FINTECH Insights.

RegTech solutions are gaining traction, and are looking to help firms capture the qualitative to ensure regulatory compliance.

I believe the technology will create a marked leap forward to better assess, select and price risk for the life insurance.

Whether its data about markets or data about clients, combining the two in an intelligent way and communicating them to clients is a key part of the wealth management business model

The “IFRS 9 Financial Instruments” is the new standard which will replace the existing IAS 39 and RegTech can come to the rescue.

Integration platforms can become a hedging mechanism not only for insurance companies but for InsurTechs.

A one-size-fits-all approach simply will not work, especially when marketing to Millennials as these young adults tend to have vastly different values and expectations than Baby Boomers and even Generation X

What tools do regulators have at their disposal to ensure a stringent execution of the AML/CFT-rules

By demystifying artificial intelligence and the current state of the art we can understand what we can achieve with insurtech

Will active managed mutual funds decrease their fees to stop the money outflow? Small innovative wealth managers and highly efficient active managed mutual funds with much lower fees will see a revival

The RegTech approach uses a mix of data collection methods, user consent, digital marketing campaigns and digital services.

While the first wave of InsurTech startups is already experimenting to that effect in the market, its yet to be determined, whether it will go down the path of collaboration with incumbents or their ultimate disruption.

When looking at FinTech entrants to the wealth management industry you could say that most of them are focused on the investment side of the value chain

They say clients value the human touch or need real people to understand the nuances of their financial lives. They’re wrong.

A technologist who has as much legal service experience (as opposed to legal knowledge) can generate a disruptive strategic insight. This opens up the possibility of a new class of RegTech opportunities

The time firms have to respond to markets needs are shrinking as competition these days is hugely based on technology

We are experiencing a similar situation whereby insurance companies are focusing on InsurTECH-adoption while neglecting the enabler, InsurTECH-culture.

A robo-advisor could collect the best asset managers around the world under one user interface, a firm could then build new distribution channels.

A smarter approach to inherently build a trust framework in every element of finance could make regulation invisible but omnipresent