FINTECH Insights.

RegTech is emerging as the ambitious half-brother of FinTech. From its origins RegTech has dreams of going beyond automation.

The answer to this tension between openness and strengthening data protection lies in – giving ownership and control of data to the individual.

In compliance training, the best RegTech products and services remove traditional barriers to training and improve the quality and delivery of content.

A reexamination of why InsurTech and its associated modern business practices are not being adopted as broadly or with the level of penetration they should.

There’s an issue with trust in the insurance industry. This stems from consumers not knowing what they’re covered for. This is caused by long and complex policy documents that are hard to understand.

Is segmentation still relevant for the industry today? Digital has impacted the way organisations engage with customers, and have to review their models.

Multiple platforms are emerging which facilitate the connectivity between HNW clients and private investment opportunities.

A huge pain point keeping many consumers from making the most of their money is the need to juggle numerous apps and websites to manage their finances.

Are Millennials and WealthTechs really powerful enough to disrupt the whole investments market?

We therefore need to re-frame the regulatory approach and start designing rules that take user behaviour and programmers’ skills and intentions into account.

RegTech has the potential to streamline and even revolutionise the monitoring of cap-and-trade schemes.

There are opportunities that RegTech offers to emerging countries expanding financial inclusion,democratising certain services and allowing new players.

What if RegTech could do more than reduce the cost and complexity of compliance within system that is increasingly to no longer serve its societal purpose?

CAT models became required technology for property insurers waking up to the realisation that new tools and new underwriting models were desperately needed

InsurTech Startups can leverage technology to focus on customers first without legacy concerns.

Key questions remain about how these distribution channels will evolve as data becomes even more readily available, and more under the control of customers.

What kind of collaborations and partnerships would work in the current environment so as to absorb the gains of innovation properly?

Seamless insurance does not require the customer going to a branch office, agent, bank or retail store. It is in fact a faster, cheaper and new digital experience.