW London 2025

08 June 2025

Going Overground: London’s Next Fintech Leap at SXSW London 2025

At SXSW London, a standout panel titled “Going Overground: London’s Next Fintech Leap” brought together top fintech innovators from across the globe to explore emerging technologies, product innovation, and the future of the UK’s fintech ecosystem.

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Key takeaways from Webinar – Creating Value in a Platform Economy

16 May 2025

Key takeaways from Webinar – Creating Value in a Platform Economy

Discover how embedded finance powers fast, flexible financial solutions, helping businesses navigate complex regulations, scale effortlessly & deliver seamless customer experiences. Don’t miss this insightful conversation on transforming finance!

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Innovate Finance Global Summit 2025

29th April 2025

Innovate Finance Global Summit 2025

The flagship event of UK FinTech Week 2025 was back for its 11th year. With over 1,500 attendees and representatives from over 70 countries, IFGS continued to attract the brightest and best from the global FinTech ecosystem to discuss and debate the crucial issues facing the sector.

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Celebrating the 2025 FinTech Innovation Lab London Cohort

15 April 2025

Celebrating the 2025 FinTech Innovation Lab London Cohort

FINTECH Circle celebrates the 11 startups selected for this year’s FinTech Innovation Lab London—chosen from over 300 applicants. From AI governance to cloud computing and fraud prevention, these innovators are set to reshape financial services over a transformative 12-week journey.

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Expanding into the UK Market: Insights from Fox Williams

7 March 2025

Expanding into the UK Market: Insights from Fox Williams

From securing regulatory approvals to structuring watertight contracts, Chris Hill from Fox Williams provided fintech startups with a step-by-step legal roadmap for successful expansion. Want to ensure your market entry is legally sound? Explore the full insights now!

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Strategic Insights from Susanne Chishti at the UK Market Workshop

7 March 2025

Strategic Insights from Susanne Chishti at the UK Market Workshop

At the UK Market Entry Workshop, Susanne Chishti, Founder & Chair of FINTECH Circle, shared a step-by-step approach for fintech startups looking to scale successfully in the UK. Ready to expand into the UK? Discover the full insights in this must-read guide!

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Exclusive Workshop: UK Fintech Market 2025

7 March 2025

Exclusive Workshop: UK Fintech Market 2025

Entering the UK market requires careful planning, execution, and a deep understanding of how to tailor your value proposition. During this session, we explored six key actions fintech companies must take to ensure a smooth and successful expansion.

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Cutting Out the Noise

3 March 2025

Cutting Out the Noise

3 important things to consider when focusing in on the Markets when investing in the 24-hour news cycle.

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Highlights of Swiss Fintech Tour 2025

20 February 2025

Highlights of Swiss Fintech Tour 2025

At the recent Swiss Fintech Tour, leaders showcased innovative finance solutions, including real-time support for vulnerable customers and platforms for decarbonising homes. These initiatives reflect a commitment to inclusive & sustainable finance

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Fundamentals of Asset Tokenization

14 February 2025

Fundamentals of Asset Tokenization

Asset tokenization is expected to revolutionize asset ownership and investment by enhancing liquidity, accessibility, and security. Read on to learn more about it.

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Fintech Capital London Premiere and Panel Discussion

12 December 2024

Fintech Capital London Premiere and Panel Discussion

The Fintech Capital London panel unveiled a dynamic vision for the future of fintech, emphasising the industry's shift from speculative investments to transformative technologies that bridge financial inclusion and regulatory demands.

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Top 5 Tips for Start-Ups

11 December 2024

Top 5 Tips for Start-Ups

Discover the Top 5 Tips for start-ups shared by Andy Creak, CEO of Kana Earth during the live panel discussion at Fintech Connect 2024.

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5 Must-Have Tools for LTDs and Self-Employed

03 December 2024

5 Must-Have Tools for LTDs and Self-Employed

In 2022, the UK registered 5.5 million limited companies (LTDs) and 4.1 million self-employed individuals, reflecting increases of 2% and 1.5%, respectively, compared to the previous year. Small and medium-sized businesses (SMBs) are rapidly growing, creating new job opportunities locally and for foreign workers.

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Event: FINTECH Circle Autumn Drinks 2024

17th October 2024

Event: FINTECH Circle Autumn Drinks 2024

Discover what a great night was had at FINTECH Circles annual "Autumn Drinks", co-hosted by our partner Cavendish on Thursday 17th Oct. Make sure to checkout all the photos below

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Key takeaways from webinar: Fintech Capital London

10 October 2024

Key takeaways from webinar: Fintech Capital London

Curious about how London's fintech sector is about to skyrocket? Discover the game-changing reforms that are opening doors for fintech companies to go public and attract major investment.

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Fintech Awards 2024

13 June 2024

Fintech Awards 2024

What a magnificent night it was at the Fintech Awards London 2024 on the 13th of June.

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FINTECH Circle Angel Investors Evening 2024

29 May 2024

FINTECH Circle Angel Investors Evening 2024

Learn about the keynote insights, featured startups, and the vibrant networking opportunities that made FINTECH Circle Angel Investors Evening a success.

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Fintech VIP Spring Drinks 2024

17 May 2024

Fintech VIP Spring Drinks 2024

Watch the video below to see highlights of our “Spring Drinks” community event held on the 15th of May. Checkout the photo gallery & discover valuable insights into the direction of the Fintech industry…

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Highlights of Swiss Fintech Tour

09 May 2024

Highlights of Swiss Fintech Tour

At the recent Swiss Fintech Tour, leaders showcased innovative finance solutions, including real-time support for vulnerable customers and platforms for decarbonising homes. These initiatives reflect a commitment to inclusive & sustainable finance

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Spotlight on Snugg

08 May 2024

Spotlight on Snugg

Snugg provides a platform that assists homeowners with identifying, funding and implementing the improvements their homes need.

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Spotlight on Kinherit

07 May 2024

Spotlight on Kinherit

Kinherit aims to provide a database of assets, the “Kinvault” to assist inheritors with finding inheritance assets, such as bank accounts, that may otherwise get lost.

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Spotlight on Revolut

06 May 2024

Spotlight on Revolut

Revolut offers market dependant solutions focused on their retail customers and plan to extend the regions covered in the near future.

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Spotlight on ekko

03 May 2024

Spotlight on ekko

ekko stands out as a multi-award-winning sustainability champion, integrating planet-positive impacts into every payment interaction worldwide.

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Spotlight on Serene

02 May 2024

Spotlight on Serene

Serene empowers firms to proactively identify, understand & support vulnerable customers, marking a significant stride toward a more compassionate financial system.

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FinTech Marketing Conference

30 April 2024

FinTech Marketing Conference

We were honoured to be invited to talk about marketing at the Fintech Marketing Conference last week.

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The Start-Up Launch Pad

7 December 2023

The Start-Up Launch Pad

FINTECH Circle was very proud to again be asked to hold a live “Dragon's Den” Investment pitching event on the main floor of Fintech Connect 2023 at London Excel on 6th December 2023.

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Startup Focus: Yellow Submarine

22 Nov 2023

Startup Focus: Yellow Submarine

We spoke to Stewart Huckett, Sales & Marketing Director of Yellow Submarine to get an insight on how they're changing the future of the industry.

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2024’s Forecasts: Top 10 FinTech Trends

15 November 2023

2024’s Forecasts: Top 10 FinTech Trends

Explore the financial landscape of 2024 with our exclusive insights. Delve into the Top 10 FinTech trends that are set to shape the industry in the coming year, offering a glimpse into the innovative advancements and transformative changes ahead. Stay ahead of the curve as we predict the future of financial technology.

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Startup Focus: Speednet UK

1 Nov 2023

Startup Focus: Speednet UK

We spoke to George Slawek, Managing Director of Speednet UK to get an insight on how they're changing the future of the industry.

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Key takeaways from the FIS Webinar: Agility in the Age of Disruption

25 September 2023

Key takeaways from the FIS Webinar: Agility in the Age of Disruption

Discover insights from our recent Webinar where industry experts Susanne Chishti & Andrew Beatty discuss "Agility" in this transformative era, which requires not only a technological overhaul but also a cultural shift towards flexibility, innovation & adaptability...

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What are the SEIS and EIS Schemes?

01 September 2023

What are the SEIS and EIS Schemes?

SEIS & EIS are incredibly valuable UK government programs that encourage investors to invest in your Fintech business.

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Startup Focus: Sends

12 July 2023

Startup Focus: Sends

We spoke to Anastasiia Pervushyna, Director/MLRO of Sends to get an insight on how they're changing the future of the industry.

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Fireside Chat - Inclusive ESG. The Diversity of Money: Why Investment Needs Inclusion

11 July 2023

Fireside Chat - Inclusive ESG. The Diversity of Money: Why Investment Needs Inclusion

Our CEO Susanne Chishti spoke at Fintech Week London back in mid June 2023… and in this insightful article we are going to share some of the Fireside chat & discussions and insights as shared by Joel Blake OBE, Eric D. Collins, and our very own Susanne Chishti on the important & interesting Fintech topic of… Inclusive ESG: The Diversity of Money.

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Fintech Awards 2023

28 June 2023

Fintech Awards 2023

What a magnificent night it was at the Fintech Awards London 2023 on the 21st of June.

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Fintech VIP Summer Drinks

26 June 2023

Fintech VIP Summer Drinks

Explore the insightful talk & key moments of FINTECH Circle's "Summer Drinks". Read on to discover valuable insights on the Expert Panel topic “Global Investment Trends Explained” & don't miss the chance to find yourself & view the full Photo Gallery of the event below...

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NFT Use Cases IV (Sector-based 2/2)

22 June 2023

NFT Use Cases IV (Sector-based 2/2)

As a continuation of the previous article, we will explore how NFTs are being adopted by players in sectors such as entertainment, public services, sports and fashion.

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NFT Use Cases III (Sector-based 1/2)

22 May 2023

NFT Use Cases III (Sector-based 1/2)

Whilst the previous article focussed on applications for NFTs, the current article explores how different sectors have attempted to adopt NFTs and to what purpose.

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Startup Focus: Hands In

28 April 2023

Startup Focus: Hands In

We spoke to Samuel Flynn, CEO & Co-Founder of Hands In to get an insight on how they're changing the future of the industry.

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Innovate Finance Global Summit 2023

26 April 2023

Innovate Finance Global Summit 2023

We were honoured to open the first panel discussion at IFGS 2023 titled "ESG in 2023: Inaction is Not an Option" Checkout the full gallery now.

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Fintech VIP Spring Drinks

25 April 2023

Fintech VIP Spring Drinks

Our Annual "Spring Drinks" was a huge success. Read on to discover valuable insights on the Expert Panel topic "Exit-Planning in Turbulent Financial Times" & don't miss the chance to find yourself and view the full Photo Gallery of the event...

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NFT Use Cases II (Application-based)

22 April 2023

NFT Use Cases II (Application-based)

Explore the value of NFTs and their impact. In the current article we explore a few applications beyond digital art and brand or client engagement, how it works and what firms are currently involved.

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Converting Innovation into Profits

03 April 2023

Converting Innovation into Profits

Learn how to convert innovation into profits in the financial industry with this insightful webinar recap. Discover the challenges and solutions for fostering innovation and implementing new technologies while protecting the core business.

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Startup Focus: Qokoon

30 March 2023

Startup Focus: Qokoon

We spoke to Alfonso Fernandez Stuyck, CEO & Founder of Qokoon to get an insight on how they're changing the future of the industry.

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Global Discussion Video & Podcast

21 March 2023

Global Discussion Video & Podcast

Our CEO Susanne Chishti was recently featured in a podcast "The Global Discussion" with Host, Simon Hodgkins, where she shared her achievements and journey in the fintech industry...

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Startup Focus: OneStep Financial

16 March 2023

Startup Focus: OneStep Financial

We spoke to David Putts, CEO & Founder of OneStep Financial to get an insight how they're changing the future of the industry.

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NFT Use Cases

15 March 2023

NFT Use Cases

Explore the value of NFTs and their impact on brand management and DeFi in this insightful article. Discover how brands can leverage NFTs to engage customers.

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Global Market overview including SVB and Signature Collapses

14 March 2023

Global Market overview including SVB and Signature Collapses

Explore the recent SVB & Signature collapses and learn why they are idiosyncratic, not systemic. Discover insights into the US banking sector, including its 2x better capitalisation & the Fed's squeezing of the system.

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Startup Focus: FINSO

February 27, 2023

Startup Focus: FINSO

We spoke to İzzettin Toksoy, Co-Founder of FINSO, to get an insight on how they're changing the future of the industry.

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Startup Focus: MoneySuite

21 February 2023

Startup Focus: MoneySuite

We spoke to Deva Balakrishnan, Founder & CEO of MoneySuite, to get an insight on how they're changing the future of the industry.

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Startup Focus: Servr

21 February 2023

Startup Focus: Servr

We spoke to Adi Peretz, Founder of Servr, to get an insight on how they're changing the future of the industry.

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Cryptos & NFTs

20 February 2023

Cryptos & NFTs

Explore the fascinating world of NFTs and Cryptos, where digital art, blockchain technology, and financial innovation converge.

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Startup Focus: Aventur

20 February 2023

Startup Focus: Aventur

We spoke to Stacey Body, Co-Founder of Aventur, to get an insight on how they're changing the future of the industry.

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Startup Focus: 21e6 Capital

15 February 2023

Startup Focus: 21e6 Capital

We spoke to Maximilian Bruckner, Head of Sales & Marketing of 21e6 Capital to get an insight how they're changing the future of the industry.

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Startup Focus: Idenprotect

25 January 2023

Startup Focus: Idenprotect

We spoke to Craig McDermott, CEO and Founder of Idenprotect to get an insight how they're changing the future of the industry.

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Demystifying NFTs

23 January 2023

Demystifying NFTs

Understanding NFTs and the players in the NFT Market

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Startup Focus: Velmie

21 December 2022

Startup Focus: Velmie

We spoke to Slava Ivashkin, CEO and Founder of Velmie to get an insight how they're changing the future of the industry.

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Sustainability Driving Change

06 Dec 2022

Sustainability Driving Change

The Data Usage Barometer 2022: The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.

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The Start Up Launch pad

2 December 2022

The Start Up Launch pad

FINTECH Circle was very proud to be asked to hold a live “Dragon's Den” pitching event on the main floor of Fintech Connect 2022

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Data Storage becomes Political

29 Nov 2022

Data Storage becomes Political

The Data Usage Barometer 2022: The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.

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Fintech Awards London Ceremony 2022

18 July 2022

Fintech Awards London Ceremony 2022

Fintech Awards London is to recognise, attract and invest in the talented FinTech Companies & professionals working in London.

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Startup Focus: Digitify

07 July 2022

Startup Focus: Digitify

We spoke to Abdul Wadood, CEO and Founder of digitify to get an insight how they're changing the future of the industry.

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Green Data Strategies to Cut Corporate Energy Costs and CO2 Emissions

07 JUNE 2022

Green Data Strategies to Cut Corporate Energy Costs and CO2 Emissions

In April 2022, FINTECH Circle’s CEO, Susanne Chishti hosted a webinar with Warren Barrie, Sales Director, Bulk Data Centers on the topic of “Green Data Strategies to Reduce Bills and Cut CO2 Emissions”. Warren delivered a thought-provoking presentation which we have summarized in this blog.

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Startup Focus: Elementaryb

21 April 2022

Startup Focus: Elementaryb

Our focus at ELEMENTARYb is to help businesses thrive in an ever-changing world through the use of intelligent technology.

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Reimagining Financial Inclusion: Tackling the flaws...

22 March 2022

Reimagining Financial Inclusion: Tackling the flaws...

Tackling the flaws in our financial system is not just for social entrepreneurs or innovators; banks, insurers, financial service providers, should support new models for financial services in collaboration with partners ‘out there.’

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The No.1 Tip for Fintech startups

1 FEBRUARY 2022

The No.1 Tip for Fintech startups

Pursue a “BIG VISION” that’s guided by a real obsession with your customers… and NOT your competitors

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Startup Focus: Monneo

23 November 2021

Startup Focus: Monneo

We spoke to Lili Metodieva, Managing Director of Monneo to get an insight how they're changing the future of the industry.

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What Makes a Great Fintech Leader?

11 November 2021

What Makes a Great Fintech Leader?

Not only is it possible to learn how to lead in fintech, but it is also essential. Following this logic can bring into play long-lived debates about: Are leaders born or made?

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Startup Focus: SeerBit

27 September 2021

Startup Focus: SeerBit

Find out how SeerBit's innovative solutions bridge the gap between online and offline payments, and what's Omoniyi's advice for anyone starting out as a founder.

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How to scale your fintech startup

9 September 2021

How to scale your fintech startup

We’ve analyzed the current state of the financial technology startup industry. Here are some tips and tricks to navigate it — while still keeping your goals trained for the long term.

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Startup Focus: Climate X

25 August 2021

Startup Focus: Climate X

We spoke to Lukky Ahmed, Co-founder & CEO of Climate X, to get an insight into his founder journey so far.

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Video: Fintech-Boom – Wohin geht die Reise?

10 August 2021

Video: Fintech-Boom – Wohin geht die Reise?

Der Brutkasten sat down with Susanne Chishti and Walter Moesenbacher to discuss fintech trends, investments, green finance and the importance entrepreneurship.

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Fintech Campaign 2021 launched

29 June 2021

Fintech Campaign 2021 launched

FINTECH Circle supported the Fintech Campaign 2021 by Media Planet, launched on 29 June 2021 within The Guardian and online.

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Startup Focus: Novus

8 June 2021

Startup Focus: Novus

This week's Startup Focus is shining a spotlight on Hristian Nedyalkov, co-founder and CEO of Novus!

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Fintech Angel Investing: Everything You Need to Know

14 May 2021

Fintech Angel Investing: Everything You Need to Know

Learn from experienced investors how to start investing in the most innovative fintech startups and hear from the Deloitte Legal experts about tax advantages for UK investors when investing in private companies!

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Startup Focus: Paydock

7 May 2021

Startup Focus: Paydock

This week's Startup Focus is shining a spotlight on Rob Lincolne, Founder & CEO of Paydock. Find out how thier platform is revolutionising payments.

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Startup Focus: Upside

4 May 2021

Startup Focus: Upside

Andries Smit is the Founder & CEO of Upside. Find out how they're changing the future of fintech!

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Startup Focus: Gerrish Legal

21 April 2021

Startup Focus: Gerrish Legal

This week’s Startup Focus is shining a spotlight on Charlotte Gerrish, the Founder of Gerrish Legal, a digital boutique law firm specialising in Privacy and Data Protection, Intellectual Property, New Technologies and Contract/Commercial law, serving clients globally with the UK and European legal needs.

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Startup Focus: xpate

08 April 2021

Startup Focus: xpate

This week’s Startup Focus is shining a spotlight on Mike Shafro, CEO of xpate.

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Startup Focus: Communique

22 March 2021

Startup Focus: Communique

Gihan A.M. Hyde is the CEO & Founder of Communique, a social enterprise communication startup. Read on to find out how they’re changing the future of communications!

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Startup Focus: KASKO

11 March 2021

Startup Focus: KASKO

This week’s Startup Focus is shining a spotlight on Nikolaus Sühr, the CEO and Co-Founder of Kasko.

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Startup Focus: Divido

24 February 2021

Startup Focus: Divido

'Startup Focus' puts fintech founders and senior team members under the spotlight to find out how they're changing the future of finance and what they've learnt along the way.

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How is your P?

17 February 2021

How is your P?

When was the last time you as a founder sat down and reflected on your “P” aka your Purpose?

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Announcing The Future of Fintech

08 July 2020

Announcing The Future of Fintech

FINTECH Circle and ITN Productions Industry News are co-producing ‘The Future of FinTech,’ a news-style programme raising awareness and understanding of the global fintech sector and the vital role of fintech in a Pandemic-informed world.

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Webinar: Collaborative Innovation

22 June 2020

Webinar: Collaborative Innovation

An analysis of innovation in financial services and importance of collaboration between traditional financial services companies and fintechs.

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Weathering a Perfect Storm – Part 1

17 June 2020

Weathering a Perfect Storm – Part 1

The challenges and opportunities that the pandemic brings to fintechs in emerging markets, and what they can do to survive it.

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Kick-starting the self-serve revolution

30 April 2020

Kick-starting the self-serve revolution

Frustrated by his interactions with large companies, Stuart Sheppard gives his view on the future of customer support in a post-Covid world.

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Video: Central bank digital currencies

31 March 2020

Video: Central bank digital currencies

A few countries have been tentatively testing the e-currencies, which more recently have started reaching fruition. So why is the idea being considered by central banks?

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Seizing the Trans-Atlantic Opportunity

31 March 2020

Seizing the Trans-Atlantic Opportunity

Competition rule number one is, don't be number two. Is peer-pressure the only explanation for the persistency to increase footprint in the US?

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Covid-19 medicine developed by biotech scaleup, ready for final clinical trial – urgent call for scientists and investors

17/03/2020

Covid-19 medicine developed by biotech scaleup, ready for final clinical trial – urgent call for scientists and investors

I came across a fascinating video interview with a globally leading Genetics Professor Josef Penninger, Head of the Life Sciences Institute of the University British Columbia in Vancouver who together with the Austrian biotech scale-up APEIRON Biologics have developed a medicine against severe lung failure (pneumonia) which can affect the 5% critically ill patients who get the coronavirus.

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A brighter financial future starts with better infrastructure

17 February 2020

A brighter financial future starts with better infrastructure

News flash: we’re all living longer. Yes, okay, that deep insight won’t come as much of a surprise – but the extent of our ageing population might. By 2042, nearly one in four of us here in the UK will be over 65.

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Digitally transforming consumer payments for SME merchants

14 February 2020

Digitally transforming consumer payments for SME merchants

Paytech innovation has brought financial services to individuals and the types of businesses that previously would have found it difficult to receive money digitally whether from a lack of access to the necessary technology or prohibitively high fees.

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Video: China’s fintech regulatory landscape

27 January 2020

Video: China’s fintech regulatory landscape

China is a unique case for many practices - the regulatory landscape is no different. Watch this video to learn more about this unique regulatory landscape.

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The PAYTECH Book celebrates its launch!

16/01/2020

The PAYTECH Book celebrates its launch!

The only globally crowdsourced book on the future of payments is out now, offering comprehensive understanding of a rapidly evolving industry at the centre of global commerce.

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Video: The future of invisible payments

13 January 2020

Video: The future of invisible payments

Payments are increasingly expected to become more or less invisible. Financial processes are becoming more sophisticated and frictionless.

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Creatures of the FCA Sandbox

2 December 2019

Creatures of the FCA Sandbox

The FCA must ensure it communicates clearly that merely being allowed to enter its sandbox should not be viewed as a stamp of approval in itself in the UK.

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Legaltech versus GDPR and AML

27 November 2019

Legaltech versus GDPR and AML

Various legislative changes affect the legal industry. Legaltechs increasingly find solutions to AML and GDPR issues, creating an industry ripe for change.

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Video: Why do high yield cash deposit accounts vary so much?

25 November 2019

Video: Why do high yield cash deposit accounts vary so much?

Traditional banking products, such as savings and cash deposit accounts are being taken and enhanced by fintechs. The rise of online banks, such as Ally Financial, Wealthfront, Betterment and Robinhood, has led to an increase in high yield savings accounts. They compete by offering above market average interest, lower required minimum deposits and no monthly maintenance fees.

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What are your thoughts on the future of fintech?

19 November 2019

What are your thoughts on the future of fintech?

Share you views on fintech trends in 2020 in our survey and help us predict how the industry will grow and evolve, what trends will influence that change, and what areas will see the most interest and growth.

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Digital transformation trends that are shaping banking

12 November 2019

Digital transformation trends that are shaping banking

Incumbent intrepreneurs look to transformation trends that will keep banks future proofed while challengers and tech giants move in on a fintech market where banks have lost a quarter of the payments franchise to new players.

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What about the regulatory strategy for fintech regulators?

11 November 2019

What about the regulatory strategy for fintech regulators?

Fintech is challenging the way traditional financial regulation is conceived. Disruption is having an impact not only on the structure and functioning of the financial system, but on the role that regulators and financial supervisors must play.

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This week’s trending fintech news

8 November 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.

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Fintech without borders, cloud services in China

05 November 2019

Fintech without borders, cloud services in China

For highly regulated industries like fintech, cloud companies can be helpful local partners to support and guide foreign companies through the regulatory and technical challenges of expanding into new territories.

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This week’s trending fintech news

1 November 2019

This week’s trending fintech news

FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.

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Fintech distribution in mobile first China

29 October 2019

Fintech distribution in mobile first China

The mass adoption of mobile payments both online and in-store has paved the way for a tech savvy population that is leap frogging the banking system to access financial services. Like with some popular challengers in the UK, mobile first is becoming mobile only.

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Building a tick by tick database

28 October 2019

Building a tick by tick database

Most academic databases capture information at lower frequencies such as daily, or weekly. However, because this database would support a High Frequency Trading class, tick-by-tick data was necessary.

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This week’s trending fintech news

25 October 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.

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Customer focus at the heart of fintech product design

21 October 2019

Customer focus at the heart of fintech product design

The high volume of direct contact that customer services has puts them in a unique position to understand what customers want and how new products are working. A culture of innovation should be embraced by the whole organisation if this feedback can be actioned in a timely manner.

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This week’s trending fintech news

18 October 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.

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Digitally transforming the banking skills gap

15 October 2019

Digitally transforming the banking skills gap

“Always be shipping” is the big tech mantra. As the cycle of innovation, funding and scale never stops an organisational shift in culture is needed to be continuously transforming.

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This week’s trending fintech news

11 October 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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This week’s trending fintech news

04 October 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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This week’s trending fintech news

27 September 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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Fintech Bridge: UK-China dealflow highlights

26 September 2019

Fintech Bridge: UK-China dealflow highlights

UK-China dealflow highlights as regulatory and technological bridges are forged through partnerships for a more connected global fintech ecosystem

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European remittance firms look to Asia

24 September 2019

European remittance firms look to Asia

The macro trend of financial regulation opening in Europe is also being seen in Asia with fintech startups, banks and money transfer companies competing to meet the growing demand for global remittances

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This week’s trending fintech news

20 September 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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This week’s trending fintech news

13 September 2019

This week’s trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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Digital-only banks yet to become primary accounts

09 September 2019

Digital-only banks yet to become primary accounts

A recent report indicates that digital-only bank account holders are using them for secondary accounts. What are they using them for and what will make them switch fully to digital-only banks?

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Trending Fintech News

30 August 2019

Trending Fintech News

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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Legal Data and Financial Markets

29 August 2019

Legal Data and Financial Markets

As the technological evolution rumbles on, legal and technology firms and have started to decipher client needs around legal data. Shaun Murray discusses what this means for the financial markets.

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Discovering the Ultimate Beneficial Owner Structure in Minutes

20 August 2019

Discovering the Ultimate Beneficial Owner Structure in Minutes

The anti-money laundering directives have put the onus on financial institutions to provide more information on the transactions of their clients and for not taking the top-level client at face value, investigating who the Ultimate Beneficial Owner is. Nicholas Stein talks about Discovering the Ultimate Beneficial Owner structure in minutes.

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Privacy and security: making and breaking the rules

14 August 2019

Privacy and security: making and breaking the rules

The need for secure computer-based information systems has been with us for more than half a century. George Raikos discusses privacy and security in our latest guest blog post.

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The Internet of Things and Data Privacy

08 August 2019

The Internet of Things and Data Privacy

Jimmy Desai has been shocked in recent years to read headline upon headline discussing instances of technology recording our conversations. Here he talks about the impact of the Internet of Things on our Data Privacy.

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FINTECH Circle Newsletter 02/08/19

05 August 2019

FINTECH Circle Newsletter 02/08/19

Following a successful 2018 event, the FINTECH Bridge China - UK Conference is back and will take place on 27 February 2020 in London

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Trending fintech news

02 August 2019

Trending fintech news

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online

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LegalTech versus GDPR and AML

30 July 2019

LegalTech versus GDPR and AML

The worldwide LegalTech market is growing rapidly and will disrupt the legal market environment. Andreas Fillmann discusses LegalTech versus GDPR and AML.

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Fintech Unplugged with Susanne Chishti

12 July 2019

Fintech Unplugged with Susanne Chishti

The Fintech Unplugged podcast series are co-presented by two of the most respected and outspoken leaders in the payments industry, Robert Courtneidge and Suresh Vaghjiani, who go head to head to answer difficult and controversial question.

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Designing Solutions for the Financially Squeezed

27 June 2019

Designing Solutions for the Financially Squeezed

In the UK and USA alone there are over 100m people classified as financially struggling or squeezed. This population struggles to keep up with bills, they fall behind on repayments and enter arrears with less than $100 in savings. Steve Bradford discusses designing solutions for the financially squeezed.

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Bias and Discrimination with Artificial Intelligence

24 June 2019

Bias and Discrimination with Artificial Intelligence

Artificial intelligence (AI) systems have been shown to effectively and invisibly algorithmically discriminate against customers on the basis of gender and race, reinforcing existing barriers to social and financial success. Robert Robinson discusses bias and discrimination with Artificial Intelligence.

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Building your own fintech ecosystem

19 June 2019

Building your own fintech ecosystem

FINTECH Circle helps organisations build stronger fintech ecosystems through industry connections, strategic partnerships and innovation expertise.

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Beyond the Technology

17 June 2019

Beyond the Technology

In a world where everyone is talking about the limitless possibilities of Artificial Intelligence and potential opportunity this can bring to people’s lives, are we creating a language that the very few can understand or even access? Louise Smith on what is beyond the technology.

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Does a future without technology exist?

10 June 2019

Does a future without technology exist?

The world is such a beautiful place: you have artificial intelligence and undiscovered Amazon tribes living in the same time on the same planet. Laura Manescu asks does a future without technology exist?

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Machine Readable Regulation

10 June 2019

Machine Readable Regulation

One of the more substantial barriers to financial innovation is regulation. Kyle Hauptfleisch discusses how AI coupled with machine readable regulation could overcome this barrier.

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Data, AI and Lending in South-East Asia

06 June 2019

Data, AI and Lending in South-East Asia

With the rise of digital banking and new financial players such Grab Finance, Ovo, Go-Pay, Ant Finance, WeBank entering the South-East Asian market, traditional lenders now need to invest heavily into technology to play catch-up to their internet-era counterparts. Karl Li talks data, AI and lending in South-East Asia

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Future HopeTech

05 June 2019

Future HopeTech

Hamad Alzeera’s short story about a family, Adam and Eve, having their first baby born Hope, born in 2030, who will later grow to become a future global FinTech influencer.

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Applying ethics to AI: what to how

03 June 2019

Applying ethics to AI: what to how

How is it that algorithmic bias is one of the hottest topics in artificial intelligence right now? Isn't the point of using machines to make fair decisions removed from human bias? Aren't machines neutral after all? Caryn Tan discusses the ethics around AI.

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Fast, Safe, Friendly, and Humanly Connected

03 June 2019

Fast, Safe, Friendly, and Humanly Connected

One of the most significant sources of income in retail banking comes from lending, but that does not come without risk and time-consuming activities. Antonio Gaspar discusses how AI could streamline this process.

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Fintech in the Age of Superhuman Intelligence

29 May 2019

Fintech in the Age of Superhuman Intelligence

There have been amazing leaps in AI technology within the Fintech sector over the past few decades. Anand Rao talks about fintech in the age of superhuman intelligence.

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Everyday fintech use cases for A.I.

28 May 2019

Everyday fintech use cases for A.I.

Artificial Intelligence is becoming more commonly used in a variety of financial applications. Not just in identification and authentication but also in communications and complex services like risk analysis and insurance claims.

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AI in Credit Risk Management Part 1

23 May 2019

AI in Credit Risk Management Part 1

Panos Skliamis gives his opinion on the debate initiated by the US Treasury Department on a radical overhaul of financial technology regulations, so as for innovative fintech solutions to be facilitated.

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Quantum Machine Learning

23 May 2019

Quantum Machine Learning

Quantum machine learning is an emerging interdisciplinary research area at the intersection of quantum physics and machine learning. Bhagvan Kommadi talks about what quantum machine learning can do for technology.

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The Bionic Corporation: A Case for AI Enabled Enterpris

22 May 2019

The Bionic Corporation: A Case for AI Enabled Enterpris

The enterprise world is exploding with data, generated through traditional mechanisms like corporate systems and new mechanisms like digital, IOT and sensors. Reetwija Chakraborty discusses the case for AI enabled enterprise processes.

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Ethics, Transparency and Trust (ET&T)

22 May 2019

Ethics, Transparency and Trust (ET&T)

The world has paid a heavy price for trust, transparency, controls and accountability, in terms of transactional costs and subsequently leading to the pricing of products and services. In isolation every incumbent in Financial Services space has maintained, paid and will continue to pay for it to be legitimate, transparent and trustworthy. Anshul Srivastav discusses ethics, transparency and trust in the world of AI.

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New Zealand Fintech Landscape Overview

20 May 2019

New Zealand Fintech Landscape Overview

New Zealand has long been a test bed for companies to test out new ideas on a sample population before releasing them worldwide; partially because it is remote enough that any bugs are unlikely to reach mainstream US press. Microsoft, Yahoo and Facebook have recently piloted new features to name but a few. Henry Midgley gives us an overview of the New Zealand fintech landscape.

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Fintech Cos vs Banks : Fin-tech Space

15 May 2019

Fintech Cos vs Banks : Fin-tech Space

Financial technology companies are offering salary-linked products. Salary linked products are related to salary processing, loan payments and transfers. The analytics related to how long anindividual has been with their employer is used by the employer for performance metrics.

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An afternoon at Manchester Eagle Lab

14 May 2019

An afternoon at Manchester Eagle Lab

With an increasing number of Fintech companies based in Manchester a much needed central hub for this growing ecosystem has been widely welcomed by the region’s business and tech community

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The Age of Digital Beings

9 May 2019

The Age of Digital Beings

We are entering a new age of technology. Julian Harris discusses the new age of digital beings and what this means for our future.

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Reinventing Mutual Investing with AI

2 May 2019

Reinventing Mutual Investing with AI

Asset Management today is built upon the infrastructure of 'pooling'. The simple presumption of cramming masses into a single model, each trying to derive an individual future from it. JB Beckett discusses reinventing mutual investing with AI.

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Financial Inclusion and Digital Paperless Future

23 April 2019

Financial Inclusion and Digital Paperless Future

What is financial inclusion in a world were in the last thirty years the birth of the Dot.com has seemingly changed the way we live or our everyday life. Abdul Kareem Alawiye discusses financial inclusion and a digital paperless future.

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Invisible Hand, Spontaneous Order and Artificial

16 April 2019

Invisible Hand, Spontaneous Order and Artificial

Economic science has always had as object of study the human being, its social and production relations, as well as the present needs in its life cycle and the ways to cover them with resources that are not necessarily abundant. Aaron Olmos talks about the invisible hand, spontaneous order and artificial intelligence .

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Payment – the Human Behind the Exchange

27 March 2019

Payment – the Human Behind the Exchange

By definition 'payment' is: The action or process of paying someone or something or of being paid. Zoe Cuthbertson talks about the human behind the exchange.

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The Country Coin – the Unbanked Solution

27 March 2019

The Country Coin – the Unbanked Solution

Even after having witnessed the participation of various well-known brands into the blockchain and crypto technology, some still decide to continue living in a 1984 where ignorance is bliss. Werner Hochleitner asks is the Country Coin the solution for the Unbanked?

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Identity Tokens for Payments and Beyond

27 March 2019

Identity Tokens for Payments and Beyond

We are suffering an identity crisis. I do not mean questions of "Who am I?" or "What do I stand for?" No – we are suffering from increasing demands to confirm our identity for every financial interaction. Victor Newson talks about the concept of identity tokens.

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Moving to the Financial Cloud

26 March 2019

Moving to the Financial Cloud

Recent regulatory requirements for cloud computing and outsourcing, published by the European Banking Authority (EBA) and the national regulators apply/will apply to payment service providers. Udo Steger discusses moving to the financial cloud.

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The Blueprint for Paytech Systems

26 March 2019

The Blueprint for Paytech Systems

The real success of the widely labelled fintech sector has been that the customer is at the centre of the solution. Incumbents have always looked at the technology first to see how it can service the end user rather than the other way round. Suresh Vaghjiani discusses the blueprint for paytech systems.

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The Power of Ecosystems in Payments

26 March 2019

The Power of Ecosystems in Payments

Payments might be the most innovative, the most valuable hence the most popular vertical within the fintech landscape because of its diverse payment instruments, technologies and activities at different stages of the payment process. Professor Selim Yazici discusses the power of ecosystems in payments

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Financial Exclusion Reasons and Solutions

25 March 2019

Financial Exclusion Reasons and Solutions

Financial Exclusion is unawareness of financial of products / services. Unawareness can be under banking or unbanking. Rafi Ullah discusses the reasons why and what the solution could be.

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Leveraging Payment Technologies as a Catalyst f

25 March 2019

Leveraging Payment Technologies as a Catalyst f

The payments sector has consistently seen a lot of movement and development. We are constantly seeing new payment services and payment technologies emerge across the globe. Oliver Werneyer talks about Leveraging Payment Technologies as a Catalyst for Legacy System Modernisation.

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Virtual Assets and Financial Crime Regulation

25 March 2019

Virtual Assets and Financial Crime Regulation

Virtual assets (aka virtual currencies, crypto currencies, crypto assets) are seen as bringing innovation to the payments-services sector. Jennifer Hanley-Giersch discusses Financial Crime regulation in this sector.

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Financial Inclusion using State of the Art Technology

21 March 2019

Financial Inclusion using State of the Art Technology

In today's Fintech space, multiple products, services and platforms facilitate people in different banking related tasks such as account information, saving and investment. Rafi Ullah discusses financial inclusion using state of the art technology for the unbanked.

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Turning Mistaken Identity into Customer Delight

21 March 2019

Turning Mistaken Identity into Customer Delight

The risks associated with identity (individuals and devices) are changing rapidly, and nowhere more-so than in the payments space. James Mirfin talks turning mistaken identity into customer delight.

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Paving the way to Innovation with Employee Development

21 March 2019

Paving the way to Innovation with Employee Development

Continued innovation is the holy grail for every company that wants to survive and be successful in the long run. Herve Zenner talks about the importance of employee development in relation to innovation.

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How Paytech can help to Solve Social Problems such as

21 March 2019

How Paytech can help to Solve Social Problems such as

“The greatest threat of our times" - according to a speech by Barack Obama, this is neither terrorism nor economic meltdown, but it is indeed climate change. David Lais discusses how we can use to Paytech to help solve this.

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Moving Towards A Decentralised Payment

20 March 2019

Moving Towards A Decentralised Payment

Big Data and Artificial Intelligence technologies made profound changes to financial services. The next generation of financial technology powered by Blockchain will be an even bigger. Phil Toth talks about moving towards a decentralised payment system.

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Taking Gift Cards (truly) Digital

20 March 2019

Taking Gift Cards (truly) Digital

The evolution from paper gift vouchers is ongoing despite the world moving to electronic payment methods. Alan Smith talks about how to truly make a gift card digital.

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The Disproportionate Focus on Pure E-Money

19 March 2019

The Disproportionate Focus on Pure E-Money

For the past five years, the payments and banking industry has been in a constant state of flux. New entrants and well-known institutions are disrupting traditional services, shifting their focus to future-forward technologies in an attempt to solve the challenges of existing, incumbent infrastructure. Daria Rippingale talks about closing the gap between banking and payments.

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The Power of Ecosystems in Payments

19 March 2019

The Power of Ecosystems in Payments

It's a well worn cliche that there has been more disruption in payments in the past five years, than the preceding fifty years since the dawn of the credit card. But while large tech brands and specific Fintech success stories have influenced a shift in payments thinking, very often it's as a result of direct intervention. Rob Fernandes talk about the indirect disruption of payments - the strategists dream.

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How can Banks use Sandboxes and Prototyping to Accelera

19 March 2019

How can Banks use Sandboxes and Prototyping to Accelera

As fintechs continue to outpace banks in offering engaging services to consumers, banks need to come up with fresh ideas. Steve Lacourt discusses how banks use sandboxes and prototyping to accelerate innovation

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API’s Will Be The Adviser’s Products Of Tomorrow

18 March 2019

API’s Will Be The Adviser’s Products Of Tomorrow

Will API's become the new advice products of tomorrow? Peter Smith writes about the opportunities for wealth management, investment advisory and independent financial advisers have to work in collaboration with FinTech's and the banks to move market developments on as it becomes easier for customers to shop around for the best deals?

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Affinity Based Loyalty in Payments

18 March 2019

Affinity Based Loyalty in Payments

A common way of increasing revenue is to attract new customers, regardless of the cost, the strategy is to entice new customers with generous introductory offers. Sami Sulieman discusses affinity based loyalty in payments.

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Getting Value from Payments Data

18 March 2019

Getting Value from Payments Data

The massive amount of data generated by payments creates risks of breach and opportunity for financial crime, both where it is stored, and at the edge as it moves across systems and organisations. Mark McKeever writes about how to get the best value from payments data.

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What does the future hold for fintech and other market

14 March 2019

What does the future hold for fintech and other market

The last decade or so has been witness to seismic changes, which have shaken the very foundation of the banking tradition. Paul Marcantonio tells us what the future holds for fintech and other market players.

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Don’t Discount the Baby Boomers

14 March 2019

Don’t Discount the Baby Boomers

Consumers belonging to the older generations were never of much interest to most e-Commerce companies. Slow to adopt new technologies, unwilling to adapt to new models of engagement, distrustful of new payment methods - the myths abound. However is this really the case? Paul Marcantonio explains.

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The Value of Big Data within Banks

13 March 2019

The Value of Big Data within Banks

According to IBM's statistics, the world creates 2.5 quintillion bytes of data a day. That's 2.5 billion billion characters. Kashif Mumtaz discusses how there is little written about the value of data within banks other than in relation to risk management and how banks should use this data to grow.

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Comply or Die: How compliance audits can help

12 March 2019

Comply or Die: How compliance audits can help

James Borley examines how new rules and regulations in the payments sector are putting Heads of Compliance under major pressure to ensure their processes and procedures are up to date, adequate and compliant.

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The New Era of Behavioural E-Commerce and Predictive

11 March 2019

The New Era of Behavioural E-Commerce and Predictive

Suresh Sood looks at the new era of Behavioural e-commerce and predictive instant payments. The global rollout of real-time payment schemes otherwise known as instant payments is nearing completion through to 2020. In a world of big data from mobile devices the opportunity exists to rethink e-commerce and real-time payment technologies.

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It’s more than just tech: Why life insurance needs new

11 March 2019

It’s more than just tech: Why life insurance needs new

Life insurance has developed downward in the last couple of years. The main reasons for that are a low-interest environment and old and traditional products that do not cater to the demands of a younger generation.

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A new channel to promote financial inclusion

6 March 2019

A new channel to promote financial inclusion

Employee financial wellbeing is fundamental to enhance engagement, productivity and lower turnover rates in the workplace. Employers have a unique chance to be supportive and careful about their employees’ financial health. With that in mind, responsible financial institutions and employers are levering from technology to promote sustainable credit offerings, insurance and other financial products to millions of employees.

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Cashless Payments

5 March 2019

Cashless Payments

With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the OECD. “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the World Bank.

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Ecosystem Evolution

28 February 2019

Ecosystem Evolution

With the use of current technology we can move to decentralised models, powered by digital assets with the use of blockchain tech and security, something that will provide cost efficiencies, transparency and speed of execution as opposed to current models that are supposed by legacy organisations as form of revenue generation.

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Payology – The need to Educate Generation Z

27 February 2019

Payology – The need to Educate Generation Z

‘Payology’. Pay-what? A Generation Z kid may ask. ‘Payology’ is the official study of the payment ecosystem. With the current population of Gen Z at 23 million and growing rapidly, the industry could be doing more to educate the payments pioneers of the future and make ‘Payology’ a mandatory requirement of today’s educational curriculum.

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Exploring the UK Regulatory Environment on Blockchain

26 February 2019

Exploring the UK Regulatory Environment on Blockchain

In January 2018, changes to the required compliance and registration procedure, begun with the implementation of PSD2, an EU directive which aims to bring regulation up to date with developments in the payment services industry and to promote further innovation.

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The Role of Context-Aware Payments in a Digital

25 February 2019

The Role of Context-Aware Payments in a Digital

A context-aware system is able in adapting its operations to a given context, without explicit user intervention and thus aims at increasing usability and effectiveness by taking environmental context into account.

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Case Study – Digital Transformation in Banking:

12 February 2019

Case Study – Digital Transformation in Banking:

Digital transformation is a priority of Societe Generale’s “Transform to Grow” strategic plan. Societe Generale in the UK partnered with FINTECH Circle to run its acceleration program to test more agile working methods, design thinking and fast prototyping to develop internal projects.

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Danish insurtech took the leap in 2018

24 January 2019

Danish insurtech took the leap in 2018

2018 became the year, where Danish insurtech finally took the leap. We celebrated the great news by introducing the insurtech-prize to reward the “Greatest Danish insurtech-news 2018”.

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FinTech is Conquering the World – This is Where

10 September 2018

FinTech is Conquering the World – This is Where

Outside the West, FinTech has had enormous success in Africa, Asia, and Latin America. Africa’s land area and population dynamics means rural areas are often left without access to secure banking, but FinTech is changing that.

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The Future of Financial Services and How to Shape

5 September 2018

The Future of Financial Services and How to Shape

A new type of evolved financial customer for which the interaction with the banking does not differ greatly from the interaction with another type of digital provider like Amazon, Venmo, Spotify or Netflix.

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August 2018 Newsletter

31 August 2018

August 2018 Newsletter

August News - Best Fintech Education & Global Events curated by FINTECH Circle

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Quantum perspectives of Robo-advisors

29 August 2018

Quantum perspectives of Robo-advisors

Various quantum algorithms offer substantial speedups relative to classical algorithms. At this point of time, quantum computing is best suited to solving these problems using three types of algorithms: optimisation, sampling, and machine learning.

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Chatbots do not save bad customer service

13 August 2018

Chatbots do not save bad customer service

Everybody experiences frustrating customer service all the time. Therefore, we are also constantly looking for new solutions to these eternal problems. And right now, the solution seems to be chatbots.

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Using blockchain for P2P energy trading

9 August 2018

Using blockchain for P2P energy trading

P2P energy trading is a new exchange system where individuals generate their own renewable energy and then share the excesses, at a given price, with their local community. It can come from different kinds of Renewable Energy Sources (RES) such as solar, wind and CHP (combined heat and power).

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What is a blockchain?

30 July 2018

What is a blockchain?

With the amount of data being stored each day, it has become crucial to find a way to enhance storage and reliability, while still limiting costs. A blockchain is a first answer to this issue by being a decentralised system allowing for data storage.

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Pensions in the Workplace Ecosystem

14 May 2018

Pensions in the Workplace Ecosystem

Not long ago, firms paid pension contributions to providers by means of a cheque and a list of employees the monies related to. This was symptomatic of antiquated and frequently disparate workplace IT systems that firms used to manage pensions, payroll and personnel (the 3Ps). It was often unclear where the most recent information was held, and systems didn’t synchronise data. While advances in IT have combined the 3Ps into new Human Capital Management systems, from enterprise solutions (Workday, Oracle, SAP) through to smaller scale systems, pension providers have battled with legacy systems and diminishing profitablity.

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Assets under View (short AuV)

14 May 2018

Assets under View (short AuV)

Did you know that we reached the “Multi Banking Era”? We now have the technical capabilities to give a retail client the opportunity to not only aggregate current accounts, but also portfolio accounts, real estate, gold, alternative assets, and so forth.

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Technology is the Future of Insurance

18 April 2018

Technology is the Future of Insurance

Software is sprinting to a cloud based, software as a service (SAAS) model. The most outstanding feature of all of these markets is the move from product to service based models.

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Is Bitcoin & Blockchain Still Just a Hype?

16 April 2018

Is Bitcoin & Blockchain Still Just a Hype?

What has begun with a whitepaper in November 2008 from a unknown circle of crypto nerds has become today a hot topic that is discussed not only by the people from the street but also by global business leaders.

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A Better Way to Identify Winning Funds

10 April 2018

A Better Way to Identify Winning Funds

The idea of using crowd sourcing in order to improve service and product ratings has become main stream. Companies like TripAdvisor and Yelp have become extremely popular.

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Soho to the City: A Tale of Two Sectors

5 April 2018

Soho to the City: A Tale of Two Sectors

I've learned over those years to always take a deep breath and look beyond the hyperbole and make sure we understand how the implementation of new technology will affect a market sector.

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The Business Location Canton of Zug and the Crypto Valley

26 March 2018

The Business Location Canton of Zug and the Crypto Valley

The Canton of Zug provides excellent conditions for everyone! With a dense network of services, suppliers and private support organizations, a unique mix of local and international companies, ample investment in education and culture, attractive tax levels for legal entities and individuals, and the availability of both an efficient infrastructure and a fascinating living environment, the Canton of Zug offers an optimal overall package.

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Using Social Media Data for Insurance

20 March 2018

Using Social Media Data for Insurance

What lies on the horizon for using social media in the insurance industry? We see one of the biggest opportunities in the area of small business insurance.

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At A RegTech Inflection-Point

1 February 2018

At A RegTech Inflection-Point

Putting your product into a GDPR-shaped box for example will undoubtedly resonate with the market. However, as you scale, this dangerously risks the ground in which you can play.

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Solving The Last Mile Problem In Finance

29 January 2018

Solving The Last Mile Problem In Finance

If I have to find just a few words that best describe me, I would use dreamer, doer and challenge lover. I have always undertaken inspiring opportunities that have often led me to move city, country or even continent in search of a new challenge.

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Collaboration: Startups – Incumbents

11 January 2018

Collaboration: Startups – Incumbents

Collaboration between Insurtech startups and incumbents is gaining momentum, as it is a win-win solution able to generate benefits for both parties.

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An Individual Investors Guide to the Online Brokerage Galaxy

13 December 2017

An Individual Investors Guide to the Online Brokerage Galaxy

While the brokerage space has evolved a lot in recent years and investors now have range of good choices (especially if you’re US based), choosing ‘the one’ is still not easy even for experienced investors.

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Will Tech improve how Wealth is managed?

30 November 2017

Will Tech improve how Wealth is managed?

This has led to the emergence of a class of “shadow banks”, such as peer-to-peer lenders and robo-advisors for wealth management

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RegTech the Millennial Way

24 November 2017

RegTech the Millennial Way

For this generation, RegTech means being able to understand and execute regulations and compliance in almost an instance for lay people, multi-national companies and new user groups affected by changing laws.

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Human Psychology and Simplicity are Keys to Designing Useful WealthTech

23 November 2017

Human Psychology and Simplicity are Keys to Designing Useful WealthTech

All those complex terms such as subsidised/unsubsidised loans, running balance, available balance, interest rates, compounding, stocks, bonds, mutual funds. Why are average users supposed to know what all this means if they just want to manage their wealth?

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Alexa, can you get me an Insurance?

22 November 2017

Alexa, can you get me an Insurance?

For the insurance industry with its consultation-intensive products, the possibilities of digital assistants sounds promising.

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Sandbox Games for RegTech

20 November 2017

Sandbox Games for RegTech

Under Swiss regulation, technological solutions which support banks in complying with regulatory requirements are not subject to authorisation.

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The Future of InsurTech

17 November 2017

The Future of InsurTech

It will also become the norm to purchase insurance at the point of sale, for example when you buy a laptop, or when you’re purchasing a related product or service,

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InsurTech – at the Bottom of the Pyramid

17 November 2017

InsurTech – at the Bottom of the Pyramid

In essence - InsurTech at the Bottom of the (wealth) Pyramid. After all, it is when faced with resource constraints that innovation tends to breed naturally.

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Disrupting Asset Management: The Digital Fund

16 November 2017

Disrupting Asset Management: The Digital Fund

Thankfully for investment managers and investors alike, the overall picture is not as bleak as the above depiction could lead us to believe. Key technological advances on the operational front have empowered both investors and managers equally.

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Future RegTech

15 November 2017

Future RegTech

Identity authentication and management with less reliance on traditional identity data means we’ll be seeing a lot more Blockchain-based tech in Identity.

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Just Do it – a case study of SCF in China

14 November 2017

Just Do it – a case study of SCF in China

Without proven feasibility and scalabilities, exaggerating the potential impact of Insurtech could, in turn, damage the prospects and development.

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RegTech Landscape

13 November 2017

RegTech Landscape

At the recent G20 summit in Germany, Australian Federal Treasurer Scott Morrison said that financial institutions spend more than $70bn on compliance annually.

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Robos The Future of Investment Advisory

10 November 2017

Robos The Future of Investment Advisory

Under robo-advisory services, USD 200 billion in 2015 and  according to A.T. Kearney is estimated to grow to USD 2.2 trillion by 2020.

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Just Do It – WealthTech

10 November 2017

Just Do It – WealthTech

There will be probably always a better way but innovation is an improvement and not perfection.

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The Emotional Life Insurance Platform

9 November 2017

The Emotional Life Insurance Platform

Creating a new way of selling and retaining life insurance policies with a holistic approach towards clients is crucial for the the industry.

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Using RegTech to Manage Regulatory Change

8 November 2017

Using RegTech to Manage Regulatory Change

With MiFID II looming, and uncertainty over regulatory change in the USA, there will be enormous pressure on financial institutions to adapt to new legislation quickly and efficiently. RegTech is, and will remain, pivotal in achieving this.

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RegTech and Financial Crime Prevention

3 November 2017

RegTech and Financial Crime Prevention

Considerations of data protection and ethics and suggested risk management limitations of RegTech in assessing indirect and reputational risk exposure.

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Getting through to the Millennial Mom and Transforming her Financial Future

2 November 2017

Getting through to the Millennial Mom and Transforming her Financial Future

Picture a woman, age thirty-five, sitting at a kitchen table with her laptop and cell phone in front of her. As she looks down at her phone, she smiles! The shares of a stock she bought recently have gone up, and better yet her overall portfolio value has trended upward for the last quarter.

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The Educational Wealth-Coin

1 November 2017

The Educational Wealth-Coin

The future form of pension funds will be private labelled retail retirement funds owned by single individuals as retirement wealth will become autonomous.

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How to unlock WealthTech in Turkey

1 November 2017

How to unlock WealthTech in Turkey

In Turkey, the gap in financial inclusion is striking. Almost half of the population is under 30 and half of the “bankable” population is unbanked

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InsurTech: YOU SAID… SHARING ECONOMY?

31 October 2017

InsurTech: YOU SAID… SHARING ECONOMY?

According to PwC, £3Bn of revenues and £24Bn of transaction values have been facilitated by sharing economy platforms in Europe in 2015

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Internationalizing InsurTech

31 October 2017

Internationalizing InsurTech

One area that has the most potential in Internationalizing insurance is the Blockchain Technology.

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RegTech will Democratize Legal Services

31 October 2017

RegTech will Democratize Legal Services

Tools like chatbots, natural language processing and artificial intelligence are creating new, faster, and cheaper ways for anyone to access legal services.

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RegTech: Minority Report

31 October 2017

RegTech: Minority Report

Less costs on regulations, lower levy fees due to removing claims for miss-selling and PI insurers could reduce costs too if they had access to RegTech.

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Digital Superpowers

30 October 2017

Digital Superpowers

According to a 2015 Capgemini report, 65% of affluent individuals will leave their current wealth management firm if an integrated channel experience is not provided.

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Digital Advice – The Hybrid Model

26 October 2017

Digital Advice – The Hybrid Model

Platform automation streamlines the workflow, resulting in lower operating and on-boarding costs and the overall client experience is enhanced.

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A Hybrid Robo-Advisory Offering

26 October 2017

A Hybrid Robo-Advisory Offering

As the distinction between retail, private banking and institutional banking gets more blurred, the importance of robo-advisors will become more prominent.

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PSD2 and GDPR: Opposition and Unity

25 October 2017

PSD2 and GDPR: Opposition and Unity

The answer to this tension between openness and strengthening data protection lies in – giving ownership and control of data to the individual.

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RegTECH Investment, Compliance Spending

25 October 2017

RegTECH Investment, Compliance Spending

In compliance training, the best RegTech products and services remove traditional barriers to training and improve the quality and delivery of content.

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Not to big to Learn not to Fail – InsurTech

20 October 2017

Not to big to Learn not to Fail – InsurTech

A reexamination of why InsurTech and its associated modern business practices are not being adopted as broadly or with the level of penetration they should.

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Insurtech – Technology is not enough

20 October 2017

Insurtech – Technology is not enough

There’s an issue with trust in the insurance industry. This stems from consumers not knowing what they’re covered for. This is caused by long and complex policy documents that are hard to understand.

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Redesigning the InsurTech Value Chain

20 October 2017

Redesigning the InsurTech Value Chain

Is segmentation still relevant for the industry today? Digital has impacted the way organisations engage with customers, and have to review their models.

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Will WealthTECH change the world?

19 October 2017

Will WealthTECH change the world?

A huge pain point keeping many consumers from making the most of their money is the need to juggle numerous apps and websites to manage their finances.

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New distribution models – Insurtech

10 October 2017

New distribution models – Insurtech

Key questions remain about how these distribution channels will evolve as data becomes even more readily available, and more under the control of customers.

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Seamless Insurance – InsurTech

6 October 2017

Seamless Insurance – InsurTech

Seamless insurance does not require the customer going to a branch office, agent, bank or retail store. It is in fact a faster, cheaper and new digital experience.

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The short and long term benefits of RegTech

4 October 2017

The short and long term benefits of RegTech

RegTech was initially developed to tackle compliance reporting within financial institutions, the potential captured by RegTech to revolutionise regulatory spaces is not just limited to financial regulation, but rather across all other industries.

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Digital Asset Management in 2020

2 October 2017

Digital Asset Management in 2020

How can a shift from an intransparent provision-biased market that has been created around financial uneducated and also uninterested customers look like?

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The Dawn of the Robo-Advisors

27 September 2017

The Dawn of the Robo-Advisors

This industry, is expected to manage ten percent of the world's assets under management by 2020, but experts believe this figure will be heavily surpassed once a dominant player enters the robo-advisory arena.

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Digital Identities, the RegTech Holy Grail

26 September 2017

Digital Identities, the RegTech Holy Grail

Building digital identity schemes for the 21st century is such a vital endeavor, and a central piece for the financial services industry in general, and RegTech in particular

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InsurTech defintion as its own Manifesto

22 September 2017

InsurTech defintion as its own Manifesto

A definition of InsurTech should cover different concepts that goes well beyond the idea of combining insurance and technology to include the social role of insurance

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At the beginning of a regulatory revolution

22 September 2017

At the beginning of a regulatory revolution

RegTech will change the entire value chain, from regulators and the political system, to compliance and regulatory advisers, auditors, regulated entities.

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Using Artificial Intelligence in Wealth Management

21 September 2017

Using Artificial Intelligence in Wealth Management

Whether its data about markets or data about clients, combining the two in an intelligent way and communicating them to clients is a key part of the wealth management business model

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The Year of Integration

20 September 2017

The Year of Integration

Integration platforms can become a hedging mechanism not only for insurance companies but for InsurTechs.

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Insurance and Conversational Business

19 September 2017

Insurance and Conversational Business

By demystifying artificial intelligence and the current state of the art we can understand what we can achieve with insurtech

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Insurance as a Utility: a dream or an inevitability?

6 September 2017

Insurance as a Utility: a dream or an inevitability?

While the first wave of InsurTech startups is already experimenting to that effect in the market, its yet to be determined, whether it will go down the path of collaboration with incumbents or their ultimate disruption.

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Banking supervision at a crossroads

30 August 2017

Banking supervision at a crossroads

RegTech companies can provide a more efficient way to report, monitor and comply with requirements and be a tool to strategically manage banking risks.

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Digitising wealth management operations an

30 August 2017

Digitising wealth management operations an

Dealing with cyber security risks in a fast changing wealth management landscape, while preventing a potential impedance of business innovation

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Surveillance 2020

29 August 2017

Surveillance 2020

The actors in securities markets know their game. The possibility for market abuse is always right in front of the actors.

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Beyond Wealth: Financial Wellbeing

29 August 2017

Beyond Wealth: Financial Wellbeing

Online tools people should include behavioural economics in their design, to help 'debug' our behavioural biases, which impact on our financial outcomes.

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My Private Banker will be a travel agent

17 August 2017

My Private Banker will be a travel agent

Disintermediation can be defined as the elimination of a layer in a transaction while disruption is an unexpected solution that satisfies a need.

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Regtech: Where are we headed?

16 August 2017

Regtech: Where are we headed?

Regtech can help to drive down cost of compliance, make platforms sustainable and scalable, and run integrated risk models and foster growth.

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Managing risks

16 August 2017

Managing risks

One model for insurers is to evolve into organisations offering a much broader set of risk management solutions.

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Why architecture matters!

15 August 2017

Why architecture matters!

You hear from all sides stories about new amazing projects on blockchain that will solve – whatever it is to be solved.

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Social Media in Insurance

15 August 2017

Social Media in Insurance

Can customers buy insurance on Facebook yet? Is social media being used to augment underwriting data?

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RegBot – The Financial Services Robocop

14 August 2017

RegBot – The Financial Services Robocop

How is a regulator to keep track of all those new API endpoints, chatbots and aggregation services we’re expecting to see in the coming years?

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Rebuilding Trust and Empowering Identity

26 July 2017

Rebuilding Trust and Empowering Identity

Two fundamental conditions are required for a strong financial system: trust and identity. RegTech offers an opportunity to strengthen and scale both.

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RegTech: a new eldorado ?

25 July 2017

RegTech: a new eldorado ?

Luxembourg, having the first largest fund industry in Europe has the best position to become the future Hub of choice for RegTech.

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New money, old ways, new solutions

25 July 2017

New money, old ways, new solutions

There is one issue at the top of insurance business boardroom agendas; innovation and how to embrace InsurTech, improve efficiency and meet the on-demand expectations of customers.

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RegTech – A Pause for Breath

23 July 2017

RegTech – A Pause for Breath

This has created a fertile ground for RegTech players to offer innovative, nimble solutions. Key areas for attention to provide some signposts to guide entrepreneurs and incumbents.

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InsurTECH Cyber Risk

23 July 2017

InsurTECH Cyber Risk

How do organizations transfer cyber risk? When should organizations be concerned about their cyber risk exposure?

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Invention versus Reinvention

22 July 2017

Invention versus Reinvention

A true partnership between banks and FinTechs through open APIs will bring novel products and services to the market and make an impact on the way we live.

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Globalization of the Financial Market

19 July 2017

Globalization of the Financial Market

You can order goods online to be delivered from China or from anywhere else in the world, it's startling how local the world of financial products is.

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Insurtech Trends Depending on Localization

19 July 2017

Insurtech Trends Depending on Localization

Microinsurance will have the best chance to evolve, P2P insurance may decline in some regions while prospering in others, new forms of health insurance has the potential for growth in the countries where IoT and drones sound like a fantasy.

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Security in the future of WealthTech

19 July 2017

Security in the future of WealthTech

With renewed pressure to tamp down costs and adjust to volatile conditions financial organizations have currently little confidence in their ability to manage risk, especially in technology and operations.

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Alexa, Where Are My Pensions?

17 July 2017

Alexa, Where Are My Pensions?

Data portability under the GDPR is intended to drive competition.The FCA see dashboards as a way to help make financial advice available to the mass market.

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Old Tech + New Tech = RegTech

14 July 2017

Old Tech + New Tech = RegTech

Such controls include the requirement that banks should be able to identify all the spreadsheets used in critical processes and ensure that all data and calculations used in such processes are adequately policed by internal compliance departments.

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Peer-to-Peer Insurance for Modern Ages

14 July 2017

Peer-to-Peer Insurance for Modern Ages

Home insurance hasn't adapted to the era of Airbnb and car insurance is even more hopeless when it comes to Uber and the sharing economy.

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What is Fintech?

14 July 2017

What is Fintech?

Innovation is rather developed outside of established players in the financial markets, by startups for which the regulators seem rather indecisive on how to approach them.

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Embracing emerging technology – asset management

13 July 2017

Embracing emerging technology – asset management

Change is hard. As human beings, we get comfortable and feel secure, so when things change, it can be unsettling to say the least. Specifically, the asset management industry is going through a period of rapid digital transformation and change.

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Insurance – simple, frictionless or pointless?

10 July 2017

Insurance – simple, frictionless or pointless?

I am sure you can imagine a world where insurance is far simpler to both buy or to claim - it is almost upon us since there are already a growing number of InsurTECH companies where this is exactly what they’ve set out to do.

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InsurTECH business model for 21st Centrury

7 July 2017

InsurTECH business model for 21st Centrury

Traditional “insurance moguls” must deal with small and efficient startups and sharing economy ideas, using changing behavioral patterns in a digital world as their advantage.

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SAM MAULE INTERVIEWS SUSANNE CHISHTI FROM FINTECH CIRCLE

4 July 2017

SAM MAULE INTERVIEWS SUSANNE CHISHTI FROM FINTECH CIRCLE

Ever get a little bit tired of all the hype, buzzwords, egos, etc. that come with the fintech territory? My cure – spend five minutes chatting with Susanne Chishti. Her energy and passion for the space will jump start your own enthusiasm for digital disruption (I had to throw in a buzzword phrase).

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WealthTech in Latin America – Just the beginning

4 July 2017

WealthTech in Latin America – Just the beginning

When you think about Latin American countries you believe that most of FinTechs can solve the problem of financial inclusion as in other developing countries. In fact, WealthTech in Latin America is also a way to reach financial inclusion.

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Empowering women financially. Why and how?

30 June 2017

Empowering women financially. Why and how?

Women drive the world economy. Believe it or not, over the next decade, the impact of women on the global economy will be “at least as significant as that of China and India”.There has never been a more important time for women to get serious about understanding their finances.

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“LEGO” Bricks for applications – WealthTech

23 June 2017

“LEGO” Bricks for applications – WealthTech

Technology today with it’s speed, content streaming and cloud storage ability, is facilitating the construction of scalable applications by allowing us to take those front-end and back-end frameworks or ‘lego’ pieces that allow the construction of whatever the mind can imagine.

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InsurTech ‘Now and Next’: A cartographer’s dream

23 June 2017

InsurTech ‘Now and Next’: A cartographer’s dream

It's only been in the last 18 months that we've actually agreed on the term 'InsurTech' having had a go with InsTech,and a minor diversion via InsureTech. It's not just the variations on country names that makes us feel like cartographers in the middle ages, but also the large parts of the map that are still blank.

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Introducing the RegTech quality compass

22 June 2017

Introducing the RegTech quality compass

Compliance and risk management have been perceived for too long as fun-free zones. Working with a RegTech solution should be a pleasurable and motivating experience.

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Incumbent and Insurtech collaboration via Open Innovation Strategy

21 June 2017

Incumbent and Insurtech collaboration via Open Innovation Strategy

Insurtech is disrupting the entire value chain and customer life cycle. ‘I want it now’ culture, increasing consumers’ needs, high competition and changing regulations force incumbents to change. Disruptive technologies offer the opportunities to redesign customer experience

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Wealth Management-as-a-platform: new architecture with PSD2

21 June 2017

Wealth Management-as-a-platform: new architecture with PSD2

Wealth Management-as-a-platform: the new business architecture, particular resources should be allocated to shaping the firm’s culture around agility and the number of potential business partners on cybersecurity

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InsurTech in Turkey: Challenges and Opportunities

20 June 2017

InsurTech in Turkey: Challenges and Opportunities

In 2016, with the foundation of FinTech Istanbul, an independent organisation supported by Interbank Card Center of Turkey, the Turkish FinTech ecosystem has started to develop and receive attention internationally.

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What is RegTech?

20 June 2017

What is RegTech?

RegTech solutions are considered as an important contribution to profitability and efficiency, while improving compliance.

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The Challenges of Driving Innovation and Disruption

20 June 2017

The Challenges of Driving Innovation and Disruption

In the financial industry there are a few concepts like trust, history and financial success that are valuable. It is logical then that if you do the right things and play by the rules, you may stay in business for ever. Not anymore!

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