FINTECH Insights.

Is segmentation still relevant for the industry today? Digital has impacted the way organisations engage with customers, and have to review their models.

Multiple platforms are emerging which facilitate the connectivity between HNW clients and private investment opportunities.

A huge pain point keeping many consumers from making the most of their money is the need to juggle numerous apps and websites to manage their finances.

Are Millennials and WealthTechs really powerful enough to disrupt the whole investments market?

We therefore need to re-frame the regulatory approach and start designing rules that take user behaviour and programmers’ skills and intentions into account.

RegTech has the potential to streamline and even revolutionise the monitoring of cap-and-trade schemes.

There are opportunities that RegTech offers to emerging countries expanding financial inclusion,democratising certain services and allowing new players.

What if RegTech could do more than reduce the cost and complexity of compliance within system that is increasingly to no longer serve its societal purpose?

CAT models became required technology for property insurers waking up to the realisation that new tools and new underwriting models were desperately needed

InsurTech Startups can leverage technology to focus on customers first without legacy concerns.

Key questions remain about how these distribution channels will evolve as data becomes even more readily available, and more under the control of customers.

What kind of collaborations and partnerships would work in the current environment so as to absorb the gains of innovation properly?

Seamless insurance does not require the customer going to a branch office, agent, bank or retail store. It is in fact a faster, cheaper and new digital experience.

The market for ILS is expected to double to a volume of $87.3 billion by the year 2019. We estimate the value unlocked through the adoption of blockchain technologies to amount to approximately 20% of the total market size.

Data can be combined by its business meaning using knowledge graphs (ontologies) which has potential to reduce integration cost enormously.

What are the merits and demerits of implementing a common infrastructure encompassing all risk related functionalities?

There are several factors that should point out the relevance of RegTech for us as digital customers/end users.

RegTech was initially developed to tackle compliance reporting within financial institutions, the potential captured by RegTech to revolutionise regulatory spaces is not just limited to financial regulation, but rather across all other industries.