By FINTECH Books Contributor, Emilie Bellet Follow: @emilieldn  Women drive the world economy. Believe it or not, over the next decade, the impact of women on the global economy will be “at least as significant as that of China and India”.There has never been a more important time for women to get serious about understanding their finances. By 2028, women will control close to 75% of discretionary spending worldwide Truthfully, there is some concern here. According to the Institute of Fiscal Studies’ research, women, on average, earn 18% less than men, with the being particularly harsh to mothers, growing to a whopping 33%. This has a direct impact on the way women save for retirement and to achieve their goals. The median level ofthe statistics on savings and levels of debt show a similarly bleak trend. Gender pay gap wealth held by men (£127,900) in pensions in payment was more than double than that of women (£61,200) In theory, women should be putting aside more money to help them maintain their lifestyles later in life. And yet, women – on average – are still earning less than men and there are fewer of them in senior positions. Consequently, women are left feeling lost and unprepared, facing considerable financial challenges. Women live longer than men. At the same time, professional financial advice is expensive, intimidating and not well-adjusted to the challenges that women face. This has been clearly identified in the UK and it only keeps growing. The money related stress that countless of us face directly translates to low productivity at work, absenteeism and a higher employee turnover rate. It all sounds a bit dismal, but it doesn’t have to be. So how could we improve financial literacy and why exactly is it a win-win to empower women financially?