FINTECH Insights.

In the UK and USA alone there are over 100m people classified as financially struggling or squeezed. This population struggles to keep up with bills, they fall behind on repayments and enter arrears with less than $100 in savings. Steve Bradford discusses designing solutions for the financially squeezed.

Artificial intelligence (AI) systems have been shown to effectively and invisibly algorithmically discriminate against customers on the basis of gender and race, reinforcing existing barriers to social and financial success. Robert Robinson discusses bias and discrimination with Artificial Intelligence.

The current Artificial Intelligence (AI) and ‘automated decision-making’ systems have the capability to generate remarkable benefits for society. However, artificial intelligence also gives rise to specific risks. Mihaela Breg talks about trustworthy artificial intelligence.

Building your own fintech ecosystem After years of developing our fintech ecosystem, FINTECH Circle is now helping organizations to strengthen their own. Your ecosystem network

The Chinese State Council’s targets for the growth of China’s Artificial Intelligence confirms their high expectations for its development. Marta Ziosico discusses the implications of China’s Artificial Intelligence strategy domestically as well as internationally.

In a world where everyone is talking about the limitless possibilities of Artificial Intelligence and potential opportunity this can bring to people’s lives, are we creating a language that the very few can understand or even access? Louise Smith on what is beyond the technology.

The world is such a beautiful place: you have artificial intelligence and undiscovered Amazon tribes living in the same time on the same planet. Laura Manescu asks does a future without technology exist?

One of the more substantial barriers to financial innovation is regulation. Kyle Hauptfleisch discusses how AI coupled with machine readable regulation could overcome this barrier.

With the rise of digital banking and new financial players such Grab Finance, Ovo, Go-Pay, Ant Finance, WeBank entering the South-East Asian market, traditional lenders now need to invest heavily into technology to play catch-up to their internet-era counterparts. Karl Li talks data, AI and lending in South-East Asia

Democracy has seen a wave of crises: unequal globalisation gains, growing economic and social inequalities, left-right polarisation, political stalemates, and rising populism. Julian Osborne talks about the part AI plays in this crisis.

The convergence of AI, machine learning, quantum computing and distributed ledgers will have a transforming impact on our society. John Hooks discusses.

Hamad Alzeera’s short story about a family, Adam and Eve, having their first baby born Hope, born in 2030, who will later grow to become a future global FinTech influencer.

12 June 2022, 10.18am – Gavin Spitzner delves into a day in the life of an AI enabled wealth manager.

The use of AI in financial services will continue to grow across the board. Djamila Amimer talk about the evolution of financial services in the face of AI.

How is it that algorithmic bias is one of the hottest topics in artificial intelligence right now? Isn’t the point of using machines to make fair decisions removed from human bias? Aren’t machines neutral after all? Caryn Tan discusses the ethics around AI.

One of the most significant sources of income in retail banking comes from lending, but that does not come without risk and time-consuming activities. Antonio Gaspar discusses how AI could streamline this process.

Artificial Intelligence (AI) is changing financial services. This also represents a challenge to business governance that extends to how risk management is applied.