FINTECH Insights.

The enterprise world is exploding with data, generated through traditional mechanisms like corporate systems and new mechanisms like digital, IOT and sensors. Reetwija Chakraborty discusses the case for AI enabled enterprise processes.

The world has paid a heavy price for trust, transparency, controls and accountability, in terms of transactional costs and subsequently leading to the pricing of products and services. In isolation every incumbent in Financial Services space has maintained, paid and will continue to pay for it to be legitimate, transparent and trustworthy. Anshul Srivastav discusses ethics, transparency and trust in the world of AI.

New Zealand has long been a test bed for companies to test out new ideas on a sample population before releasing them worldwide; partially because it is remote enough that any bugs are unlikely to reach mainstream US press. Microsoft, Yahoo and Facebook have recently piloted new features to name but a few. Henry Midgley gives us an overview of the New Zealand fintech landscape.

“Virtually every Forbes Global 2000 company is on some sort of digital transformation journey.  Basically, one in eight got it right”

Financial technology companies are offering salary-linked products. Salary linked products are related to salary processing, loan payments and transfers. The analytics related to how long anindividual has been with their employer is used by the employer for performance metrics.

With an increasing number of Fintech companies based in Manchester a much needed central hub for this growing ecosystem has been widely welcomed by the region’s business and tech community

We are entering a new age of technology. Julian Harris discusses the new age of digital beings and what this means for our future.

Asset Management today is built upon the infrastructure of ‘pooling’. The simple presumption of cramming masses into a single model, each trying to derive an individual future from it. JB Beckett discusses reinventing mutual investing with AI.

What is financial inclusion in a world were in the last thirty years the birth of the Dot.com has seemingly changed the way we live or our everyday life. Abdul Kareem Alawiye discusses financial inclusion and a digital paperless future.

Economic science has always had as object of study the human being, its social and production
relations, as well as the present needs in its life cycle and the ways to cover them with resources that are not necessarily abundant. Aaron Olmos talks about the invisible hand, spontaneous order and artificial intelligence .

By definition ‘payment’ is: The action or process of paying someone or something or of being paid. Zoe Cuthbertson talks about the human behind the exchange.

Even after having witnessed the participation of various well-known brands into the blockchain and crypto technology, some still decide to continue living in a 1984 where ignorance is bliss. Werner Hochleitner asks is the Country Coin the solution for the Unbanked?

We are suffering an identity crisis. I do not mean questions of “Who am I?” or “What do I stand for?” No – we are suffering from increasing demands to confirm our identity for every financial interaction. Victor Newson talks about the concept of identity tokens.

Recent regulatory requirements for cloud computing and outsourcing, published by the European Banking Authority (EBA) and the national regulators apply/will apply to payment service providers. Udo Steger discusses moving to the financial cloud.

The real success of the widely labelled fintech sector has been that the customer is at the centre of the solution. Incumbents have always looked at the technology first to see how it can service the end user rather than the other way round. Suresh Vaghjiani discusses the blueprint for paytech systems.

Stan Reuben discusses the disproportionate focus on pure e-money between the payment sector and those customers who prefer using cash.

Payments might be the most innovative, the most valuable hence the most popular vertical within the fintech landscape because of its diverse payment instruments, technologies and activities at different stages of the payment process. Professor Selim Yazici discusses the power of ecosystems in payments

Financial Exclusion is unawareness of financial of products / services. Unawareness can be under banking or unbanking. Rafi Ullah discusses the reasons why and what the solution could be.