Terms & Conditions

These website and programme terms and conditions (“Terms”) govern access to and use of the FINTECH Circle website at fintechcircle.com, its subdomains and connected platforms — including the member portal at boards.fintechcircle.com and the webinar platform at webinar.fintechcircle.com — and any related application, booking, registration or membership forms (together, the “Site”), together with the services described at clause 3 (together, the “Services”).

The Site and the Services are operated by FINTECH CIRCLE LTD, a company registered in England and Wales under company number 09141483, whose registered office is at 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, and whose VAT registration number is GB 201520868 (“FINTECH Circle”, “we”, “us” or “our”). You can contact us at info@fintechcircle.com.

By accessing or browsing the Site, or by submitting an application, registration, booking or payment for any Service, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Site or any Service.

Where you access the Site or apply for a Service on behalf of an employer, company or other organisation (for example, as a candidate nominated by your employer for the Board Programme, or as a representative of a startup applying for funding introductions or Startup Membership), you confirm that you have authority to accept these Terms on that organisation’s behalf, and references to “you” and “your” include that organisation as the context requires.

Separate, service-specific terms referenced in Part C apply in addition to Parts A, B and D whenever you apply for or use the relevant Service. If there is a conflict between Part C and any other part of these Terms in relation to that Service, Part C prevails to the extent of the conflict.

These Terms were last updated on 22 August 2026 and are approved and published.

FINTECH Circle operates a fintech-specific ecosystem connecting three groups: senior professionals seeking board, advisory and fractional executive roles; fintech startups and scaleups seeking funding, board rigour and commercial introductions; and investors seeking curated fintech deal flow. The main Services currently offered are:

• the Board Programme (Tiers 1 to 3) and associated executive search firm introductions (clause 10);
• Pop-Up Boards for qualifying scaleups (clause 11);
• Startup Membership, funding introductions and commercial introductions (clause 12);
• the Investor Network (clause 13 and Schedule 2);
• events, webinars and the annual Board & CEO Summit (clause 14); and
• editorial content, insights and a free email newsletter, which are provided for general information only and do not form part of a paid Service.

Acceptance onto any Service, including the Board Programme, Startup Membership and the Investor Network, is at our sole discretion. Submitting an application does not guarantee acceptance, a board appointment, funding, investment, or any other outcome.

Service descriptions on the Site are for general information and may be updated from time to time. The specific scope, format, timing and Fees for a Service are as confirmed to you in writing (including by email) at the point of acceptance.

You must use the Site only for lawful purposes. You must not:

• use the Site in any way that breaches applicable law or regulation;
• attempt to gain unauthorised access to the Site, any account, or any server, computer or database connected to the Site;
• introduce viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful;
• use any automated system, including “robots” or “spiders”, to scrape or extract data from the Site without our prior written consent;
• submit false, misleading or fraudulent information in any application or registration form; or
• impersonate any person, or misrepresent your affiliation with any person or organisation.

We may suspend or terminate your access to the Site or any Service, without liability, if we reasonably believe you have breached this clause 4.

The Site and its content, including text, graphics, logos, course materials, curricula, videos and the FINTECH Circle name and marks, are owned by or licensed to FINTECH Circle and are protected by copyright, trade mark and other intellectual property laws. Nothing in these Terms transfers any intellectual property rights to you.

You may view, download and print extracts of the Site for your own personal, non-commercial reference with the exception of the FINTECH Circle Board Programme and all its courses. You must not otherwise reproduce, republish, distribute, or exploit any content from the Site, or any course or programme materials provided to you, without our prior written consent.

Course materials, templates, board CV and biography guidance, and any recordings made available to Board Programme participants remain our intellectual property (or that of our licensors) and are provided for your personal use as a programme participant only during the 3 months of the programme (tier 2 & tier 3) or 12 months for the online course recording. You must not share, resell or redistribute them. You are not allowed to download or record the FINTECH Circle Online Course or the live webinars with AI notetakers or any other automated recording devices.

Content on the Site, including insights articles, webinars and course material, is provided for general information only. It does not constitute legal, financial, investment, tax or professional advice, and must not be relied on as such. You should seek independent professional advice before making any decision based on content from the Site.

The Board Programme is a preparation and introduction programme. It is not an executive search, recruitment or appointment service, and we do not guarantee that any participant will be shortlisted for, introduced to, or appointed to any board role.

Pop-Up Boards, funding introductions and commercial introductions are provided on a best-efforts, introduction-only basis. We are not a party to, and do not guarantee the outcome of, any subsequent discussion, investment, funding round, commercial arrangement or appointment between you and any third party we introduce you to.

The Site may link to, embed, or redirect you to third-party websites and platforms that we do not control, including the member portal at boards.fintechcircle.com, our webinar platform (currently provided by WebinarGeek), and video-conferencing tools used for Pop-Up Boards. We are not responsible for the content, availability, security or data practices of third-party platforms, which are governed by their own terms and privacy notices.

The Board Programme involves introductions to independent executive search firms (including, as at the date of this draft, the firms named on the Site). Those firms are separate, independent businesses. We do not control, and are not responsible for, their recruitment processes, conduct, fees, or decisions, and any engagement between you and a search firm is a separate matter between you and that firm.

Where you attend an event, webinar or Pop-Up Board, your name, professional title, organisation and (where applicable) a photograph or recording of the session may be shared with other attendees or speakers for networking purposes, and may be used by us for reporting and marketing purposes as described in clause 7.4.

We may photograph or record events, webinars and Board & CEO Summit sessions (together, “Recordings”). By attending, you agree to permit us to use and distribute Recordings, which may feature your image and voice, for the following purposes, without limitation: promoting FINTECH Circle and its Services, including on the Site, in marketing materials and on social media; publicity and advertising; reporting; education and training; research; and technology development, including the training, testing and improvement of artificial intelligence systems; and any other related activity. If you do not wish to be photographed or recorded, please tell us before the relevant session begins and we will take reasonable steps to accommodate this. We cannot guarantee exclusion from wide shots of an event or session, and an objection raised after a Recording has already been used or distributed will not undo that earlier use.

This clause 7.4 does not extend to Pop-Up Board sessions. Recordings or content from a Pop-Up Board are governed instead by the confidentiality provisions at clause 11.3 and clause 18, and are not used for the purposes listed in clause 7.4.

We aim to keep the Site available, but we do not guarantee that it will always be available, uninterrupted or error-free. We may suspend, withdraw or restrict availability of all or part of the Site for business or operational reasons, including maintenance.

We may update or change the Site, including its content, layout and functionality, at any time without notice.

Access to certain Services, including the Board Programme and Startup Membership area, requires an account on our member portal. You are responsible for keeping your login credentials confidential and for all activity that occurs under your account.

You must notify us promptly at info@fintechcircle.com if you suspect unauthorised use of your account.

We may suspend or close your account if we reasonably suspect misuse, fraud, or a breach of these Terms.

Tier 1 — Online Course

Tier 1 is a self-paced online course of approximately 12 hours’ content, delivered through our e-learning platform. Access begins once payment is confirmed and continues for the access period stated on the Site or in your order confirmation.

Tiers 2 and 3 — Flagship and Elite

Tiers 2 (Flagship) and Tier 3 (Elite) are cohort-based programmes combining live webinars, board community events, board CV and biography review, Pop-Up Board participation, and 1:1 coaching, as described on the Site for the relevant cohort. Places are limited and subject to application and acceptance.

Applications are reviewed against criteria including seniority and years of relevant professional experience. We aim to respond within 48 hours of a complete application, but this is a target only, not a contractual commitment.

Acceptance onto a cohort and confirmation of Fees will be provided to you in writing before any binding commitment is formed. Your place is confirmed only once we have received payment (or, where agreed, a deposit) in accordance with Schedule 1.

Introductions to executive search firms, Pop-Up Board participation, and any networking opportunities offered as part of Tiers 2 and 3 are provided as programme features, not as guarantees of outcome. Clause 6.2 applies.

Fees, cancellation rights and our cooling-off policy for the Board Programme are set out in Schedule 1.

A Pop-Up Board is a complimentary, approximately 90-minute advisory board session offered to qualifying scaleups (as at the date of this draft, businesses generating £1 million or more in annual revenue), and used within Tiers 2 and 3 of the Board Programme as a practical training exercise for programme participants.

A Pop-Up Board is advisory only. It does not create a formal board, a fiduciary relationship, or any decision-making authority over your business, and any views expressed by participants are personal, non-binding observations, not professional advice on which you should rely (see clause 6).

If you share confidential business information as part of a Pop-Up Board session, we and the participating Board Programme members will treat it as confidential and use it only for the purposes of the session, in accordance with clause 18 (Confidentiality). You should avoid sharing information that is regulated, price-sensitive (for example, inside information for the purposes of the Market Abuse Regulation), or otherwise unsuitable for discussion in a group training setting.

Because Pop-Up Boards are complimentary, clause 17 (Liability) applies in full, and in particular we exclude liability for any decision you make, or fail to make, in reliance on views expressed during a Pop-Up Board session, to the fullest extent permitted by law.

Startup Membership provides access to our community, partner discounts, and promotion of your company to the FINTECH Circle network, including a listing in our Startup Members directory, as described on the Site at the time you register. Partner discounts are provided by independent third parties on their own terms; we are not a party to, and are not responsible for, arrangements between you and any partner provider.

Funding introductions connect qualifying startups with investors who have told us they are looking for fintech opportunities. We assess and shortlist applicants against our own evaluation methodology; submitting an application does not guarantee an introduction, a pitch opportunity, or investment.

Commercial introduction services (marketed on the Site as “Sell into banks & mature fintechs”) connect qualifying startups with contacts at banks and other mature fintech organisations in our network. These are introductions only; we do not negotiate, broker or guarantee any resulting commercial arrangement.

Where applicable: FINTECH Circle may receive a success fee, commission or other benefit from a third party in connection with a successful introduction under this clause 12. Details will be provided on request.

We may carry out reasonable due diligence and eligibility checks (for example, confirming revenue thresholds or company registration) before accepting an application under this clause 12, and may decline or withdraw an introduction at our discretion, including where we identify a sanctions, anti-money-laundering or reputational concern (see clause 20).

The Investor Network is an in-person event, held approximately twice a year, at which up to eight shortlisted fintech startups pitch to a room of our investor Members (currently around 70 individuals). We do not operate an online dealroom, do not distribute detailed financial or investment information about startups online, and do not facilitate or process any investment online.

After a pitch, it is entirely for each investor Member to decide, individually and at their own discretion, whether to follow up directly with a startup for further information or with a view to investing. We are not involved in, and do not attend, any such follow-up conversation, and we do not see or hold any of the information exchanged between an investor and a startup at that stage.

Because this Service involves the communication of information about investments in unlisted companies to a room of investors, it is subject to important additional terms, eligibility requirements and risk warnings set out in Schedule 2, which forms part of these Terms. You must complete the eligibility self-certification described in Schedule 2 before you may attend an Investor Network event or receive any pitch materials.

We do not provide investment advice, and nothing communicated through the Investor Network is a personal recommendation to invest. We are not authorised or regulated by the Financial Conduct Authority, and we do not broker, arrange, execute, or take any part in negotiating the terms of, any investment. Any decision to invest, including any decision by investor Members to co-invest alongside one another, is made independently and directly between the individuals and organisations concerned, without our involvement. You should take independent financial advice before investing.

We are not a party to, and do not guarantee the outcome, valuation, performance or returns of, any investment or discussion arising from an Investor Network event.

Webinars are hosted on third-party platforms (currently WebinarGeek or GoogleMeet) and are subject to that platform’s own terms in addition to these Terms. In-person events, including the annual Board & CEO Summit, take place at a venue confirmed at the time of booking.

Where an event or webinar is free to attend, we may cancel or reschedule it at any time without liability, other than to notify you as soon as reasonably practicable.

Where an event requires payment, the cancellation and refund terms in Schedule 1 apply. If we cancel a paid event and do not offer a suitable alternative date, we will refund the Fees you paid for that event.

Clause 7.4 (photography and recording) applies to all events and webinars.

We may revise these Terms from time to time to reflect changes in our Services, our processes, or legal and regulatory requirements. The current version will always be available on the Site, showing the date it was last updated.

Changes will not apply retrospectively to a Service you have already paid for and been accepted onto, except where a change is required by law or regulation, or is necessary for security reasons.

Fees for each Service, together with our cooling-off and cancellation policy, are set out in Schedule 1 or in your order confirmation. All Fees are stated inclusive of VAT unless stated otherwise, and VAT has been added at the applicable rate where chargeable.

Where a Service is paid for online, payment is processed by our third-party payment processor. We do not store full card details ourselves. See our Privacy Policy for details of how payment data is handled.

Where you are an individual paying personally (rather than an organisation being invoiced), and you purchase a Service online or otherwise at a distance, you may in some circumstances have statutory cancellation rights under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013. Regardless of whether those statutory rights apply to your specific purchase, we voluntarily extend a contractual cooling-off period on the terms set out in Schedule 1, so that you do not need to establish your consumer status to benefit from a fair cancellation window.

If you request access to online course content, downloadable materials, or a live session within the cooling-off period described in Schedule 1, you acknowledge that your right to cancel that specific element may end once performance has begun with your express request and acknowledgement that you will lose the right to cancel in relation to it, consistent with the treatment in Schedule 1.

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be limited or excluded under English law.

Subject to clause 17.1, we will not be liable to you for any loss of profits, loss of business, loss of anticipated savings, loss of opportunity (including any board appointment, investment, funding or commercial opportunity), or for any indirect or consequential loss, arising out of or in connection with these Terms or your use of the Site or any Service, whether in contract, tort (including negligence), breach of statutory duty, or otherwise.

Subject to clause 17.1, our total liability to you arising out of or in connection with a paid Service, whether in contract, tort or otherwise, will not exceed the greater of (a) the total Fees paid by you for that Service in the 12 months before the event giving rise to the claim, and (b) £1,000.

We are not liable for any failure or delay caused by matters outside our reasonable control (see clause 21, Force Majeure).

For free Services (including Pop-Up Boards, webinars offered at no charge, and general Site content), our liability is excluded to the fullest extent permitted by law, subject always to clause 17.1.

Each party agrees to keep confidential any non-public business, financial, technical or strategic information disclosed by the other in connection with a Service (“Confidential Information”), and to use it only for the purposes for which it was disclosed.

This clause 18 does not apply to information that is or becomes public other than through breach of this clause, that was already known to the recipient without obligation of confidence, or that is required to be disclosed by law, regulation or a competent authority.

Clause 11.3 sets out additional confidentiality provisions specific to Pop-Up Boards.

We each will comply with applicable data protection law, including the UK GDPR and the Data Protection Act 2018, in connection with these Terms.

Details of how we collect, use, share and protect your Personal Data are set out in our Privacy Policy, which forms part of these Terms.

Where we introduce you to a third party (for example, an executive search firm, an investor, a prospective portfolio company, or a bank contact), that third party will act as an independent controller of any Personal Data you share with them directly, and their own privacy notice will apply to that processing. We are not responsible for a third party’s compliance with data protection law.

You must not offer, give, or accept any bribe or improper payment in connection with your use of the Site or any Service, and must comply with applicable anti-bribery and anti-corruption law, including the Bribery Act 2010.

We may decline to provide, or may withdraw, a Service (including an introduction, Pop-Up Board, or Investor Network access) where we reasonably believe that doing so is necessary to comply with applicable sanctions, anti-money-laundering or counter-terrorist-financing law, including where you or your organisation appears on a relevant sanctions list.

We will not be liable for any failure or delay in performing our obligations under these Terms where the failure or delay results from circumstances beyond our reasonable control, including act of God, war, terrorism, civil unrest, epidemic or pandemic, industrial action, failure of a third-party platform (including our webinar or portal providers), or government action.

If a force majeure event prevents us from delivering a paid Service for more than 90 days, either party may terminate that Service by written notice, and we will refund any Fees paid for the undelivered part of the Service.

Assignment. You may not transfer or assign your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations under these Terms to another organisation, including in connection with a reorganisation, sale or transfer of our business, provided this does not materially reduce your rights.

Severability. If any provision of these Terms is found to be unlawful, invalid or unenforceable, that provision will be deemed severed and the remaining provisions will remain in full force and effect.

Third party rights. A person who is not a party to these Terms has no rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms, except that an executive search firm, investor or other third party we introduce you to may rely on the disclaimers in clauses 6, 7.2, 10.5, 12 and 13, subject to the terms of that Act.

Entire agreement. These Terms, together with the Privacy Policy, Cookie Policy, and any order confirmation or booking form issued to you, form the entire agreement between you and us in relation to your use of the Site and the Services, and supersede any prior agreement or understanding, whether written or oral.

Notices. Notices under these Terms should be sent to info@fintechcircle.com, or by post to FINTECH CIRCLE LTD, 167-169 Great Portland Street, 5th Floor, London, W1W 5PF, or, in our case, to the email address or postal address you provided when applying for or registering for a Service.

Waiver. A failure by us to enforce any provision of these Terms is not a waiver of our right to do so later.

These Terms, and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims), are governed by the law of England and Wales.

Before starting formal proceedings, both parties agree to try in good faith to resolve any dispute through direct negotiation between senior representatives, and, if that fails within 30 days, to consider mediation through a recognised body such as the Centre for Effective Dispute Resolution (CEDR).

Subject to clause 23.2, the courts of England and Wales have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms.