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31 March 2020 · FINTECH Circle & KAE
Video: Central bank digital currencies
A few countries have been tentatively testing the e-currencies, which more recently have started reaching fruition. So why is the idea being considered by central banks?
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15 April 2024
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22 February 2024
Key takeaways from FINTECH Circle's Webinar: Revolutionizing Wealth Management: Harnessing the Power of Generative AI
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Press Release: ITN Business & FINTECH Circle launch news-style programme Finance: Equity and Inclusion exploring a fairer financial future for all
ITN Business is proud to present Finance: Equity and Inclusion, a news-style programme hosted by Sangeeta Kandola from the ITN London studio, launched on 6 December 2023 at FinTech Connect, held at London’s ExCel.
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5th December 2023
South African Delegation: Fintech Tour
Learn about the initiative to train nearly a thousand women in business in Africa & our recent Fintech Tour of London.
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22 Nov 2023
Startup Focus: Yellow Submarine
We spoke to Stewart Huckett, Sales & Marketing Director of Yellow Submarine to get an insight on how they're changing the future of the industry.
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16 November 2023
Press Release: Madara Invest with new Strategic Partnership
Madara Invest has announced the entry of a new strategic partner and investor, EuroFinance (Trading member of Deutsche Börse Group) in the fintech project.
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Explore the financial landscape of 2024 with our exclusive insights. Delve into the Top 10 FinTech trends that are set to shape the industry in the coming year, offering a glimpse into the innovative advancements and transformative changes ahead. Stay ahead of the curve as we predict the future of financial technology.
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25 September 2023
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Discover insights from our recent Webinar where industry experts Susanne Chishti & Andrew Beatty discuss "Agility" in this transformative era, which requires not only a technological overhaul but also a cultural shift towards flexibility, innovation & adaptability...
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19 September 2023
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AI is all set to bring significant changes in the FinTech sector, revolutionising the way financial services are delivered & experienced.
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11 September 2023
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01 September 2023
What are the SEIS and EIS Schemes?
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09 August 2023
Press Release: Why Launch Your Fintech Business in the Middle East? Explore the Potential of the Region in a New Report
Velmie, a fintech software provider, has released an insightful whitepaper shedding light on the Digital Banking Outlook of the Middle East.
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22 July 2023
I almost lost $500 over last weekend - A sneak peak into NFT Scams
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12 July 2023
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11 July 2023
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28 June 2023
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28 June 2023
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28 June 2023
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26 June 2023
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Explore the insightful talk & key moments of FINTECH Circle's "Summer Drinks". Read on to discover valuable insights on the Expert Panel topic “Global Investment Trends Explained” & don't miss the chance to find yourself & view the full Photo Gallery of the event below...
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22 June 2023
NFT Use Cases IV (Sector-based 2/2)
As a continuation of the previous article, we will explore how NFTs are being adopted by players in sectors such as entertainment, public services, sports and fashion.
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22 May 2023
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Whilst the previous article focussed on applications for NFTs, the current article explores how different sectors have attempted to adopt NFTs and to what purpose.
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28 April 2023
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We spoke to Samuel Flynn, CEO & Co-Founder of Hands In to get an insight on how they're changing the future of the industry.
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26 April 2023
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22 April 2023
NFT Use Cases II (Application-based)
Explore the value of NFTs and their impact. In the current article we explore a few applications beyond digital art and brand or client engagement, how it works and what firms are currently involved.
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03 April 2023
Converting Innovation into Profits
Learn how to convert innovation into profits in the financial industry with this insightful webinar recap. Discover the challenges and solutions for fostering innovation and implementing new technologies while protecting the core business.
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30 March 2023
Startup Focus: Qokoon
We spoke to Alfonso Fernandez Stuyck, CEO & Founder of Qokoon to get an insight on how they're changing the future of the industry.
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27 March 2023
How Fintech Start-ups can use Chat GPT across their Marketing Activities to 10X Growth this Quarter
Discover how Fintech start-ups can leverage Chat GPT and FINTECH Circle's expertise to enhance their marketing activities and achieve exponential growth. Learn practical tips and best practices in this must-read blog post.
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21 March 2023
Global Discussion Video & Podcast
Our CEO Susanne Chishti was recently featured in a podcast "The Global Discussion" with Host, Simon Hodgkins, where she shared her achievements and journey in the fintech industry...
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16 March 2023
Startup Focus: OneStep Financial
We spoke to David Putts, CEO & Founder of OneStep Financial to get an insight how they're changing the future of the industry.
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16 March 2023
Press Release: KYP Announces New Client tell.money
KYP and tell.money partner to deliver real-time risk monitoring for Open Banking account providers, offering greater risk mitigation and assurance to clients.
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15 March 2023
NFT Use Cases
Explore the value of NFTs and their impact on brand management and DeFi in this insightful article. Discover how brands can leverage NFTs to engage customers.
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14 March 2023
Global Market overview including SVB and Signature Collapses
Explore the recent SVB & Signature collapses and learn why they are idiosyncratic, not systemic. Discover insights into the US banking sector, including its 2x better capitalisation & the Fed's squeezing of the system.
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11 March 2023
Celebrating the Launch of Centre for Finance, Innovation and Technology (CFIT)
We attended the VIP launch of Centre for Finance, Innovation and Technology (CFIT) and heard all about the strategic vision for promoting innovation in financial services in the UK.
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February 27, 2023
Startup Focus: FINSO
We spoke to İzzettin Toksoy, Co-Founder of FINSO, to get an insight on how they're changing the future of the industry.
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24 february 2023
MELD Partners with Velmie to bring the Banking to Web3
MELD, the first DeFi, non-custodial, banking protocol, has chosen Fintech Circle member Velmie, a Fintech software provider, to bring banking to Web3.
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21 February 2023
Startup Focus: MoneySuite
We spoke to Deva Balakrishnan, Founder & CEO of MoneySuite, to get an insight on how they're changing the future of the industry.
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21 February 2023
Startup Focus: Servr
We spoke to Adi Peretz, Founder of Servr, to get an insight on how they're changing the future of the industry.
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20 February 2023
Cryptos & NFTs
Explore the fascinating world of NFTs and Cryptos, where digital art, blockchain technology, and financial innovation converge.
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20 February 2023
Startup Focus: Aventur
We spoke to Stacey Body, Co-Founder of Aventur, to get an insight on how they're changing the future of the industry.
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15 February 2023
Startup Focus: 21e6 Capital
We spoke to Maximilian Bruckner, Head of Sales & Marketing of 21e6 Capital to get an insight how they're changing the future of the industry.
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09 February 2023
Four ways insurance businesses can succeed in emerging markets in 2023
In 2023, the insurance industry has a real opportunity to adapt, innovate & thrive to meet consumers.
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31 January 2023
Velmie and ResClub team up to Launch a new Investment Platform
ResClub has selected and partnered with our member, Velmie, to launch a new investment platform.
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25 January 2023
Startup Focus: Idenprotect
We spoke to Craig McDermott, CEO and Founder of Idenprotect to get an insight how they're changing the future of the industry.
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21 December 2022
Startup Focus: Velmie
We spoke to Slava Ivashkin, CEO and Founder of Velmie to get an insight how they're changing the future of the industry.
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15 December 2022
Elementaryb closes $600k Pre-seed Fundraise
FINTECH Circle member, Elementaryb closes $600k Pre-seed Fundraise
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09 December 2022
Press Release: KYP Announces Strategic Partnership with Mastercard's Riskrecon
KYP and RiskRecon, a Mastercard Company announced they have entered into a global strategic partnership
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06 Dec 2022
Sustainability Driving Change
The Data Usage Barometer 2022: The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.
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06 Dec 2022
"Top 5 Tips on making your Fintech more Diverse & Inclusive"
Here are 5 top things that you must do to keep diversity and inclusion efforts at the top of your agenda.
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2 December 2022
The Start Up Launch pad
FINTECH Circle was very proud to be asked to hold a live “Dragon's Den” pitching event on the main floor of Fintech Connect 2022
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29 Nov 2022
Data Storage becomes Political
The Data Usage Barometer 2022: The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.
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28 November 2022
Press Release: ITN Business and FINTECH Circle produce news-style programme exploring the role of fintech in society
FINTECH Circle & ITN Business launch new co-production ‘Fintech for Good’. Launching 30th November at FinTech Connect 2022, ExCeL London
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15 Nov 2022
50-100% Increase in Data Usage & Storage needs in past 3 years
The Data Usage Barometer 2022: The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.
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03 November 2022
FINTECH Circle Autumn Drinks 2022
FINTECH Circles Annual "Autumn Drinks" was held at Deloitte Legals HQ on 2nd November 2022
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01 Nov 2022
Finance increasingly relies on data & energy-intensive tech
The Data Usage Barometer 2022: The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.
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25 Oct 2022
Press Release: FINTECH Circle, in partnership with Bulk Data Centers, today released a report "The Data Usage Barometer 2022"
The report, found that fintech companies have a growing concern about their environmental impact and that this is a major factor in determining where to store their data.
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05 October 2022
Susanne Chishti “Ask me Anything”
Have you ever wondered how to become an angel investor? Or how to expand a fintech investment portfolio?
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18 July 2022
Fintech Awards London Ceremony 2022
Fintech Awards London is to recognise, attract and invest in the talented FinTech Companies & professionals working in London.
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07 July 2022
Startup Focus: Digitify
We spoke to Abdul Wadood, CEO and Founder of digitify to get an insight how they're changing the future of the industry.
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22 June 2022
How To Drive More Traffic And Conversions From Social Media
Social media is a great way to generate traffic and brand awareness but it is not so easy for instant conversions or lead generation.
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20 June 2022
What’s the Best Time to Post on LinkedIn in 2022?
Want to know the Best time to Post on Linkedin in 2022? Guarantee that your LinkedIn posts get the Maximum reach by following these simple instructions
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07 JUNE 2022
Green Data Strategies to Cut Corporate Energy Costs and CO2 Emissions
In April 2022, FINTECH Circle’s CEO, Susanne Chishti hosted a webinar with Warren Barrie, Sales Director, Bulk Data Centers on the topic of “Green Data Strategies to Reduce Bills and Cut CO2 Emissions”. Warren delivered a thought-provoking presentation which we have summarized in this blog.
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06 June 2022
Fintech 3.0: How tokenisation unlocks the benefits of Sweat Equity
Whether you’re a founder, investor or hands-on expert, there’s never been a better time to realise the benefits of sweat equity...
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16 May 2022
Fintech Products for Consumers and Businesses: Should They Be Default?
While much of the world is still governed by the central banking system, these alternatives are providing key perks and benefits that iron out some of the kinks within that system.
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05 May 2022
FINTECH Circle & ITN Productions launch "FinTech for Good"
FINTECH Circle & ITN Productions launch new co-production ‘Fintech for Good’
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21 April 2022
Startup Focus: Elementaryb
Our focus at ELEMENTARYb is to help businesses thrive in an ever-changing world through the use of intelligent technology.
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22 March 2022
Reimagining Financial Inclusion: Tackling the flaws...
Tackling the flaws in our financial system is not just for social entrepreneurs or innovators; banks, insurers, financial service providers, should support new models for financial services in collaboration with partners ‘out there.’
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16 March 2022
Green Data Strategies to Reduce Energy Bills & Cut CO2 Emissions
Show key stakeholders that you have the perfect solution for scaling and future proofing your IT infrastructure while also driving down cost and meeting your environmental and sustainability goals.
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8 March 2022
Celebrating International Women’s Day #BreakTheBias
International Women’s Day. Watch the #BreakTheBias programme and serve a greater cause.
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16 FEBRUARY 2022
Unlocking Capital Stuck in Accounts Receivable through Netting!
Most businesses are impacted by the time it takes to collect their receivables, but SMEs are suffering most as it is more difficult and relatively more expensive for them to access bridge financing solutions
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1 FEBRUARY 2022
The No.1 Tip for Fintech startups
Pursue a “BIG VISION” that’s guided by a real obsession with your customers… and NOT your competitors
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27 January 2022
Insurance Health Check Webinar 2022 - What Investors & Clients Want to See!
Join Paragon International Insurance Brokers Ltd and Fintech Circle to get straight forward, honest, impartial Fintech insurance advice.
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20 December 2021
SFC Capital & FINTECH Circle launch £1.5 Million Fund
Press Release: SFC Capital & Fintech Circle partner to launch a £1.5 million fund for Fintech startups
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15 December 2021
Why Women Are Core to a Fintech Future
Gender inequality has stopped many women from having financial independence or founding their own businesses.
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03 December 2021
FINTECH Circle & ITN Productions launch new co-production ‘Responsible Fintech’
FINTECH Circle & ITN Productions launch new co-production ‘Responsible Fintech’
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23 November 2021
Startup Focus: Monneo
We spoke to Lili Metodieva, Managing Director of Monneo to get an insight how they're changing the future of the industry.
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18 NOVEMBER 2021
FINTECH LEADERS: The Next Generation are Women – GET USED TO IT!
The new wave in Fintech is #ResponsibleFintech and in the new era, it’s Women Leaders that have an advantage over Men.
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12 November 2021
Circa5000 moves to Seccl for investment technology amid rebrand
Member update: Circa5000 has adopted Seccl’s technology to power its newly rebranded mobile investment application.
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11 November 2021
What Makes a Great Fintech Leader?
Not only is it possible to learn how to lead in fintech, but it is also essential. Following this logic can bring into play long-lived debates about: Are leaders born or made?
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10 November 2021
The Top 5 Challenges for successful CEO’s of Scaleups
During the fast-paced, scaleup period CEO’s recognize they have five top challenges next to their daily operations.
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4 November 2021
7 FinTech startup tips for aspiring entrepreneurs
Starting a successful FinTech firm is not rocket science. You have to concentrate on the audience’s specific needs and keep their demands in mind.
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3 November 2021
World domination is all about global expansion, the pitfalls and being local
When you have traction in your home market, it makes sense to think about scaling internationally. Think BIG, THINK WORLD DOMINATION with your amazing service.
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29 October 2021
How Fintech Is Transforming the Accounting Industry
In this article, we look at some of the most prominent ways fintech is transforming the accounting industry and what this means for businesses and their accountants.
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27 October 2021
The Key Metrics for Scaling a Business
As with everything else in business, scaling – and whether you are doing it successfully is measurable.
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20 October 2021
You're invited to the FINTECH Innovation for Small Businesses Conference!
Join this virtual Conference brought to you by FINTECH Circle and the Federation of Small Businesses, helping you rebound and flourish in 2022 and beyond.
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30 September 2021
5 Ways to Make Your Fintech Business Stand Out
To succeed in the fintech industry, you need to stand out despite all the competition. Here are tips that can help your business rise above the rest.
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27 September 2021
Startup Focus: SeerBit
Find out how SeerBit's innovative solutions bridge the gap between online and offline payments, and what's Omoniyi's advice for anyone starting out as a founder.
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16 September 2021
Fintech Angel Investing: Everything You Need to Know
Have you ever wondered how to become an angel investor? Or how to expand a fintech investment portfolio?
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9 September 2021
How to scale your fintech startup
We’ve analyzed the current state of the financial technology startup industry. Here are some tips and tricks to navigate it — while still keeping your goals trained for the long term.
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1 September 2021
Small businesses are the backbone of the country, and that continues to be the case during the crisis
A conversation with Matthew Jaffa, FSB, about how small businesses responded to the challenges over the past 18 months, and why now is the time to innovate.
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31 August 2021
FINTECH Circle presents “Responsible Fintech” – a collaboration with ITN Productions Industry News
FINTECH Circle presents “Responsible Fintech” – a collaboration with ITN Productions Industry News.
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25 August 2021
Startup Focus: Climate X
We spoke to Lukky Ahmed, Co-founder & CEO of Climate X, to get an insight into his founder journey so far.
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17 August 2021
First FinTech Super App for SMEs in UK & Ireland launches £1m funding round
Paysme, a FINTECH Circle Startup Member, has launched its £1 million funding round on the private capital platform Globacap to expand Europe’s first-ever business-to-business Super App.
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11 August 2021
Research: More than a third of Brits who invest in cryptocurrency don’t fully understand it
In a survey conducted by Appinio and FINTECH Circle, 36% of those who have invested in cryptocurrency only roughly understand the concept and only 25% feel able to easily explain it to other people.
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10 August 2021
Video: Fintech-Boom – Wohin geht die Reise?
Der Brutkasten sat down with Susanne Chishti and Walter Moesenbacher to discuss fintech trends, investments, green finance and the importance entrepreneurship.
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14 July 2021
Seccl Pilots Free API Academy to Teach Basic Coding Skills
Member update: The part-time, virtual course is designed for advisers, paraplanners, operations staff and administrators looking to get to grips with the basics of APIs.
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30 June 2021
Susanne Chisti recognised as one of the UK’s top 32 female tech leaders
We’re honoured to announce that Susanne Chishti, Founder and CEO of FINTECH Circle, has been included in the Business Leader’s Top 32 female tech leaders in the UK list!
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29 June 2021
Fintech Campaign 2021 launched
FINTECH Circle supported the Fintech Campaign 2021 by Media Planet, launched on 29 June 2021 within The Guardian and online.
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29 June 2021
Bridge Between Industries: How Fintech Can Improve Health Care
Health care has made tremendous progress in many areas, but room for improvement exists. Here are five ways the fintech sector could help spark such changes.
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8 June 2021
Quppy to successfully close another investment round
European fintech startup and FINTECH Circle Startup Member Quppy has closed its B-round at a very ambitious valuation of EUR 25mln.
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8 June 2021
Startup Focus: Novus
This week's Startup Focus is shining a spotlight on Hristian Nedyalkov, co-founder and CEO of Novus!
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1 June 2021
Why successful innovators are worth their weight in gold: the top five reasons why digital transformation in banks fails
What are the top five reasons digital transformation programmes fail?
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1 June 2021
FINTECH Circle partners with Amsterdam FinTech Week 2021
FINTECH Circle is proud to attend the event as a media partner!
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25 May 2021
Reinventing Finance Podcast featuring Susanne Chishti
This Podcast is for anyone who is interested in the current developments of the Insurtech, Insurance, Fintech and Finance market.
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14 May 2021
Fintech Angel Investing: Everything You Need to Know
Learn from experienced investors how to start investing in the most innovative fintech startups and hear from the Deloitte Legal experts about tax advantages for UK investors when investing in private companies!
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7 May 2021
Startup Focus: Paydock
This week's Startup Focus is shining a spotlight on Rob Lincolne, Founder & CEO of Paydock. Find out how thier platform is revolutionising payments.
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4 May 2021
Startup Focus: Upside
Andries Smit is the Founder & CEO of Upside. Find out how they're changing the future of fintech!
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21 April 2021
Startup Focus: Gerrish Legal
This week’s Startup Focus is shining a spotlight on Charlotte Gerrish, the Founder of Gerrish Legal, a digital boutique law firm specialising in Privacy and Data Protection, Intellectual Property, New Technologies and Contract/Commercial law, serving clients globally with the UK and European legal needs.
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20 April 2021
5 Ways Fintech Is Disrupting the Insurance Industry
New technologies have already transformed the insurance industry, whether people realize it or not.
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08 April 2021
Startup Focus: xpate
This week’s Startup Focus is shining a spotlight on Mike Shafro, CEO of xpate.
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07 April 2021
The Law Society joins The LEGALTECH Innovation Conference
We're honoured to announce that I. Stephanie Boyce, President of The Law Society, will be joining the LEGALTECH Innovation Conference as a Keynote Speaker!
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06 April 2021
What do online scams, Tom Cruise and Elon Musk have in common?
In our recent online session with Red Points, we discussed the risk online scams present to both startups and big corporations, threats your brand is facing online and what can you do to prevent the damage.
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25 March 2021
Risk, resilience and recovery: an ecosystem approach to facilitating growth
The past year has been an education in catastrophic risk. Has this disturbance been bad news for the original market disruptors (fintech companies)?
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22 March 2021
Startup Focus: Communique
Gihan A.M. Hyde is the CEO & Founder of Communique, a social enterprise communication startup. Read on to find out how they’re changing the future of communications!
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16 March 2021
Entering the Hong Kong Fintech Market
Register for a deep dive into the Hong Kong fintech scene.
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11 March 2021
Startup Focus: KASKO
This week’s Startup Focus is shining a spotlight on Nikolaus Sühr, the CEO and Co-Founder of Kasko.
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03 March 2021
Social media impersonation: What is it and how to stop it
Scammers posing as your brand are becoming a significant risk to customers and businesses as they often use sophisticated techniques to make their attacks appear credible.
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02 march 2021
Startup Focus: Madara Invest
Startup Focus shines a spotlight on fintech founders changing the future of finance.
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26 February 2021
Kalifa Review of the UK Fintech sector launched
Published today: An independent report on the UK Fintech sector by Ron Kalifa OBE.
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24 February 2021
Startup Focus: Divido
'Startup Focus' puts fintech founders and senior team members under the spotlight to find out how they're changing the future of finance and what they've learnt along the way.
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17 February 2021
How is your P?
When was the last time you as a founder sat down and reflected on your “P” aka your Purpose?
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17 February 2021
Webinar: How to Beat Brand Impersonation
Tactics and steps to tackle brand impersonation across social media, mobile apps and domains.
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10 February 2021
Susanne Chishti included in 'The 100 Most Influential People in FinTech'
We're honoured to announce that Susanne Chishti has been recognised as one of the most influental people in fintech by FinTech Weekly!
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09 February 2021
Is Blockchain the Answer to Ethical Sourcing?
Thanks to globalisation, people have become more conscious of the environmental effects of manufacturing and consumption.
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28 January 2021
Multiply launches investment range to offer fully digital advice proposition
FINTECH Circle Member Update: Customers can now act on the app’s AI-powered investment advicedirectly from the app.
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27 January 2021
Insurtech industry 2021: What can we expect?
Nikolaus Suehr shares his observations around Insurtech so far and what we can expect in 2021.
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25 January 2021
Webinar: Protecting Sensitive Data with Tokenisation
Learn how to protect your business’ sensitive data by making any stolen data worthless to cyberattackers.
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16 December 2020
BCMstrategy, Inc.’s PolicyScope Data now available to Bloomberg Data License Clients
Another innovative company in our fintech ecosystem has reached a significant milestone as 2020 draws to a close.
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03 December 2020
Why B2B Fintechs Will Change The World
A guest blog post by Rob Lincolne, Paydock.
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30 November 2020
FINTECH Circle launches the 1st film about “The Future of Fintech”
FINTECH Circle and ITN Productions Industry News launch a bespoke co-production to raise awareness and understanding of the global financial technology sector, and the vital role of fintech during the global pandemic.
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12 November 2020
No firm is an island – the importance of supply chain due diligence
Themis’ latest briefing note looks at the increasing risks associated with supply chains and practical steps to mitigate those risks.
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04 November 2020
Webinar: Business Funding for a Post-Pandemic World
Moving towards an economic crisis by the end of Q1 2021 when government stimulus stops - what will happen then?
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28 October 2020
Member briefing: Fundraising tips and tricks for fintech startups
A webinar with seasoned investors and startup mentors sharing tips for successful fundraising and how to stand out in the crowd.
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28 October 2020
Onboarding Customers with Video KYC: A new practice in Fintech
A guest blog post by Sarah Amundsson.
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26 October 2020
Webinar: Top 5 strategies for FinTech data protection
Learn how to successfully implement data privacy in your FinTech business!
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21 October 2020
The Death of Cash? COVID-19 and the Future of Cash
Paying by card, mobile phone or fingerprint: What influence will the paytech revolution have on Austria and its beloved banknotes and coins?
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29 September 2020
Webinar: AI-Powered Scenario Analysis in Financial Services
Learn How to Train AI - Training Data Do’s and Don’ts for the Pandemic Era
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23 September 2020
AI will aid business efficiency in the post-COVID world – but only if the boardroom can catch up
The AI in a Post-COVID-19 World Report
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22 September 2020
Press Release: Numerix CEO Steven O'Hanlon in partnership with FINTECH Circle CEO Susanne Chishti publish FinTech for Dummies
This comprehensive, hands-on guide is the go-to resource for everything you need to confidently navigate the ever-changing scene of the booming FinTech industry.
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17 September 2020
A new hope: how to collaborate with startups in the insurance industry
A guest blog post by Nikolaus Suehr, CEO & Co-Founder of KASKO.
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08 September 2020
FinTech sector launches inclusion charter to address high levels of workplace harassment
‘Fintech For All Charter’ to focus on increasing diversity and inclusion across UK FinTech.
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30 July 2020
The Future of Fintech: Share your story with global fintech audience
FINTECH Circle and ITN Productions Industry News are co-producing ‘The Future of FinTech,’ a news-style programme raising awareness and understanding of the global fintech sector and the vital role of fintech in a Pandemic-informed world.
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20 July 2020
Crowdsourced book providing key insights into the fintech revolution launches
FINTECH Circle experts hope The LEGALTECH Book will help financial professionals gain significant knowledge and insight into the evolution of the fintech industry as remote working continues.
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16 July 2020
Hats, LegalTech and FinTech
Can LegalTech solutions be used in the financial sector?
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14 July 2020
Video: Blockchain as a new bedrock in supply chain management?
Embedding Blockchain-powered technology within supply chains could hold various advantages for the industry.
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08 July 2020
Announcing The Future of Fintech
FINTECH Circle and ITN Productions Industry News are co-producing ‘The Future of FinTech,’ a news-style programme raising awareness and understanding of the global fintech sector and the vital role of fintech in a Pandemic-informed world.
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01 July 2020
The Global Covid-19 FinTech Market Rapid Assessment Survey
Joint study to provide timely data and actionable insights on how the pandemic has affected the FinTech industry globally.
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30 June 2020
Webinar: AI, Fintech and ESG Data – Establishing Concepts and Tools for Innovation
Join FINTECH Circle and Moody's webinar on 9 July!
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26 June 2020
Weathering a Perfect Storm – Part 2
Seven ways fintechs can survive the COVID-19 pandemic.
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22 June 2020
Webinar: Collaborative Innovation
An analysis of innovation in financial services and importance of collaboration between traditional financial services companies and fintechs.
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17 June 2020
Weathering a Perfect Storm – Part 1
The challenges and opportunities that the pandemic brings to fintechs in emerging markets, and what they can do to survive it.
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22 May 2020
The AI Book powered by an all-women editorial team draws in globally crowdsourced author community
The Book is the result of globally crowdsourcing the most cutting-edge artificial intelligence knowledge.
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05 May 2020
Video: Credit scoring – Going alternative
When assessing applicants’ financial reliability, lenders globally have traditionally relied on a limited range of data sources.
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30 April 2020
Kick-starting the self-serve revolution
Frustrated by his interactions with large companies, Stuart Sheppard gives his view on the future of customer support in a post-Covid world.
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29 April 2020
Webinar: FinTech Without Borders
An insightful session adressing the impact of international turmoil on a global industry.
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29 April 2020
Video: Fintech responds to the pandemic - Supporting businesses
How is the industry supporting small businesses and the self-employed in areas they need help the most?
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21 April 2020
Video: Fintech health check – Covid-19
Which areas of our industry could gain traction during the crisis?
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31 March 2020
Seizing the Trans-Atlantic Opportunity
Competition rule number one is, don't be number two. Is peer-pressure the only explanation for the persistency to increase footprint in the US?
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23/03/2020
Do you know who’s using your credit card?
A cofounder, falling victim to the very problem his company intends to solve.
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21 March 2020
Why fintech skills and a diverse board can help you survive an age of crisis
How can top financial services management embrace diversity and financial technology innovation while facing the potential risk of a global recession triggered by the Coronavirus pandemic?
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17/03/2020
Covid-19 medicine developed by biotech scaleup, ready for final clinical trial – urgent call for scientists and investors
I came across a fascinating video interview with a globally leading Genetics Professor Josef Penninger, Head of the Life Sciences Institute of the University British Columbia in Vancouver who together with the Austrian biotech scale-up APEIRON Biologics have developed a medicine against severe lung failure (pneumonia) which can affect the 5% critically ill patients who get the coronavirus.
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09 March 2020
Video: Top three trends in VC investor strategies
VC investors are gearing up for bigger, more strategic deals as the industry matures.
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04 March 2020
Quantamental and MetaQuant: Hybridization as a journey in the capital markets
In a new investing era defined by automation, algorithms and Big Data, where evolution is more like a (r)evolution.
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25 February 2020
The PAYTECH Book launch in London with the PAYTECH Innovation Conference
After over a year of crowdsoucing a global network of payment thought leaders to write The PAYTECH Book the day had come for us to meet each other in person and celebrate the official launch in London
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24 February 2020
Video: Financial infrastructure – the fintech way
Financial infrastructure plays a critical role in a countries economic development and stability. Fintech infrastructure could evolve in two ways.
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17 February 2020
A brighter financial future starts with better infrastructure
News flash: we’re all living longer. Yes, okay, that deep insight won’t come as much of a surprise – but the extent of our ageing population might. By 2042, nearly one in four of us here in the UK will be over 65.
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14 February 2020
Digitally transforming consumer payments for SME merchants
Paytech innovation has brought financial services to individuals and the types of businesses that previously would have found it difficult to receive money digitally whether from a lack of access to the necessary technology or prohibitively high fees.
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10 February 2020
Is B2B payment innovation starting to gather more pace?
The complexity of the B2B payments environment has been ripe for digital transformation but with banks only making incremental improvements to corporate transactions.
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10 February 2020
Video: Robotic Process Automation – AI under the microscope
Automation is increasingly visible in aspects of financial services firms. The deployment of robotic process automation (RPA) has a number of advantages.
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05 February 2020
Fintech – Risks, growth, and the regulatory landscape
Fintech is growing but the risk of this is high. Having identified increased risk, the regulatory authorities are making efforts to control this risk.
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30/01/2020
FINTECH Circle’s trending news and headlines
A FINTECH Circle round up of this weeks fintech news highlights
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29/01/2020
How Fintech can help companies optimise working capital
FinTech is disrupting many corners of financial services, but little is known about its emerging role in changing the working capital landscape.
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27 January 2020
Video: China’s fintech regulatory landscape
China is a unique case for many practices - the regulatory landscape is no different. Watch this video to learn more about this unique regulatory landscape.
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23/01/2020
FINTECH Circle’s trending news and headlines
A FINTECH Circle round of the latest fintech news highlights
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23/01/2020
Domestic influencer ecosystem to enter the Chinese fintech consumer market
Connecting with the Chinese influencer ecosystem should be one of the first steps for overseas fintechs when trying to enter the market.
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23 January 2020
After Millennials, it’s fintech time for baby boomers
The emergence of new technologies coinciding with the millennial generation coming of age has turned out to be a golden age for industrial re-imagination.
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16/01/2020
The PAYTECH Book celebrates its launch!
The only globally crowdsourced book on the future of payments is out now, offering comprehensive understanding of a rapidly evolving industry at the centre of global commerce.
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13 January 2020
Video: The future of invisible payments
Payments are increasingly expected to become more or less invisible. Financial processes are becoming more sophisticated and frictionless.
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09/01/2020
Paytech trends to watch as we move into a new decade
Central bank digital currency trials, open banking and automotive in-car payments have the potential to revolutionise payments this year
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08 January 2020
Here’s why the fintech game is now global
Fintech innovation driven by non-bank entities is progressively deconstructing the walls that have traditionally surrounded finance.
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06 January 2020
Three ways AI-powered solutions are enabling fintech outreach
AI has revolutionized the way we carry out tasks. Communication and financial transactions have become faster, cheaper and more accessible.
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20 December 2019
Video: How is FinTech enabling financial inclusion?
Since the rise of fintech, the focus on financial inclusions has been vast. However, almost a decade on, 1.7bn people globally remain unbanked.
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20 December 2019
FINTECH Circle’s leading news headlines during 2019
A FINTECH Circle round up of 2019's fintech highlights including record investments, Big Tech plays and fintech acquisitions
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19 December 2019
What is the Impact of Blockchain Technology on the Global Finance Industry?
Blockchain technology has a lot of potential, and the global finance industry has not failed to seize opportunities to maximise its use.
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18 December 2019
How FinTech Trends will Impact Wealth and Investment Management in 2020
Trends in adoption of technology in the wealth and investment sector hints at how the FinTech wave is being underestimated.
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09 December 2019
Video: The threat of tech giants to the financial services space
Fintech startups have been proving themselves as a threat to financial institutions for a few years now. More recently big tech has become involved too.
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2 December 2019
Creatures of the FCA Sandbox
The FCA must ensure it communicates clearly that merely being allowed to enter its sandbox should not be viewed as a stamp of approval in itself in the UK.
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27 November 2019
Legaltech versus GDPR and AML
Various legislative changes affect the legal industry. Legaltechs increasingly find solutions to AML and GDPR issues, creating an industry ripe for change.
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25 November 2019
Video: Why do high yield cash deposit accounts vary so much?
Traditional banking products, such as savings and cash deposit accounts are being taken and enhanced by fintechs. The rise of online banks, such as Ally Financial, Wealthfront, Betterment and Robinhood, has led to an increase in high yield savings accounts. They compete by offering above market average interest, lower required minimum deposits and no monthly maintenance fees.
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19 November 2019
What are your thoughts on the future of fintech?
Share you views on fintech trends in 2020 in our survey and help us predict how the industry will grow and evolve, what trends will influence that change, and what areas will see the most interest and growth.
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12 November 2019
Digital transformation trends that are shaping banking
Incumbent intrepreneurs look to transformation trends that will keep banks future proofed while challengers and tech giants move in on a fintech market where banks have lost a quarter of the payments franchise to new players.
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11 November 2019
What about the regulatory strategy for fintech regulators?
Fintech is challenging the way traditional financial regulation is conceived. Disruption is having an impact not only on the structure and functioning of the financial system, but on the role that regulators and financial supervisors must play.
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8 November 2019
Video: How fintechs are outcompeting incumbents for the millennial market
Incumbents vs. fintechs. How are industries winning over the largest workforce demographic: The millennial market? What lessons can be learnt?
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8 November 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.
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06 November 2019
Interview with Lisa Frazier, EVP, Head of Innovation, Wells Fargo
Fintech Connect sat down with Lisa Frazier who leads innovation at Wells Fargo.
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05 November 2019
Fintech without borders, cloud services in China
For highly regulated industries like fintech, cloud companies can be helpful local partners to support and guide foreign companies through the regulatory and technical challenges of expanding into new territories.
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04 November 2019
Toward a Quantum-Safe Blockchain: How the race for Quantum Supremacy could impact cryptographically protected transactions
Researchers are already trying to develop technology that is resistant to quantum hacking, and on the flipside of that, it’s possible that quantum-based cryptographic systems would be much more secure than their conventional analogues.
Read more →1 November 2019
This week’s trending fintech news
FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.
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31 October 2019
Scaling your business: The art of growing successfully
What should tech businesses consider on the road to growth glory?
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29 October 2019
Fintech distribution in mobile first China
The mass adoption of mobile payments both online and in-store has paved the way for a tech savvy population that is leap frogging the banking system to access financial services. Like with some popular challengers in the UK, mobile first is becoming mobile only.
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28 October 2019
Building a tick by tick database
Most academic databases capture information at lower frequencies such as daily, or weekly. However, because this database would support a High Frequency Trading class, tick-by-tick data was necessary.
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25 October 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.
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24 October 2019
Video: Using AI in the fight against fraud
Video analysis by FINTECH Circle and KAE.
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21 October 2019
Customer focus at the heart of fintech product design
The high volume of direct contact that customer services has puts them in a unique position to understand what customers want and how new products are working. A culture of innovation should be embraced by the whole organisation if this feedback can be actioned in a timely manner.
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18 October 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.
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17 October 2019
Creating Value From Unstructured Legal Data
The legal ecosystem is witnessing a fundamental shift with service delivery models being transformed at a pace never seen before.
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15 October 2019
Digitally transforming the banking skills gap
“Always be shipping” is the big tech mantra. As the cycle of innovation, funding and scale never stops an organisational shift in culture is needed to be continuously transforming.
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11 October 2019
Will stablecoins be able to sail into the mainstream?
Video analysis by KAE and FINTECH Circle.
Read more →11 October 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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08 October 2019
Why successful innovators are worth their weight in gold
The top five reasons why digital transformation in banks fails.
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08 October 2019
AI, Platformization and Collaboration: Is There a Trend Leading to Open Regulation?
Following the financial crisis the field of banking regulations was extended from the traditional objectives of financial stability. AI as a facilitator.
Read more →04 October 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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02 October 2019
Challenges and opportunities for European fintechs expanding into China
Fintech deals between Europe and China have recently highlighted the importance of domestic partners while integrating into some of the largest digital platforms, banks and payment networks in the world.
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01 October 2019
FINTECH Circle is honoured to be a signatory of the Women in Finance Charter
As of Oct 2019 we have exceeded our target of 50% female representation in senior management which we are very excited about as diversity is a key criteria of FINTECH Circle’s success
Read more →27 September 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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26 September 2019
Fintech Bridge: UK-China dealflow highlights
UK-China dealflow highlights as regulatory and technological bridges are forged through partnerships for a more connected global fintech ecosystem
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24 September 2019
European remittance firms look to Asia
The macro trend of financial regulation opening in Europe is also being seen in Asia with fintech startups, banks and money transfer companies competing to meet the growing demand for global remittances
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20 September 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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19 September 2019
Podcast: Are Western fintechs falling behind Asia on collaboration?
How can UK fintechs compete with the scale of Chinese tech giants such as Tencent and Alipay? What differentiates UK and US approaches vs the likes of China and Singapore?
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19 September 2019
Five startups win a chance to connect with Alibaba
Five Europe-based startups will travel to Hong Kong in February after successfully being shortlisted at JUMPSTARTER 2020 semi pitch event in London.
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18 September 2019
Legal AI Platform for the Future: Singularity is Near
The use of Artificial Intelligence (AI) in the areas of predicting legal and judiciary decisions is rapidly evolving.
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13 September 2019
This week’s trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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09 September 2019
Digital-only banks yet to become primary accounts
A recent report indicates that digital-only bank account holders are using them for secondary accounts. What are they using them for and what will make them switch fully to digital-only banks?
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06 September 2019
Evolving the Billing Culture and Match Services
With new entrants in the market, the legal fraternity is on the cusp of finding new business models to enhance services for customers and professionals.
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30 August 2019
Trending Fintech News
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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29 August 2019
Legal Data and Financial Markets
As the technological evolution rumbles on, legal and technology firms and have started to decipher client needs around legal data. Shaun Murray discusses what this means for the financial markets.
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20 August 2019
Discovering the Ultimate Beneficial Owner Structure in Minutes
The anti-money laundering directives have put the onus on financial institutions to provide more information on the transactions of their clients and for not taking the top-level client at face value, investigating who the Ultimate Beneficial Owner is. Nicholas Stein talks about Discovering the Ultimate Beneficial Owner structure in minutes.
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19 August 2019
New startup opportunity: Alibaba Entrepreneurs Fund presents JUMPSTARTER 2020
A great opportunity for startups to participate in one of the world's biggest competitions, explore Asia and connect with Alibaba!
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14 August 2019
Privacy and security: making and breaking the rules
The need for secure computer-based information systems has been with us for more than half a century. George Raikos discusses privacy and security in our latest guest blog post.
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08 August 2019
The Internet of Things and Data Privacy
Jimmy Desai has been shocked in recent years to read headline upon headline discussing instances of technology recording our conversations. Here he talks about the impact of the Internet of Things on our Data Privacy.
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05 August 2019
FINTECH Circle Newsletter 02/08/19
Following a successful 2018 event, the FINTECH Bridge China - UK Conference is back and will take place on 27 February 2020 in London
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02 August 2019
Trending fintech news
A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online
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02 August 2019
SafeCharge Interview: How To Build a £700 Million Payment Company
Interview with Susanne Chishti, CEO of FINTECH Circle and Non-Executive Director at SafeCharge with the SafeCharge executive team Yuval Ziv (CCO), David Avgi (CEO) and Tsach Einav (CFO)
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30 July 2019
LegalTech versus GDPR and AML
The worldwide LegalTech market is growing rapidly and will disrupt the legal market environment. Andreas Fillmann discusses LegalTech versus GDPR and AML.
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25 July 2019
Digital transformation in financial services: this is just the beginning
In July 2019 Heads of Innovation and Digital Transformation from leading banks in UK met up for an insightful morning roundtable on Enterprise Innovation.
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12 July 2019
Fintech Unplugged with Susanne Chishti
The Fintech Unplugged podcast series are co-presented by two of the most respected and outspoken leaders in the payments industry, Robert Courtneidge and Suresh Vaghjiani, who go head to head to answer difficult and controversial question.
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02 July 2019
Are you a fintech startup looking for funding?
FINTECH Circle is Europe’s 1st Angel Network focused on Smart Capital, bringing investors together with the best fintech entrepreneurs.
Read more →27 June 2019
Designing Solutions for the Financially Squeezed
In the UK and USA alone there are over 100m people classified as financially struggling or squeezed. This population struggles to keep up with bills, they fall behind on repayments and enter arrears with less than $100 in savings. Steve Bradford discusses designing solutions for the financially squeezed.
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24 June 2019
Bias and Discrimination with Artificial Intelligence
Artificial intelligence (AI) systems have been shown to effectively and invisibly algorithmically discriminate against customers on the basis of gender and race, reinforcing existing barriers to social and financial success. Robert Robinson discusses bias and discrimination with Artificial Intelligence.
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20 June 2019
Building Global Trust in the Financial System through ‘Trustworthy Artificial Intelligence’
The current Artificial Intelligence (AI) and 'automated decision-making' systems have the capability to generate remarkable benefits for society. However, artificial intelligence also gives rise to specific risks. Mihaela Breg talks about trustworthy artificial intelligence.
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20 June 2019
Fintech Roundtable at UK-China 10th Economic and Financial Dialogue
London hosted the 10th Economic and Financial Dialogue between China and the UK this week to discuss global collaboration, supporting a multilateral trade system with a strong fintech focus.
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19 June 2019
Building your own fintech ecosystem
FINTECH Circle helps organisations build stronger fintech ecosystems through industry connections, strategic partnerships and innovation expertise.
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18 June 2019
China’s strategy on Artificial Intelligence – domestic and international consequences
The Chinese State Council’s targets for the growth of China’s Artificial Intelligence confirms their high expectations for its development. Marta Ziosico discusses the implications of China’s Artificial Intelligence strategy domestically as well as internationally.
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17 June 2019
Beyond the Technology
In a world where everyone is talking about the limitless possibilities of Artificial Intelligence and potential opportunity this can bring to people’s lives, are we creating a language that the very few can understand or even access? Louise Smith on what is beyond the technology.
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10 June 2019
Does a future without technology exist?
The world is such a beautiful place: you have artificial intelligence and undiscovered Amazon tribes living in the same time on the same planet. Laura Manescu asks does a future without technology exist?
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10 June 2019
Machine Readable Regulation
One of the more substantial barriers to financial innovation is regulation. Kyle Hauptfleisch discusses how AI coupled with machine readable regulation could overcome this barrier.
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06 June 2019
Data, AI and Lending in South-East Asia
With the rise of digital banking and new financial players such Grab Finance, Ovo, Go-Pay, Ant Finance, WeBank entering the South-East Asian market, traditional lenders now need to invest heavily into technology to play catch-up to their internet-era counterparts. Karl Li talks data, AI and lending in South-East Asia
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06 June 2019
Democracy in a crisis: The birth of the Lev-AI-than in a new era of Cybernetics
Democracy has seen a wave of crises: unequal globalisation gains, growing economic and social inequalities, left-right polarisation, political stalemates, and rising populism. Julian Osborne talks about the part AI plays in this crisis.
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05 June 2019
Implications of Machine Learning/AI and Distributed Ledgers on Finance in the Quantum Age
The convergence of AI, machine learning, quantum computing and distributed ledgers will have a transforming impact on our society. John Hooks discusses.
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05 June 2019
Future HopeTech
Hamad Alzeera’s short story about a family, Adam and Eve, having their first baby born Hope, born in 2030, who will later grow to become a future global FinTech influencer.
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04 June 2019
A Day in the Life of an AI-Enabled Wealth Manager
12 June 2022, 10.18am - Gavin Spitzner delves into a day in the life of an AI enabled wealth manager.
Read more →04 June 2019
The Evolution of Financial Services in the Face of Artificial Intelligence
The use of AI in financial services will continue to grow across the board. Djamila Amimer talk about the evolution of financial services in the face of AI.
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03 June 2019
Applying ethics to AI: what to how
How is it that algorithmic bias is one of the hottest topics in artificial intelligence right now? Isn't the point of using machines to make fair decisions removed from human bias? Aren't machines neutral after all? Caryn Tan discusses the ethics around AI.
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03 June 2019
Fast, Safe, Friendly, and Humanly Connected
One of the most significant sources of income in retail banking comes from lending, but that does not come without risk and time-consuming activities. Antonio Gaspar discusses how AI could streamline this process.
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30 May 2019
The Role of Risk Management in Supporting the Adoption of Artificial Intelligence in Financial Services
Artificial Intelligence (AI) is changing financial services. This also represents a challenge to business governance that extends to how risk management is applied.
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30 May 2019
AI and Regtech: the new black, pretty in pink or a grey suit?
When combining Artificial Intelligence / Machine Learning (AI/ML) and Regtech, two of the most hyped concepts today are mixed. Ake Freji explains.
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29 May 2019
Fintech in the Age of Superhuman Intelligence
There have been amazing leaps in AI technology within the Fintech sector over the past few decades. Anand Rao talks about fintech in the age of superhuman intelligence.
Read more →29 May 2019
AI driven trends for the future favour the omnipresence of cloud computing
Yahya Mohamed Mao talks about how AI-driven trends for the future will favour the omnipresence of cloud computing.
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28 May 2019
Everyday fintech use cases for A.I.
Artificial Intelligence is becoming more commonly used in a variety of financial applications. Not just in identification and authentication but also in communications and complex services like risk analysis and insurance claims.
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28 May 2019
Intuitive Intelligence (II) and Artificial Intelligence (AI)
Intuitive Intelligence (II) and Artificial Intelligence (AI) – Dr Manj Subiah discusses what they are, why they matter and the common link between both.
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23 May 2019
AI in Credit Risk Management Part 1
Panos Skliamis gives his opinion on the debate initiated by the US Treasury Department on a radical overhaul of financial technology regulations, so as for innovative fintech solutions to be facilitated.
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23 May 2019
Quantum Machine Learning
Quantum machine learning is an emerging interdisciplinary research area at the intersection of quantum physics and machine learning. Bhagvan Kommadi talks about what quantum machine learning can do for technology.
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22 May 2019
The Bionic Corporation: A Case for AI Enabled Enterpris
The enterprise world is exploding with data, generated through traditional mechanisms like corporate systems and new mechanisms like digital, IOT and sensors. Reetwija Chakraborty discusses the case for AI enabled enterprise processes.
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22 May 2019
Ethics, Transparency and Trust (ET&T)
The world has paid a heavy price for trust, transparency, controls and accountability, in terms of transactional costs and subsequently leading to the pricing of products and services. In isolation every incumbent in Financial Services space has maintained, paid and will continue to pay for it to be legitimate, transparent and trustworthy. Anshul Srivastav discusses ethics, transparency and trust in the world of AI.
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20 May 2019
New Zealand Fintech Landscape Overview
New Zealand has long been a test bed for companies to test out new ideas on a sample population before releasing them worldwide; partially because it is remote enough that any bugs are unlikely to reach mainstream US press. Microsoft, Yahoo and Facebook have recently piloted new features to name but a few. Henry Midgley gives us an overview of the New Zealand fintech landscape.
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17 May 2019
The success and failure of digital transformation from
"Virtually every Forbes Global 2000 company is on some sort of digital transformation journey. Basically, one in eight got it right"
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15 May 2019
Fintech Cos vs Banks : Fin-tech Space
Financial technology companies are offering salary-linked products. Salary linked products are related to salary processing, loan payments and transfers. The analytics related to how long anindividual has been with their employer is used by the employer for performance metrics.
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14 May 2019
An afternoon at Manchester Eagle Lab
With an increasing number of Fintech companies based in Manchester a much needed central hub for this growing ecosystem has been widely welcomed by the region’s business and tech community
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9 May 2019
The Age of Digital Beings
We are entering a new age of technology. Julian Harris discusses the new age of digital beings and what this means for our future.
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2 May 2019
Reinventing Mutual Investing with AI
Asset Management today is built upon the infrastructure of 'pooling'. The simple presumption of cramming masses into a single model, each trying to derive an individual future from it. JB Beckett discusses reinventing mutual investing with AI.
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23 April 2019
Financial Inclusion and Digital Paperless Future
What is financial inclusion in a world were in the last thirty years the birth of the Dot.com has seemingly changed the way we live or our everyday life. Abdul Kareem Alawiye discusses financial inclusion and a digital paperless future.
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16 April 2019
Invisible Hand, Spontaneous Order and Artificial
Economic science has always had as object of study the human being, its social and production relations, as well as the present needs in its life cycle and the ways to cover them with resources that are not necessarily abundant. Aaron Olmos talks about the invisible hand, spontaneous order and artificial intelligence .
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27 March 2019
Payment – the Human Behind the Exchange
By definition 'payment' is: The action or process of paying someone or something or of being paid. Zoe Cuthbertson talks about the human behind the exchange.
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27 March 2019
The Country Coin – the Unbanked Solution
Even after having witnessed the participation of various well-known brands into the blockchain and crypto technology, some still decide to continue living in a 1984 where ignorance is bliss. Werner Hochleitner asks is the Country Coin the solution for the Unbanked?
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27 March 2019
Identity Tokens for Payments and Beyond
We are suffering an identity crisis. I do not mean questions of "Who am I?" or "What do I stand for?" No – we are suffering from increasing demands to confirm our identity for every financial interaction. Victor Newson talks about the concept of identity tokens.
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26 March 2019
Moving to the Financial Cloud
Recent regulatory requirements for cloud computing and outsourcing, published by the European Banking Authority (EBA) and the national regulators apply/will apply to payment service providers. Udo Steger discusses moving to the financial cloud.
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26 March 2019
The Blueprint for Paytech Systems
The real success of the widely labelled fintech sector has been that the customer is at the centre of the solution. Incumbents have always looked at the technology first to see how it can service the end user rather than the other way round. Suresh Vaghjiani discusses the blueprint for paytech systems.
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26 March 2019
The Disproportionate Focus on Pure E-Money
Stan Reuben discusses the disproportionate focus on pure e-money between the payment sector and those customers who prefer using cash.
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26 March 2019
The Power of Ecosystems in Payments
Payments might be the most innovative, the most valuable hence the most popular vertical within the fintech landscape because of its diverse payment instruments, technologies and activities at different stages of the payment process. Professor Selim Yazici discusses the power of ecosystems in payments
Read more →25 March 2019
Financial Exclusion Reasons and Solutions
Financial Exclusion is unawareness of financial of products / services. Unawareness can be under banking or unbanking. Rafi Ullah discusses the reasons why and what the solution could be.
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25 March 2019
Leveraging Payment Technologies as a Catalyst f
The payments sector has consistently seen a lot of movement and development. We are constantly seeing new payment services and payment technologies emerge across the globe. Oliver Werneyer talks about Leveraging Payment Technologies as a Catalyst for Legacy System Modernisation.
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25 March 2019
Virtual Assets and Financial Crime Regulation
Virtual assets (aka virtual currencies, crypto currencies, crypto assets) are seen as bringing innovation to the payments-services sector. Jennifer Hanley-Giersch discusses Financial Crime regulation in this sector.
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21 March 2019
Financial Inclusion using State of the Art Technology
In today's Fintech space, multiple products, services and platforms facilitate people in different banking related tasks such as account information, saving and investment. Rafi Ullah discusses financial inclusion using state of the art technology for the unbanked.
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21 March 2019
Turning Mistaken Identity into Customer Delight
The risks associated with identity (individuals and devices) are changing rapidly, and nowhere more-so than in the payments space. James Mirfin talks turning mistaken identity into customer delight.
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21 March 2019
Paving the way to Innovation with Employee Development
Continued innovation is the holy grail for every company that wants to survive and be successful in the long run. Herve Zenner talks about the importance of employee development in relation to innovation.
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21 March 2019
How Paytech can help to Solve Social Problems such as
“The greatest threat of our times" - according to a speech by Barack Obama, this is neither terrorism nor economic meltdown, but it is indeed climate change. David Lais discusses how we can use to Paytech to help solve this.
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20 March 2019
Digital Transformation of Payment System
The term payment is an ancient concept. Rafi Ullah looks at the digital transformation of the payment system as we know it today.
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20 March 2019
Moving Towards A Decentralised Payment
Big Data and Artificial Intelligence technologies made profound changes to financial services. The next generation of financial technology powered by Blockchain will be an even bigger. Phil Toth talks about moving towards a decentralised payment system.
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20 March 2019
Taking Gift Cards (truly) Digital
The evolution from paper gift vouchers is ongoing despite the world moving to electronic payment methods. Alan Smith talks about how to truly make a gift card digital.
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19 March 2019
The Disproportionate Focus on Pure E-Money
For the past five years, the payments and banking industry has been in a constant state of flux. New entrants and well-known institutions are disrupting traditional services, shifting their focus to future-forward technologies in an attempt to solve the challenges of existing, incumbent infrastructure. Daria Rippingale talks about closing the gap between banking and payments.
Read more →19 March 2019
The Power of Ecosystems in Payments
It's a well worn cliche that there has been more disruption in payments in the past five years, than the preceding fifty years since the dawn of the credit card. But while large tech brands and specific Fintech success stories have influenced a shift in payments thinking, very often it's as a result of direct intervention. Rob Fernandes talk about the indirect disruption of payments - the strategists dream.
Read more →19 March 2019
How can Banks use Sandboxes and Prototyping to Accelera
As fintechs continue to outpace banks in offering engaging services to consumers, banks need to come up with fresh ideas. Steve Lacourt discusses how banks use sandboxes and prototyping to accelerate innovation
Read more →18 March 2019
API’s Will Be The Adviser’s Products Of Tomorrow
Will API's become the new advice products of tomorrow? Peter Smith writes about the opportunities for wealth management, investment advisory and independent financial advisers have to work in collaboration with FinTech's and the banks to move market developments on as it becomes easier for customers to shop around for the best deals?
Read more →18 March 2019
Affinity Based Loyalty in Payments
A common way of increasing revenue is to attract new customers, regardless of the cost, the strategy is to entice new customers with generous introductory offers. Sami Sulieman discusses affinity based loyalty in payments.
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18 March 2019
Getting Value from Payments Data
The massive amount of data generated by payments creates risks of breach and opportunity for financial crime, both where it is stored, and at the edge as it moves across systems and organisations. Mark McKeever writes about how to get the best value from payments data.
Read more →14 March 2019
What does the future hold for fintech and other market
The last decade or so has been witness to seismic changes, which have shaken the very foundation of the banking tradition. Paul Marcantonio tells us what the future holds for fintech and other market players.
Read more →14 March 2019
Don’t Discount the Baby Boomers
Consumers belonging to the older generations were never of much interest to most e-Commerce companies. Slow to adopt new technologies, unwilling to adapt to new models of engagement, distrustful of new payment methods - the myths abound. However is this really the case? Paul Marcantonio explains.
Read more →13 March 2019
The Value of Big Data within Banks
According to IBM's statistics, the world creates 2.5 quintillion bytes of data a day. That's 2.5 billion billion characters. Kashif Mumtaz discusses how there is little written about the value of data within banks other than in relation to risk management and how banks should use this data to grow.
Read more →12 March 2019
Comply or Die: How compliance audits can help
James Borley examines how new rules and regulations in the payments sector are putting Heads of Compliance under major pressure to ensure their processes and procedures are up to date, adequate and compliant.
Read more →11 March 2019
The New Era of Behavioural E-Commerce and Predictive
Suresh Sood looks at the new era of Behavioural e-commerce and predictive instant payments. The global rollout of real-time payment schemes otherwise known as instant payments is nearing completion through to 2020. In a world of big data from mobile devices the opportunity exists to rethink e-commerce and real-time payment technologies.
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11 March 2019
It’s more than just tech: Why life insurance needs new
Life insurance has developed downward in the last couple of years. The main reasons for that are a low-interest environment and old and traditional products that do not cater to the demands of a younger generation.
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6 March 2019
A new channel to promote financial inclusion
Employee financial wellbeing is fundamental to enhance engagement, productivity and lower turnover rates in the workplace. Employers have a unique chance to be supportive and careful about their employees’ financial health. With that in mind, responsible financial institutions and employers are levering from technology to promote sustainable credit offerings, insurance and other financial products to millions of employees.
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5 March 2019
Cashless Payments
With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the OECD. “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the World Bank.
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28 February 2019
Ecosystem Evolution
With the use of current technology we can move to decentralised models, powered by digital assets with the use of blockchain tech and security, something that will provide cost efficiencies, transparency and speed of execution as opposed to current models that are supposed by legacy organisations as form of revenue generation.
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27 February 2019
Payology – The need to Educate Generation Z
‘Payology’. Pay-what? A Generation Z kid may ask. ‘Payology’ is the official study of the payment ecosystem. With the current population of Gen Z at 23 million and growing rapidly, the industry could be doing more to educate the payments pioneers of the future and make ‘Payology’ a mandatory requirement of today’s educational curriculum.
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26 February 2019
Exploring the UK Regulatory Environment on Blockchain
In January 2018, changes to the required compliance and registration procedure, begun with the implementation of PSD2, an EU directive which aims to bring regulation up to date with developments in the payment services industry and to promote further innovation.
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25 February 2019
The Role of Context-Aware Payments in a Digital
A context-aware system is able in adapting its operations to a given context, without explicit user intervention and thus aims at increasing usability and effectiveness by taking environmental context into account.
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12 February 2019
Case Study – Digital Transformation in Banking:
Digital transformation is a priority of Societe Generale’s “Transform to Grow” strategic plan. Societe Generale in the UK partnered with FINTECH Circle to run its acceleration program to test more agile working methods, design thinking and fast prototyping to develop internal projects.
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24 January 2019
Danish insurtech took the leap in 2018
2018 became the year, where Danish insurtech finally took the leap. We celebrated the great news by introducing the insurtech-prize to reward the “Greatest Danish insurtech-news 2018”.
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27 November 2018
Newsletter – FINTECH Bridge China & Best Fintech Courses
Congratulations to those who have submitted their proposed chapters for The PAYTECH Book. We had a great response with over 170 submissions from global payment experts.
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13 September 2018
The Insurtech opportunity for the underserved SME market
SME insurance is an $80billion industry in the US – and there are over 5.7million SMEs in the UK – so why is this huge financial opportunity universally underserved.
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10 September 2018
FinTech is Conquering the World – This is Where
Outside the West, FinTech has had enormous success in Africa, Asia, and Latin America. Africa’s land area and population dynamics means rural areas are often left without access to secure banking, but FinTech is changing that.
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5 September 2018
The Future of Financial Services and How to Shape
A new type of evolved financial customer for which the interaction with the banking does not differ greatly from the interaction with another type of digital provider like Amazon, Venmo, Spotify or Netflix.
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31 August 2018
August 2018 Newsletter
August News - Best Fintech Education & Global Events curated by FINTECH Circle
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29 August 2018
Quantum perspectives of Robo-advisors
Various quantum algorithms offer substantial speedups relative to classical algorithms. At this point of time, quantum computing is best suited to solving these problems using three types of algorithms: optimisation, sampling, and machine learning.
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13 August 2018
Chatbots do not save bad customer service
Everybody experiences frustrating customer service all the time. Therefore, we are also constantly looking for new solutions to these eternal problems. And right now, the solution seems to be chatbots.
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9 August 2018
Using blockchain for P2P energy trading
P2P energy trading is a new exchange system where individuals generate their own renewable energy and then share the excesses, at a given price, with their local community. It can come from different kinds of Renewable Energy Sources (RES) such as solar, wind and CHP (combined heat and power).
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30 July 2018
What is a blockchain?
With the amount of data being stored each day, it has become crucial to find a way to enhance storage and reliability, while still limiting costs. A blockchain is a first answer to this issue by being a decentralised system allowing for data storage.
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14 May 2018
Pensions in the Workplace Ecosystem
Not long ago, firms paid pension contributions to providers by means of a cheque and a list of employees the monies related to. This was symptomatic of antiquated and frequently disparate workplace IT systems that firms used to manage pensions, payroll and personnel (the 3Ps). It was often unclear where the most recent information was held, and systems didn’t synchronise data. While advances in IT have combined the 3Ps into new Human Capital Management systems, from enterprise solutions (Workday, Oracle, SAP) through to smaller scale systems, pension providers have battled with legacy systems and diminishing profitablity.
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14 May 2018
Assets under View (short AuV)
Did you know that we reached the “Multi Banking Era”? We now have the technical capabilities to give a retail client the opportunity to not only aggregate current accounts, but also portfolio accounts, real estate, gold, alternative assets, and so forth.
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23 April 2018
Wealthfront’s Hedge Fund: Why Should You be
Why the need for robos when BlackRock and Vanguard were already selling passive financial products.
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18 April 2018
Technology is the Future of Insurance
Software is sprinting to a cloud based, software as a service (SAAS) model. The most outstanding feature of all of these markets is the move from product to service based models.
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16 April 2018
Is Bitcoin & Blockchain Still Just a Hype?
What has begun with a whitepaper in November 2008 from a unknown circle of crypto nerds has become today a hot topic that is discussed not only by the people from the street but also by global business leaders.
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11 April 2018
How disruptive will Intelligent Automation be?
Ignoring automation is a dangerous game. Banks ignoring the advantages of these technologies will be swallowed up by the world transforming around them.
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10 April 2018
A Better Way to Identify Winning Funds
The idea of using crowd sourcing in order to improve service and product ratings has become main stream. Companies like TripAdvisor and Yelp have become extremely popular.
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5 April 2018
Soho to the City: A Tale of Two Sectors
I've learned over those years to always take a deep breath and look beyond the hyperbole and make sure we understand how the implementation of new technology will affect a market sector.
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26 March 2018
The Business Location Canton of Zug and the Crypto Valley
The Canton of Zug provides excellent conditions for everyone! With a dense network of services, suppliers and private support organizations, a unique mix of local and international companies, ample investment in education and culture, attractive tax levels for legal entities and individuals, and the availability of both an efficient infrastructure and a fascinating living environment, the Canton of Zug offers an optimal overall package.
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20 March 2018
Using Social Media Data for Insurance
What lies on the horizon for using social media in the insurance industry? We see one of the biggest opportunities in the area of small business insurance.
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1 March 2018
A Day in the Life of your Banking Customer
By capturing location, demographic and social data you can propose a personalised customer experience.
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22 February 2018
Rising above the Ashes of Carillion – Tips on how SMEs manage Late Payments
While a new inquiry by the Treasury Select Committee into the issue of SME finance, and the Business Committee’s inquiry into the relationship between large firms and SMEs is welcomed, more needs to be done.
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6 February 2018
A meaningful connection. The next phase of API relationships.
API’s are enabling system architects to develop platforms using best of breed components. The opportunity to modernize legacy systems through this approach is immense.
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1 February 2018
At A RegTech Inflection-Point
Putting your product into a GDPR-shaped box for example will undoubtedly resonate with the market. However, as you scale, this dangerously risks the ground in which you can play.
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29 January 2018
Solving The Last Mile Problem In Finance
If I have to find just a few words that best describe me, I would use dreamer, doer and challenge lover. I have always undertaken inspiring opportunities that have often led me to move city, country or even continent in search of a new challenge.
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26 January 2018
Exploring Parallels Of Innovation In Disparately Different Industries
I love exploring parallels of innovation in disparately different industries. What's happening in the arts that applies to the financial sector? What is NASA doing that applies to the entertainment industry.
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11 January 2018
Collaboration: Startups – Incumbents
Collaboration between Insurtech startups and incumbents is gaining momentum, as it is a win-win solution able to generate benefits for both parties.
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15 December 2017
RegTech is for Regulators Too, Particularly in Emerging Markets
However, as fintech-type companies become a part of the system,regulators must then find ways to effectively fulfil their mandate.
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15 December 2017
A non-financial perspective in RegTech
RegTech should not constrain its development within financial sector, applications in other sectors are worthwhile.
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13 December 2017
Private Banks are Zombies, they just dont realise it yet
How will technology, including AI, APIs, Blockchain etc allow Private Banks to reimagine their business models?
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13 December 2017
An Individual Investors Guide to the Online Brokerage Galaxy
While the brokerage space has evolved a lot in recent years and investors now have range of good choices (especially if you’re US based), choosing ‘the one’ is still not easy even for experienced investors.
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11 December 2017
Why digital wealth management will become a worldwide market standard
The growth picture is strong with realised annual rates of +50% and an expectation of a market size of 16 trillion dollars by 2025 according to Financial Times.
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7 December 2017
Claims Sharing – innovation in the B2B insurance claims handling ecosystem
Claims sharing enables B2B apps and IoT technologies to build an accurate data bridge between insurers and customers.
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6 December 2017
The necessary the regulation of Fintech
If given the right environment, Fintech could become one of the most powerful tools to support sustainable economic growth
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30 November 2017
Will Tech improve how Wealth is managed?
This has led to the emergence of a class of “shadow banks”, such as peer-to-peer lenders and robo-advisors for wealth management
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24 November 2017
RegTech the Millennial Way
For this generation, RegTech means being able to understand and execute regulations and compliance in almost an instance for lay people, multi-national companies and new user groups affected by changing laws.
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23 November 2017
WealthTech Future is About Providing a Delightful Financial Experience
It’s not enough to create usable interfaces anymore, you need to understand what kind of experience you want to ensure at every touch point of digital interaction with your users.
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23 November 2017
Human Psychology and Simplicity are Keys to Designing Useful WealthTech
All those complex terms such as subsidised/unsubsidised loans, running balance, available balance, interest rates, compounding, stocks, bonds, mutual funds. Why are average users supposed to know what all this means if they just want to manage their wealth?
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22 November 2017
Alexa, can you get me an Insurance?
For the insurance industry with its consultation-intensive products, the possibilities of digital assistants sounds promising.
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22 November 2017
InsurTech: The use of Security Analytics to better understand and quantify Cyber Security Risk
Insurers can generate ratings for applicant cyber security postures, compare it against other industry peers and make informed underwriting decisions.
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22 November 2017
Protecting Personal Claims Management Against Fraud Using Text Analytics – InsurTech
Technically, smart text analytics technologies are essential to support the insurance officers in their tedious effort to track the documents.
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20 November 2017
Sandbox Games for RegTech
Under Swiss regulation, technological solutions which support banks in complying with regulatory requirements are not subject to authorisation.
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20 November 2017
The Compliance Revolution or the Critical Evolution of the Roles
Productivity stagnation is at such levels that the negative effects of regulatory burden make it necessary to revolutionise the compliance function.
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20 November 2017
Making Regulation Machine Readable – RegTech
To automate these processes offering international services remains a challenge as each country has its own complex regulatory requirements.
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17 November 2017
Unravelling one of the Least Understood Industries at the Edge of Disruption
Insurance-focused start-ups today have started revamping the traditional insurance-broker distributor model, and are now applying the omni-channel approach to offer self-directed services and personalised pricing.
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17 November 2017
The Future of InsurTech
It will also become the norm to purchase insurance at the point of sale, for example when you buy a laptop, or when you’re purchasing a related product or service,
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17 November 2017
InsurTech – at the Bottom of the Pyramid
In essence - InsurTech at the Bottom of the (wealth) Pyramid. After all, it is when faced with resource constraints that innovation tends to breed naturally.
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16 November 2017
Fine Art as an Asset Class; maximising the impact of DLTs in wealth management
The edge that DLT-based platform for securitisation offer has yet to be exploited and while we have identified a few (Maecenas among them, pioneering in fine arts) we expect to see an increasing range of assets turned into new asset classes
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16 November 2017
Disrupting Asset Management: The Digital Fund
Thankfully for investment managers and investors alike, the overall picture is not as bleak as the above depiction could lead us to believe. Key technological advances on the operational front have empowered both investors and managers equally.
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16 November 2017
Give me something that I don’t have – WealthTech
FinTech companies provide the chance for Private Bankers and Wealth Managers to position themselves as 4.0 Trusted Advisors.
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15 November 2017
Future RegTech
Identity authentication and management with less reliance on traditional identity data means we’ll be seeing a lot more Blockchain-based tech in Identity.
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15 November 2017
RegTech in Real Time: How Streaming Analytics Will Shake Up Compliance
ReTech companies are creating innovative solutions which are fuelled by advances in different fields within big data. One such field is streaming analytics.
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15 November 2017
Banks Managing risk through RegTech and Market Infrastructure
As the regulatory technology landscape is expected to change dramatically over the next few years we'll find out who will be the winners and losers in this competitive economic climate.
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14 November 2017
Artificial Intelligence – the Always On Insurance Brain
How are insurance organisations starting to leverage a new, more practical and viable strand of industrial AI
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14 November 2017
Where does Insurtech leave the people who work in insurance?
The role of underwriters and brokers in the Commercial Insurance market, accounting is an area where Insurtech innovation has had a relatively slow start.
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14 November 2017
Just Do it – a case study of SCF in China
Without proven feasibility and scalabilities, exaggerating the potential impact of Insurtech could, in turn, damage the prospects and development.
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13 November 2017
RegTech Landscape
At the recent G20 summit in Germany, Australian Federal Treasurer Scott Morrison said that financial institutions spend more than $70bn on compliance annually.
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13 November 2017
RegTech Applications Architecture in Financial Holding Companies – A Chinese Perspective
For enterprise data frameworks which maximizes data sharing among subsidiaries it is imperative to have RegTech applications in a consolidated architecture.
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13 November 2017
RegTech Investment Compliance Spending
Are Financial Service companies beginning to recognize RegTech as a paradigm shift and strategic opportunity?
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10 November 2017
Robos The Future of Investment Advisory
Under robo-advisory services, USD 200 billion in 2015 and according to A.T. Kearney is estimated to grow to USD 2.2 trillion by 2020.
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10 November 2017
Fiduciary Fund Selection is Go in a New Fund Order
If the very concept of fiduciary lies in a hierarchy of needs, rules and protocols, then these could potentially be digitalised in a New Fund Order.
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10 November 2017
Just Do It – WealthTech
There will be probably always a better way but innovation is an improvement and not perfection.
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9 November 2017
The Emotional Life Insurance Platform
Creating a new way of selling and retaining life insurance policies with a holistic approach towards clients is crucial for the the industry.
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9 November 2017
The Future Movement to Define the Risk of the Individual
The emergence of the Internet of Things and its confluence with insurance can potentially be one dynamic that empowers the movement towards accurately pricing the risk of the individual
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9 November 2017
InsurTech: The Hottest Non-Sexy Opportunities in a Non-sexy Industry
To achieve better results InsurTech Data companies should partner up with insurers or license them a BDaaS to support multiple channel data collection and advance analytics.
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8 November 2017
Digital Identity Verification as Enabler for the Digitization of Compliance
Regulations now accepts the electronic authenticity confirmation of the client's identity and no longer requires personal identification on-site.
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8 November 2017
The Fintech Ecosystem Between Legal Compliance and Social Dimension
Use of individuals information increases the possibility of conflicts where specific initiatives may be driven by public judgement more than legal concerns.
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8 November 2017
Using RegTech to Manage Regulatory Change
With MiFID II looming, and uncertainty over regulatory change in the USA, there will be enormous pressure on financial institutions to adapt to new legislation quickly and efficiently. RegTech is, and will remain, pivotal in achieving this.
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7 November 2017
Leveraging Corporate Innovation by Opening the Bank to External Ecosystems
The aspiration is to identify internal and external innovation impulses that can be utilized to bolster the bank’s strategic roadmap and wealth management.
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7 November 2017
The Uber Moment of Asset Management Just Ahead – WealthTech
The Uber Moment of Asset Management will create an avalanche of new, easy to handle tools and new players who are betting on this technology.
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6 November 2017
Brokers Must Be Included in the Insurtech Movement
Insurtech is not just about efficiency. It must be about the customer. Winning them. And delighting them.
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6 November 2017
InsurTech in the age of changing customer behaviour, emerging tech and market landscape
Firms are adapting strategies to deliver better contextual services to customers. Innovation cycles are getting shorter. New technologies are emerging.
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6 November 2017
The best ‘InsurTech’ may not be ‘InsurTech’
InsurTech is something broader and may in some cases make incumbents invisible and parametric.
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3 November 2017
Art RegTech: How Blockchain Can Improve Provenance
The capacity to successfully perform a good provenance is highly dependent on the existence of documented evidence which proves its ownership, owner identity
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3 November 2017
Identities in flux: The role of identity and trust in different regulatory regimes
Regulatory technologies based around artificial intelligence, big data, blockchain and open standards have the potential to increase standardization across legal jurisdictions
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3 November 2017
RegTech and Financial Crime Prevention
Considerations of data protection and ethics and suggested risk management limitations of RegTech in assessing indirect and reputational risk exposure.
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2 November 2017
Financial forecasting and portfolio optimisation in the 21st Century
Low cost and infinitely scalable storage and computing costs, advanced algorithms enabled by new ‘cloud computing paradigms’ are now being ‘democratised’.
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2 November 2017
One to One Marketing is the Grail of Private Banking
It is the time you have wasted with your rose that makes your rose so important. ― Antoine de Saint-Exupéry, The Little Prince.
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2 November 2017
Getting through to the Millennial Mom and Transforming her Financial Future
Picture a woman, age thirty-five, sitting at a kitchen table with her laptop and cell phone in front of her. As she looks down at her phone, she smiles! The shares of a stock she bought recently have gone up, and better yet her overall portfolio value has trended upward for the last quarter.
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1 November 2017
The Educational Wealth-Coin
The future form of pension funds will be private labelled retail retirement funds owned by single individuals as retirement wealth will become autonomous.
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1 November 2017
Your Personal Digital Financial Advisor – WealthPal
Collaboration of capabilities include a network of financial experts and social connections to enrich the research, buying and customer support experience.
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1 November 2017
How to unlock WealthTech in Turkey
In Turkey, the gap in financial inclusion is striking. Almost half of the population is under 30 and half of the “bankable” population is unbanked
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31 October 2017
InsurTech: YOU SAID… SHARING ECONOMY?
According to PwC, £3Bn of revenues and £24Bn of transaction values have been facilitated by sharing economy platforms in Europe in 2015
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31 October 2017
Internationalizing InsurTech
One area that has the most potential in Internationalizing insurance is the Blockchain Technology.
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31 October 2017
Insurtech: New Distribution Models
The growth in Cyber insurance has shown that insurers have the ability to respond to new risks.
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31 October 2017
RegTech will Democratize Legal Services
Tools like chatbots, natural language processing and artificial intelligence are creating new, faster, and cheaper ways for anyone to access legal services.
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31 October 2017
RegTech: Minority Report
Less costs on regulations, lower levy fees due to removing claims for miss-selling and PI insurers could reduce costs too if they had access to RegTech.
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31 October 2017
Foundations of RegTech – Open Banking Digital Identity
The next two years promise exciting change in a number of key regulatory building blocks for the financial services industry and beyond.
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30 October 2017
Robo-Advisors: A Gift in disguise for the Wealth Management Industry
How robos can outperform actively managed long-term investment funds? Will the development in neural research and A.I. enable the Robos to work in isolation?
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30 October 2017
Key Success Factors in Alternative Lending & the Role of Partners
What is the role of larger players in partnerships? How does one create an efficient, balanced, successful partnership with larger players? What are the successful techniques of cooperation with incumbent players and why?
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30 October 2017
Digital Superpowers
According to a 2015 Capgemini report, 65% of affluent individuals will leave their current wealth management firm if an integrated channel experience is not provided.
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26 October 2017
Digital Advice – The Hybrid Model
Platform automation streamlines the workflow, resulting in lower operating and on-boarding costs and the overall client experience is enhanced.
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26 October 2017
Are you Curating your Wealth Management Strategy to fit into Digital Disruption?
What builds the base to the curators guide to form a clear WealthTech strategy that will resonate with their clients?
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26 October 2017
A Hybrid Robo-Advisory Offering
As the distinction between retail, private banking and institutional banking gets more blurred, the importance of robo-advisors will become more prominent.
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25 October 2017
The Opportunities for RegTech are Endless
RegTech is emerging as the ambitious half-brother of FinTech. From its origins RegTech has dreams of going beyond automation.
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25 October 2017
PSD2 and GDPR: Opposition and Unity
The answer to this tension between openness and strengthening data protection lies in – giving ownership and control of data to the individual.
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25 October 2017
RegTECH Investment, Compliance Spending
In compliance training, the best RegTech products and services remove traditional barriers to training and improve the quality and delivery of content.
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20 October 2017
Not to big to Learn not to Fail – InsurTech
A reexamination of why InsurTech and its associated modern business practices are not being adopted as broadly or with the level of penetration they should.
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20 October 2017
Insurtech – Technology is not enough
There’s an issue with trust in the insurance industry. This stems from consumers not knowing what they’re covered for. This is caused by long and complex policy documents that are hard to understand.
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20 October 2017
Redesigning the InsurTech Value Chain
Is segmentation still relevant for the industry today? Digital has impacted the way organisations engage with customers, and have to review their models.
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19 October 2017
Enabling Private Asset Propositions with Technology: Why and How
Multiple platforms are emerging which facilitate the connectivity between HNW clients and private investment opportunities.
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19 October 2017
Will WealthTECH change the world?
A huge pain point keeping many consumers from making the most of their money is the need to juggle numerous apps and websites to manage their finances.
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19 October 2017
Can the combination of WealthTechs and Millennials Toss Incumbents out of the Game?
Are Millennials and WealthTechs really powerful enough to disrupt the whole investments market?
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18 October 2017
From RegTech to TechReg – Regulation in a Decentralised World
We therefore need to re-frame the regulatory approach and start designing rules that take user behaviour and programmers’ skills and intentions into account.
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12 October 2017
RegTech: Improving the Effectiveness of Environmental Regulation
RegTech has the potential to streamline and even revolutionise the monitoring of cap-and-trade schemes.
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12 October 2017
Regulation as a Driver to Foster Digital Economy in Emerging Markets
There are opportunities that RegTech offers to emerging countries expanding financial inclusion,democratising certain services and allowing new players.
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12 October 2017
RegTech: When the Whole is Greater Than the Sum of the Parts
What if RegTech could do more than reduce the cost and complexity of compliance within system that is increasingly to no longer serve its societal purpose?
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10 October 2017
Insurtech – CAT Models Have Disrupted Insurance for 30 Years
CAT models became required technology for property insurers waking up to the realisation that new tools and new underwriting models were desperately needed
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10 October 2017
Insurtech: Crossing Regulatory Lines and Delivering Value for Customers
InsurTech Startups can leverage technology to focus on customers first without legacy concerns.
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10 October 2017
New distribution models – Insurtech
Key questions remain about how these distribution channels will evolve as data becomes even more readily available, and more under the control of customers.
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6 October 2017
InsurTech: Collaborating across the chain
What kind of collaborations and partnerships would work in the current environment so as to absorb the gains of innovation properly?
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6 October 2017
Seamless Insurance – InsurTech
Seamless insurance does not require the customer going to a branch office, agent, bank or retail store. It is in fact a faster, cheaper and new digital experience.
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6 October 2017
Open Exchange Platform utilising Distributed Ledger Technologies for Collateralised Reinsurance
The market for ILS is expected to double to a volume of $87.3 billion by the year 2019. We estimate the value unlocked through the adoption of blockchain technologies to amount to approximately 20% of the total market size.
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5 October 2017
Regulatory Data Harmonization: A NoETL Approach
Data can be combined by its business meaning using knowledge graphs (ontologies) which has potential to reduce integration cost enormously.
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5 October 2017
Merits Demerits of Shared Risk Engine
What are the merits and demerits of implementing a common infrastructure encompassing all risk related functionalities?
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5 October 2017
As a digital customer/end user why does RegTech matter?
There are several factors that should point out the relevance of RegTech for us as digital customers/end users.
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4 October 2017
The short and long term benefits of RegTech
RegTech was initially developed to tackle compliance reporting within financial institutions, the potential captured by RegTech to revolutionise regulatory spaces is not just limited to financial regulation, but rather across all other industries.
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2 October 2017
White Label vs Hybrid Advisory Robos Strategic Options in a Differentiated Future
John O’Connell of Macquarie describes this hybrid model as the Robo doing the “donkey work” of analysis and the human advisor adding the “gamma” of his experience with clients.
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2 October 2017
Digital Asset Management in 2020
How can a shift from an intransparent provision-biased market that has been created around financial uneducated and also uninterested customers look like?
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27 September 2017
RegTech: 4 Options, 1 Clear Choice
Isn't RegTech meant to help banks comply with increasing regulations? Who else needs RegTech?
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27 September 2017
Social Responsibility and Impact Calculation – the inevitable way for robos in the next decade
The institutional market participants feel the pressure and most of them started to apply Environmental, Social and Governance (ESG) criteria to their selection process. A typical data-driven task which can be ideal to digital leaders such as robo-advisors.
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27 September 2017
The Dawn of the Robo-Advisors
This industry, is expected to manage ten percent of the world's assets under management by 2020, but experts believe this figure will be heavily surpassed once a dominant player enters the robo-advisory arena.
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26 September 2017
Digital Identities, the RegTech Holy Grail
Building digital identity schemes for the 21st century is such a vital endeavor, and a central piece for the financial services industry in general, and RegTech in particular
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26 September 2017
Insurance is not a business model, InsurTech could be
InsurTech firms may focus on the niche, cost conscious market, allowing traditional insurers to serve less price sensitive, convenience seeking customers.
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26 September 2017
Insurtechs – What’s their secret?
Celent’s consensus is that there are 600-800 InsurTech start-ups globally focusing on four main themes
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25 September 2017
Leveraging RegTech to enable productivity
What if firms could change their attitudes and turn their regulatory requirements into business opportunities?
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25 September 2017
Personalized Wealth Management as the Next Wave of Robo-Advisory
Wealth management in a broader sense includes other aspects that are as relevant as the pure investment returns.
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22 September 2017
InsurTech defintion as its own Manifesto
A definition of InsurTech should cover different concepts that goes well beyond the idea of combining insurance and technology to include the social role of insurance
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22 September 2017
At the beginning of a regulatory revolution
RegTech will change the entire value chain, from regulators and the political system, to compliance and regulatory advisers, auditors, regulated entities.
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22 September 2017
An Industry Driven by Digital, Data and A.I.
The end-to-end management of investments will be completely automated, decisions will be driven by aggregated data, algorithms and risk models.
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21 September 2017
Culture, Conduct and RegTech: A New Dawn?
RegTech solutions are gaining traction, and are looking to help firms capture the qualitative to ensure regulatory compliance.
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21 September 2017
The search for a better life expectancy predictor leads an insurance company to a science lab
I believe the technology will create a marked leap forward to better assess, select and price risk for the life insurance.
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21 September 2017
Using Artificial Intelligence in Wealth Management
Whether its data about markets or data about clients, combining the two in an intelligent way and communicating them to clients is a key part of the wealth management business model
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20 September 2017
Trade Receivables and IFRS 9 – How to disrupt the Regulator
The “IFRS 9 Financial Instruments” is the new standard which will replace the existing IAS 39 and RegTech can come to the rescue.
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20 September 2017
The Year of Integration
Integration platforms can become a hedging mechanism not only for insurance companies but for InsurTechs.
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20 September 2017
What is the Future of WealthTech? Becoming Millennially-Minded
A one-size-fits-all approach simply will not work, especially when marketing to Millennials as these young adults tend to have vastly different values and expectations than Baby Boomers and even Generation X
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19 September 2017
Will Financial Institutions ever achieve a 100% AML-Rules Compliance?
What tools do regulators have at their disposal to ensure a stringent execution of the AML/CFT-rules
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19 September 2017
Insurance and Conversational Business
By demystifying artificial intelligence and the current state of the art we can understand what we can achieve with insurtech
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19 September 2017
Stock markest will change and classic wealth managers will lose
Will active managed mutual funds decrease their fees to stop the money outflow? Small innovative wealth managers and highly efficient active managed mutual funds with much lower fees will see a revival
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6 September 2017
How to Use Digital Marketing Data in Regulated Industries
The RegTech approach uses a mix of data collection methods, user consent, digital marketing campaigns and digital services.
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6 September 2017
Insurance as a Utility: a dream or an inevitability?
While the first wave of InsurTech startups is already experimenting to that effect in the market, its yet to be determined, whether it will go down the path of collaboration with incumbents or their ultimate disruption.
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6 September 2017
WealthTech disruption across the wealth management value chain
When looking at FinTech entrants to the wealth management industry you could say that most of them are focused on the investment side of the value chain
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5 September 2017
How AI will cause robo-advice to completely outperform human advice
They say clients value the human touch or need real people to understand the nuances of their financial lives. They’re wrong.
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5 September 2017
Case Study: implementation of anticorruption law compliance application
A technologist who has as much legal service experience (as opposed to legal knowledge) can generate a disruptive strategic insight. This opens up the possibility of a new class of RegTech opportunities
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5 September 2017
The future of WealthTech is hinged on collaboration
The time firms have to respond to markets needs are shrinking as competition these days is hugely based on technology
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4 September 2017
Think InsurTECH culture before InsurTECH adoption
We are experiencing a similar situation whereby insurance companies are focusing on InsurTECH-adoption while neglecting the enabler, InsurTECH-culture.
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4 September 2017
Dreaming of a ledger-free, globally connected wealth management industry
A robo-advisor could collect the best asset managers around the world under one user interface, a firm could then build new distribution channels.
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4 September 2017
Rethinking processes and new paradigm to make regulation scalable and omni-present
A smarter approach to inherently build a trust framework in every element of finance could make regulation invisible but omnipresent
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31 August 2017
From claim settlement to claim prevention – How
Big data and predictive analytics have the potential to change the insurance business model by predicting and preventing claims.
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30 August 2017
Banking supervision at a crossroads
RegTech companies can provide a more efficient way to report, monitor and comply with requirements and be a tool to strategically manage banking risks.
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30 August 2017
The InsurTech Asteroid: Is Extinction of Traditional
Insurance now at greater risk of sudden decline than banks, media or retail during the past few years.
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30 August 2017
Digitising wealth management operations an
Dealing with cyber security risks in a fast changing wealth management landscape, while preventing a potential impedance of business innovation
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29 August 2017
Surveillance 2020
The actors in securities markets know their game. The possibility for market abuse is always right in front of the actors.
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29 August 2017
InsurTech is alive – but will change direction
InsurTech needs to move from a place where its actors pat each other on the back, to one where consumers notice and appreciate the fruits of their labour.
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29 August 2017
Beyond Wealth: Financial Wellbeing
Online tools people should include behavioural economics in their design, to help 'debug' our behavioural biases, which impact on our financial outcomes.
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18 August 2017
Tools for Future Regulatory to Strive Today
Align RegTech to help regulatory better serve the future consumers while dealing with the legacy as an inclusive.
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18 August 2017
Insurtech – six megatrends that will change the insurance
A number of modern megatrends are influencing the insurance industry in ways that many consider will bring back the trust in the relationship between insurer and insured
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17 August 2017
My Private Banker will be a travel agent
Disintermediation can be defined as the elimination of a layer in a transaction while disruption is an unexpected solution that satisfies a need.
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16 August 2017
Regtech: Where are we headed?
Regtech can help to drive down cost of compliance, make platforms sustainable and scalable, and run integrated risk models and foster growth.
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16 August 2017
Managing risks
One model for insurers is to evolve into organisations offering a much broader set of risk management solutions.
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16 August 2017
The new age of AI enabled investing
What could a robo-advice platform diagnostic/risk tolerance questionnaire ask as part of the signup process?
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15 August 2017
You Think That RegTech’s Market Is Too Niche ? Think
As observers familiar with the RegTech phenomena know well, it is the breadth of regulations enacted after the 2007 crisis that spurred a new kind of tech company
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15 August 2017
Why architecture matters!
You hear from all sides stories about new amazing projects on blockchain that will solve – whatever it is to be solved.
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15 August 2017
Social Media in Insurance
Can customers buy insurance on Facebook yet? Is social media being used to augment underwriting data?
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14 August 2017
RegBot – The Financial Services Robocop
How is a regulator to keep track of all those new API endpoints, chatbots and aggregation services we’re expecting to see in the coming years?
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14 August 2017
Discover What Real InsurTech Startups Do Differently
As new technology emerges InsurTech startups pursue different approaches with different results.
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26 July 2017
Rebuilding Trust and Empowering Identity
Two fundamental conditions are required for a strong financial system: trust and identity. RegTech offers an opportunity to strengthen and scale both.
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25 July 2017
RegTech: a new eldorado ?
Luxembourg, having the first largest fund industry in Europe has the best position to become the future Hub of choice for RegTech.
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25 July 2017
New money, old ways, new solutions
There is one issue at the top of insurance business boardroom agendas; innovation and how to embrace InsurTech, improve efficiency and meet the on-demand expectations of customers.
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25 July 2017
From Chemistry to the Financial Markets: Finding Order in Chaotic Systems by Applying AI
Looking for an industry with clean and large historical data sets as well as big need and potential for the AI-based solutions, the focus on the capital markets was a natural choice.
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23 July 2017
RegTech – A Pause for Breath
This has created a fertile ground for RegTech players to offer innovative, nimble solutions. Key areas for attention to provide some signposts to guide entrepreneurs and incumbents.
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23 July 2017
InsurTECH Cyber Risk
How do organizations transfer cyber risk? When should organizations be concerned about their cyber risk exposure?
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22 July 2017
Horses for courses – Which ‘Robo’ will get you over the finish line?
Three main themes, saving investing platforms, digital wealth management platforms, and digital + human wealth management platforms.
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22 July 2017
How Emerging Technologies Will Change Emerging Markets. Welcome Robo-Advisor X.0!
Information asymmetry with analysis of values, health and financial profile robo-advisors make it possible to realize the potential of every person.
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22 July 2017
Invention versus Reinvention
A true partnership between banks and FinTechs through open APIs will bring novel products and services to the market and make an impact on the way we live.
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19 July 2017
Globalization of the Financial Market
You can order goods online to be delivered from China or from anywhere else in the world, it's startling how local the world of financial products is.
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19 July 2017
Insurtech Trends Depending on Localization
Microinsurance will have the best chance to evolve, P2P insurance may decline in some regions while prospering in others, new forms of health insurance has the potential for growth in the countries where IoT and drones sound like a fantasy.
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19 July 2017
Security in the future of WealthTech
With renewed pressure to tamp down costs and adjust to volatile conditions financial organizations have currently little confidence in their ability to manage risk, especially in technology and operations.
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18 July 2017
The Future Regulator Risk Dashboard for Trading
The relationship of trades to global financial risks through the integration of transaction, client, instrument, financial data. The RegTech dashboard.
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18 July 2017
How WealthTech will change the rhythm of sales towards corporate institutional clients?
Technology is providing greater access to more real-time information via marketplaces where investors and customers can meet on supply and demand basis.
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17 July 2017
With the rise of AI technology, can RegTech protect us from the possibility of ‘Skynet’?
Meta description preview:By FINTECH Books Contributor, Nirvana Farhadi Follow: @NirvanaFarhadi
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17 July 2017
Alexa, Where Are My Pensions?
Data portability under the GDPR is intended to drive competition.The FCA see dashboards as a way to help make financial advice available to the mass market.
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17 July 2017
Advancing the Robo-Advisory Proposition for all Clients: Wealthy and Non-Wealthy
Relying on relatively old asset allocation methodologies and a limited type of products, there are clear benefits by having extended the range of clients.
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14 July 2017
Old Tech + New Tech = RegTech
Such controls include the requirement that banks should be able to identify all the spreadsheets used in critical processes and ensure that all data and calculations used in such processes are adequately policed by internal compliance departments.
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14 July 2017
Peer-to-Peer Insurance for Modern Ages
Home insurance hasn't adapted to the era of Airbnb and car insurance is even more hopeless when it comes to Uber and the sharing economy.
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14 July 2017
What is Fintech?
Innovation is rather developed outside of established players in the financial markets, by startups for which the regulators seem rather indecisive on how to approach them.
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13 July 2017
Passporting – is an opportunity also a problem?
Perhaps what is needed is not more regulation, but a standardised and simplified application across the sector, supported by automation through software.
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13 July 2017
Embracing emerging technology – asset management
Change is hard. As human beings, we get comfortable and feel secure, so when things change, it can be unsettling to say the least. Specifically, the asset management industry is going through a period of rapid digital transformation and change.
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12 July 2017
Discover the Innovative Technology Behind RegTech Leaders
“RegTech” is a massive opportunity to create a vibrant surrounding ecosystem at scale while increasing productivity, lowering transaction cost and improving operational resilience.
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12 July 2017
Fiduciary Algorithms: Holding our Algorithms Accountable
Digitalization and fiduciary movements are both trending at the exact same time within the wealth advice space, creating new technology requirements and opportunities.
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11 July 2017
Turning The Insurance Paradigm Upside-Down / The Path Towards Data Driven Solutions
Being smart is getting tougher with time. Data is becoming increasingly cheap, open and accessible. Making the data work not only for its narrow purpose, but for the purpose of understanding the business.
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11 July 2017
Rethinking processes and new paradigm to make regulation scalable and omni-present
A smarter approach to inherently build trust framework in every element of finance could make regulation invisible but omnipresent.
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11 July 2017
Talking Robo – financial intelligence having fun
The next wave in WealthTech will be defined by five major trends with more 'financial smartness' and 'financial creativity' in the WealthTech arena.
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10 July 2017
Compliance with data protection regulations by applying the blockchain technology
Is it possible to effectively apply the blockchain technology to support in a cost-effective way any compliance aspect on the personal data protection field? The presented use case shows a possible solution for solving the issue with management of consents to use personal data.
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10 July 2017
Insurance – simple, frictionless or pointless?
I am sure you can imagine a world where insurance is far simpler to both buy or to claim - it is almost upon us since there are already a growing number of InsurTECH companies where this is exactly what they’ve set out to do.
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10 July 2017
How AI will cause robo advice to completely outperform human advice
Most financial advisors are in a state of denial about robo-advice. They say clients value the human touch or need real people to understand the nuances of their financial lives. They’re wrong.
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7 July 2017
InsurTECH business model for 21st Centrury
Traditional “insurance moguls” must deal with small and efficient startups and sharing economy ideas, using changing behavioral patterns in a digital world as their advantage.
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7 July 2017
Digital Business Model for Wealth Management Operations as Matchmaker of Generations
Wealth management operations should inevitably establish digital technologies into their performance spectrum. In doing so, the key to success is to address customers across multiple channels
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6 July 2017
Predictive Insurance – New Opportunities, New Competitive Landscape
Companies including Google, Fitbit, Pfizer are heavily investing in developing new biometric sensors. Combined with Machine Learning, the information from these sensors can be used for different purposes
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6 July 2017
RegTECH impact on the Private Security Industry during a transition to a new regulatory regime
Insufficient public safety measures; coupled with improved economic climate and a booming construction industry, has facilitated the rise in the global requirement for real-time regulatory compliance and best-practice.
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4 July 2017
SAM MAULE INTERVIEWS SUSANNE CHISHTI FROM FINTECH CIRCLE
Ever get a little bit tired of all the hype, buzzwords, egos, etc. that come with the fintech territory? My cure – spend five minutes chatting with Susanne Chishti. Her energy and passion for the space will jump start your own enthusiasm for digital disruption (I had to throw in a buzzword phrase).
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4 July 2017
Micro-Insurance is becoming an imperative for Insurers to keep up with the customer’s needs
Even in today’s connected world, the insurance agent or broker remains the most diffused means for selling non-compulsory insurance coverage to potential customers
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4 July 2017
WealthTech in Latin America – Just the beginning
When you think about Latin American countries you believe that most of FinTechs can solve the problem of financial inclusion as in other developing countries. In fact, WealthTech in Latin America is also a way to reach financial inclusion.
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30 June 2017
How will Insurtech address the new risks of the Sharing Economy
The speed of technology changes everything as new business models changes their views on ownership and the value of things.
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30 June 2017
How Can Blockchain Technology Power the Areas of Identity and Authentication
With increased importance focused on digital identity blockchain can help banks, insurance and FinTech companies to manage and verify identities.
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30 June 2017
Empowering women financially. Why and how?
Women drive the world economy. Believe it or not, over the next decade, the impact of women on the global economy will be “at least as significant as that of China and India”.There has never been a more important time for women to get serious about understanding their finances.
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23 June 2017
RegTech for regulators, a toolbox helping to prevent the next financial crisis
RegTech itself will not prevent the next financial crisis, but using technology will make regulators better regulators.
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23 June 2017
“LEGO” Bricks for applications – WealthTech
Technology today with it’s speed, content streaming and cloud storage ability, is facilitating the construction of scalable applications by allowing us to take those front-end and back-end frameworks or ‘lego’ pieces that allow the construction of whatever the mind can imagine.
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23 June 2017
InsurTech ‘Now and Next’: A cartographer’s dream
It's only been in the last 18 months that we've actually agreed on the term 'InsurTech' having had a go with InsTech,and a minor diversion via InsureTech. It's not just the variations on country names that makes us feel like cartographers in the middle ages, but also the large parts of the map that are still blank.
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22 June 2017
Introducing the RegTech quality compass
Compliance and risk management have been perceived for too long as fun-free zones. Working with a RegTech solution should be a pleasurable and motivating experience.
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22 June 2017
How gamification can attract on-line wealth management consumers to sign up
As firms like wealthfront.com attract assets in an ever more saturated market, the interesting question is, will they succeed in disrupting the incumbents?
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21 June 2017
Incumbent and Insurtech collaboration via Open Innovation Strategy
Insurtech is disrupting the entire value chain and customer life cycle. ‘I want it now’ culture, increasing consumers’ needs, high competition and changing regulations force incumbents to change. Disruptive technologies offer the opportunities to redesign customer experience
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21 June 2017
Wealth Management-as-a-platform: new architecture with PSD2
Wealth Management-as-a-platform: the new business architecture, particular resources should be allocated to shaping the firm’s culture around agility and the number of potential business partners on cybersecurity
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20 June 2017
Using Behavior-Modification Gamification to Bring Insurers into the Connected World
Insurers are utilizing that same data to leverage gamification, or more specifically, behavior-modification gamification
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20 June 2017
InsurTech in Turkey: Challenges and Opportunities
In 2016, with the foundation of FinTech Istanbul, an independent organisation supported by Interbank Card Center of Turkey, the Turkish FinTech ecosystem has started to develop and receive attention internationally.
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20 June 2017
What is RegTech?
RegTech solutions are considered as an important contribution to profitability and efficiency, while improving compliance.
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20 June 2017
The Challenges of Driving Innovation and Disruption
In the financial industry there are a few concepts like trust, history and financial success that are valuable. It is logical then that if you do the right things and play by the rules, you may stay in business for ever. Not anymore!
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20 June 2017
Is the fourth money laundering directive (4MLD) likely to be effective?
4MLD will force changes in both compliance practices and company culture and technology looks like it can provide real, and much needed, assistance.
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20 June 2017
How China and Asia are Shaping the Wealth Management Industry
China is a global leader in B2C FinTech whose innovators also stand to overturn the traditional asset and wealth management sectors.
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