FINTECH Insights.

Blockchain technology has a lot of potential, and the global finance industry has not failed to seize opportunities to maximise its use.

Trends in adoption of technology in the wealth and investment sector hints at how the FinTech wave is being underestimated.

Fintech startups have been proving themselves as a threat to financial institutions for a few years now. More recently big tech has become involved too.

The FCA must ensure it communicates clearly that merely being allowed to enter its sandbox should not be viewed as a stamp of approval in itself in the UK.

Various legislative changes affect the legal industry. Legaltechs increasingly find solutions to AML and GDPR issues, creating an industry ripe for change.

Increasingly, online banks such as Ally Financial offer high yield savings accounts. But what does this mean for traditional banks and the market?

Share you views on fintech trends in 2020 in our survey and help us predict how the industry will grow and evolve, what trends will influence that change, and what areas will see the most interest and growth.

Incumbent intrepreneurs look to transformation trends that will keep banks future proofed while challengers and tech giants move in on a fintech market where banks have lost a quarter of the payments franchise to new players.

Fintech is challenging the way traditional financial regulation is conceived. Disruption is having an impact not only on the structure and functioning of the financial system, but on the role that regulators and financial supervisors must play.

Incumbents vs. fintechs. How are industries winning over the largest workforce demographic: The millennial market? What lessons can be learnt?

A FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.

Fintech Connect sat down with Lisa Frazier who leads innovation at Wells Fargo.

For highly regulated industries like fintech, cloud companies can be helpful local partners to support and guide foreign companies through the regulatory and technical challenges of expanding into new territories.

Researchers are already trying to develop technology that is resistant to quantum hacking, and on the flipside of that, it’s possible that quantum-based cryptographic systems would be much more secure than their conventional analogues.

FINTECH Circle weekly round up of the latest fintech news, with headlines, summaries and links to the leading articles trending online.

What should tech businesses consider on the road to growth glory?

The mass adoption of mobile payments both online and in-store has paved the way for a tech savvy population that is leap frogging the banking system to access financial services. Like with some popular challengers in the UK, mobile first is becoming mobile only.  

Most academic databases capture information at lower frequencies such as daily, or weekly. However, because this database would support a High Frequency Trading class, tick-by-tick data was necessary.