James Borley examines how new rules and regulations in the payments sector are putting Heads of Compliance under major pressure to ensure their processes and procedures are up to date, adequate and compliant.

Suresh Sood looks at the new era of Behavioural e-commerce and predictive instant payments. The global rollout of real-time payment schemes otherwise known as instant payments is nearing completion through to 2020. In a world of big data from mobile devices the opportunity exists to rethink e-commerce and real-time payment technologies.

A new channel to promote financial inclusion By Mateus Gomes, Business Development – SalaryFits Employee financial wellbeing is fundamental to enhance engagement, productivity and lower turnover rates in the workplace. Employers have a unique chance to be supportive and careful about their employees’ financial health. With that in mind, responsible financial institutions and employers are

Cashless Payments Cashless Payments By Dakshesh Patel With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the OECD. “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the

Ecosystem Evolution Ecosystem Evolution By Anastasios Avranas With the use of current technology we can move to decentralised models, powered by digital assets with the use of blockchain tech and security, something that will provide cost efficiencies, transparency and speed of execution as opposed to current models that are supposed by legacy organisations as form

Payology – The need to Educate Generation Z Payology – The need to educate Generation Z By Sarah Broughton ‘Payology’. Pay-what? A Generation Z kid may ask. ‘Payology’ is the official study of the payment ecosystem. With the current population of Gen Z at 23 million and growing rapidly, the industry could be doing more

Exploring the UK Regulatory Environment on Blockchain Exploring the UK regulatory environment on Blockchain and Crypto Transfers By Hamza Basyouni In January 2018, changes to the required compliance and registration procedure, begun with the implementation of PSD2, an EU directive which aims to bring regulation up to date with developments in the payment services industry

Digital transformation is a priority of Societe Generale’s “Transform to Grow” strategic plan. Societe Generale in the UK partnered with FINTECH Circle to run its acceleration program to test more agile working methods, design thinking and fast prototyping to develop internal projects.