It is the time you have wasted with your rose that makes your rose so important. ― Antoine de Saint-Exupéry, The Little Prince.

Picture a woman, age thirty-five, sitting at a kitchen table with her laptop and cell phone in front of her. As she looks down at her phone, she smiles! The shares of a stock she bought recently have gone up, and better yet her overall portfolio value has trended upward for the last quarter.

The future form of pension funds will be private labelled retail retirement funds owned by single individuals as retirement wealth will become autonomous.

Collaboration of capabilities include a network of financial experts and social connections to enrich the research, buying and customer support experience.

In Turkey, the gap in financial inclusion is striking. Almost half of the population is under 30 and half of the “bankable” population is unbanked

According to PwC, £3Bn of revenues and £24Bn of transaction values have been facilitated by sharing economy platforms in Europe in 2015

One area that has the most potential in Internationalizing insurance is the Blockchain Technology.

The growth in Cyber insurance has shown that insurers have the ability to respond to new risks.

Tools like chatbots, natural language processing and artificial intelligence are creating new, faster, and cheaper ways for anyone to access legal services.

Less costs on regulations, lower levy fees due to removing claims for miss-selling and PI insurers could reduce costs too if they had access to RegTech.