Date: 15 April 2025
Author:  FINTECH Circle

At FINTECH Circle, we’re proud to spotlight initiatives that push the boundaries of financial innovation—and the FinTech Innovation Lab London is doing just that. This year, the Lab has announced its 2025 cohort, welcoming 11 high-potential fintech startups into one of the most prestigious accelerator programmes in the world.

Backed by Accenture and supported by over 35 leading financial institutions, the FinTech Innovation Lab continues to serve as a critical launchpad for technologies that are reshaping the future of finance.

A Record-Breaking Application Round

The 2025 programme saw more than 300 applications from fintech startups across the globe. Each applicant was rigorously evaluated through multiple rounds, including an intense Interview Week, where pitches, product demos, and strategic Q&As helped determine the final selection.

With a selection rate of just 4.6%, this year’s cohort represents the very best in innovation, relevance, and market readiness.

Meet the 2025 Cohort

The 11 startups selected bring disruptive thinking and real-world solutions across AI, compliance, embedded finance, cyber risk, and cloud infrastructure. Congratulations to:

• Quantly – Building LLM infrastructure for financial institutions

• NodeShift – Delivering scalable, affordable cloud computing services

• DeltaBlock – Boosting liquidity and visibility for mid-cap companies

• Serene – Using AI to identify and support vulnerable customers

• Liquidity Lock – Streamlining session-based portfolio trading

• Lyfeguard – A secure platform for storing and sharing life’s essential information

• Firenze – Offering embedded finance through innovative Lombard lending

• Etcho – Empowering personalised ESG investing for wealth managers

• KEYNO – Fighting card-not-present fraud with dynamic CVV2 technology

• MemCrypt – Detecting and stopping ransomware attacks in real time

• Calvin Risk – Automating governance and risk controls for safe AI adoption

We’re especially pleased to note that over 50% of the founders come from underrepresented backgrounds, bringing fresh and much-needed perspectives to the fintech ecosystem.

What the Programme Offers

Over the next 12 weeks, these startups will receive hands-on guidance and mentorship from senior executives across financial services. The programme offers:

• Mentorship from 35+ global financial institutions

• Workshops covering procurement, regulation, compliance, and fundraising

• Workspace access in central London’s financial district

• Speaking opportunities at the Innovate Finance Global Summit

• High-visibility Demo Day to pitch to investors, partners, and media

This year’s programme promises to be the most impactful to date, supporting startups not only in scaling their business but in shaping how the industry evolves.

A Proven Track Record

Since its launch, the FinTech Innovation Lab London has helped:

• 180+ startups raise $2 billion+

• Create over 5,800 jobs

• Deliver 24 successful acquisitions

• Launch dozens of partnerships with leading financial firms

This year’s cohort joins a strong alumni network that includes some of the most influential names in fintech today.

Why It Matters

As fintech continues to expand into AI, cybersecurity, sustainability, and inclusive finance, programmes like this are crucial for bridging the gap between startups and enterprise.

These 11 startups are tackling real-world challenges—ranging from how AI is governed to how digital fraud is mitigated—and doing so in ways that resonate with financial institutions and regulators alike.

What Comes Next?

The programme officially kicks off this week. As the cohort refines its solutions, builds relationships, and prepares for Demo Day, we at FINTECH Circle will be following their journey and sharing highlights along the way.

We believe the 2025 cohort has the potential to drive real impact—not just in the UK, but globally.

🔗 Explore the mentors behind this programme:
View the full list of mentors here

💼 Want to collaborate with the 2025 cohort?
Visit FinTech Innovation Lab London for partnership and investment opportunities.