Payments might be the most innovative, the most valuable hence the most popular vertical within the fintech landscape because of its diverse payment instruments, technologies and activities at different stages of the payment process. Professor Selim Yazici discusses the power of ecosystems in payments

Financial Exclusion is unawareness of financial of products / services. Unawareness can be under banking or unbanking. Rafi Ullah discusses the reasons why and what the solution could be.

The payments sector has consistently seen a lot of movement and development. We are constantly seeing new payment services and payment technologies emerge across the globe. Oliver Werneyer talks about Leveraging Payment Technologies as a Catalyst for Legacy System Modernisation.

Virtual assets (aka virtual currencies, crypto currencies, crypto assets) are seen as bringing innovation to the payments-services sector. Jennifer Hanley-Giersch discusses Financial Crime regulation in this sector.

In today’s Fintech space, multiple products, services and platforms facilitate people in different banking related tasks such as account information, saving and investment. Rafi Ullah discusses financial inclusion using state of the art technology for the unbanked.

The risks associated with identity (individuals and devices) are changing rapidly, and nowhere more-so than in the payments space. James Mirfin talks turning mistaken identity into customer delight.

Continued innovation is the holy grail for every company that wants to survive and be successful in the long run. Herve Zenner talks about the importance of employee development in relation to innovation.

“The greatest threat of our times” – according to a speech by Barack Obama, this is neither terrorism nor economic meltdown, but it is indeed climate change. David Lais discusses how we can use to Paytech to help solve this.

The term payment is an ancient concept. Rafi Ullah looks at the digital transformation of the payment system as we know it today.

Big Data and Artificial Intelligence technologies made profound changes to financial services. The next generation of financial technology powered by Blockchain will be an even bigger. Phil Toth talks about moving towards a decentralised payment system.