FINTECH Insights.

Big data and predictive analytics have the potential to change the insurance business model by predicting and preventing claims.

RegTech companies can provide a more efficient way to report, monitor and comply with requirements and be a tool to strategically manage banking risks.

Insurance now at greater risk of sudden decline than banks, media or retail during the past few years.

Dealing with cyber security risks in a fast changing wealth management landscape, while preventing a potential impedance of business innovation

The actors in securities markets know their game. The possibility for market abuse is always right in front of the actors.

InsurTech needs to move from a place where its actors pat each other on the back, to one where consumers notice and appreciate the fruits of their labour.

Online tools people should include behavioural economics in their design, to help ‘debug’ our behavioural biases, which impact on our financial outcomes.

Align RegTech to help regulatory better serve the future consumers while dealing with the legacy as an inclusive.

A number of modern megatrends are influencing the insurance industry in ways that many consider will bring back the trust in the relationship between insurer and insured

Disintermediation can be defined as the elimination of a layer in a transaction while disruption is an unexpected solution that satisfies a need.

Regtech can help to drive down cost of compliance, make platforms sustainable and scalable, and run integrated risk models and foster growth.

One model for insurers is to evolve into organisations offering a much broader set of risk management solutions.

What could a robo-advice platform diagnostic/risk tolerance questionnaire ask as part of the signup process?

As observers familiar with the RegTech phenomena know well, it is the breadth of regulations enacted after the 2007 crisis that spurred a new kind of tech company

You hear from all sides stories about new amazing projects on blockchain that will solve – whatever it is to be solved.

Can customers buy insurance on Facebook yet? Is social media being used to augment underwriting data?

How is a regulator to keep track of all those new API endpoints, chatbots and aggregation services we’re expecting to see in the coming years?

As new technology emerges InsurTech startups pursue different approaches with different results.