The last decade or so has been witness to seismic changes, which have shaken the very foundation of the banking tradition. Paul Marcantonio tells us what the future holds for fintech and other market players.

Consumers belonging to the older generations were never of much interest to most e-Commerce companies. Slow to adopt new technologies, unwilling to adapt to new models of engagement, distrustful of new payment methods – the myths abound. However is this really the case? Paul Marcantonio explains.

According to IBM’s statistics, the world creates 2.5 quintillion bytes of data a day. That’s 2.5 billion billion characters. Kashif Mumtaz discusses how there is little written about the value of data within banks other than in relation to risk management and how banks should use this data to grow.

James Borley examines how new rules and regulations in the payments sector are putting Heads of Compliance under major pressure to ensure their processes and procedures are up to date, adequate and compliant.

Suresh Sood looks at the new era of Behavioural e-commerce and predictive instant payments. The global rollout of real-time payment schemes otherwise known as instant payments is nearing completion through to 2020. In a world of big data from mobile devices the opportunity exists to rethink e-commerce and real-time payment technologies.

A new channel to promote financial inclusion By Mateus Gomes, Business Development – SalaryFits Employee financial wellbeing is fundamental to enhance engagement, productivity and lower turnover rates in the workplace. Employers have a unique chance to be supportive and careful about their employees’ financial health. With that in mind, responsible financial institutions and employers are

Cashless Payments Cashless Payments By Dakshesh Patel With 40.5% of its GDP in the informal sector, Africa has the highest rate of the shadow economy, according to the World Bank. By comparison, the figure is 16% for countries in the OECD. “Payments provided via an account can provide the on-ramp to financial inclusion,” maintains the

Ecosystem Evolution Ecosystem Evolution By Anastasios Avranas With the use of current technology we can move to decentralised models, powered by digital assets with the use of blockchain tech and security, something that will provide cost efficiencies, transparency and speed of execution as opposed to current models that are supposed by legacy organisations as form

Payology – The need to Educate Generation Z Payology – The need to educate Generation Z By Sarah Broughton ‘Payology’. Pay-what? A Generation Z kid may ask. ‘Payology’ is the official study of the payment ecosystem. With the current population of Gen Z at 23 million and growing rapidly, the industry could be doing more