FINTECH Insights.

A one-size-fits-all approach simply will not work, especially when marketing to Millennials as these young adults tend to have vastly different values and expectations than Baby Boomers and even Generation X

What tools do regulators have at their disposal to ensure a stringent execution of the AML/CFT-rules

By demystifying artificial intelligence and the current state of the art we can understand what we can achieve with insurtech

Will active managed mutual funds decrease their fees to stop the money outflow? Small innovative wealth managers and highly efficient active managed mutual funds with much lower fees will see a revival

The RegTech approach uses a mix of data collection methods, user consent, digital marketing campaigns and digital services.

While the first wave of InsurTech startups is already experimenting to that effect in the market, its yet to be determined, whether it will go down the path of collaboration with incumbents or their ultimate disruption.

When looking at FinTech entrants to the wealth management industry you could say that most of them are focused on the investment side of the value chain

They say clients value the human touch or need real people to understand the nuances of their financial lives. They’re wrong.

A technologist who has as much legal service experience (as opposed to legal knowledge) can generate a disruptive strategic insight. This opens up the possibility of a new class of RegTech opportunities

The time firms have to respond to markets needs are shrinking as competition these days is hugely based on technology

We are experiencing a similar situation whereby insurance companies are focusing on InsurTECH-adoption while neglecting the enabler, InsurTECH-culture.

A robo-advisor could collect the best asset managers around the world under one user interface, a firm could then build new distribution channels.

A smarter approach to inherently build a trust framework in every element of finance could make regulation invisible but omnipresent

Big data and predictive analytics have the potential to change the insurance business model by predicting and preventing claims.

RegTech companies can provide a more efficient way to report, monitor and comply with requirements and be a tool to strategically manage banking risks.

Insurance now at greater risk of sudden decline than banks, media or retail during the past few years.

Dealing with cyber security risks in a fast changing wealth management landscape, while preventing a potential impedance of business innovation

The actors in securities markets know their game. The possibility for market abuse is always right in front of the actors.