By FINTECH Books Contributor, Sabine VanderLinden Follow: @SabineVdL  There are ventures out there that are challenging traditional market practices across business to consumer and business to business markets.From freelancing platforms changing the way we work (SkillShare), to food-sharing platforms changing the way we share and connect to local communities (shareyourmeal), or ridesharing platforms (BlaBlaCar) that allow groups of individuals to travel from A to B at a very low cost, leveraging spare space in drivers’ cars. Collaborative, also called sharing or gig, economy businesses are leading new economic and social interactions across Europe and the world as a whole. According to PwC, £3Bn of revenues and £24Bn of transaction values have been facilitated by sharing economy platforms in Europe in 2015. This will increase to an estimate $335Bn and £140Bn of transactions revenues in Europe by 2025. The number of people taking part in it has skyrocketed. Businesses such as Uber, Netflix, Airbnb, Zipcar and TaskRabbit are competing with incumbent players, entertainment companies, hotel chains and car rental services enabling you to outsource day-to-day activities. And all this thanks to the ubiquity of digital technologies. Collaborative consumption is no longer an unknown phenomenon for consumers and businesses. It provides economies around the world with sustainable opportunities for growth. At the same time, it is clear that it poses significant challenges for policy makers and regulators to keep up with. What is the sharing economy? How it is impacting businesses today? What business model examples are today shifting the way business is transacted? What will this mean for insurers and the future of proposition design? If you would like to learn more about InsurTech please look at our video courses at FINTECHCircleInstitute.com