By capturing location, demographic and social data you can propose a personalised customer experience.

While a new inquiry by the Treasury Select Committee into the issue of SME finance, and the Business Committee’s inquiry into the relationship between large firms and SMEs is welcomed, more needs to be done.

API’s are enabling system architects to develop platforms using best of breed components. The opportunity to modernize legacy systems through this approach is immense.

Putting your product into a GDPR-shaped box for example will undoubtedly resonate with the market. However, as you scale, this dangerously risks the ground in which you can play.

If I have to find just a few words that best describe me, I would use dreamer, doer and challenge lover. I have always undertaken inspiring opportunities that have often led me to move city, country or even continent in search of a new challenge.

I love exploring parallels of innovation in disparately different industries.  What’s happening in the arts that applies to the financial sector?  What is NASA doing that applies to the entertainment industry.

Collaboration between Insurtech startups and incumbents is gaining momentum, as it is a win-win solution able to generate benefits for both parties.

However, as fintech-type companies become a part of the system,regulators must then find ways to effectively fulfil their mandate.

RegTech should not constrain its development within financial sector, applications in other sectors are worthwhile.

How will technology, including AI, APIs, Blockchain etc allow Private Banks to reimagine their business models?